Welcome to northern-valley, your trusted financial partner since 1936. Located in the heart of Grand Forks, ND, we are committed to empowering our members through exceptional service and community-focused values. Under the leadership of CEO Nancy Vodden and Board President Ole Borgen, we strive to create a welcoming environment where every member feels valued and supported on their financial journey. Our mission is to provide accessible financial solutions, whether you are a first-time borrower or looking to expand your existing accounts.

At northern-valley, we understand the importance of modern banking tools that make managing your finances easier and more convenient. With services such as Online Banking, a user-friendly Mobile App, Person-to-Person Transfers, E-Statements, Mobile Payments, and a commitment to secure transactions despite our lack of E-signature Authorization, we ensure that our members have everything they need at their fingertips. As an NCUA-insured institution since 1/4/1971 0:00, your deposits are safe with us, allowing you to focus on achieving your financial goals with confidence. To learn more about how we can serve you better, visit our website at https://www.northernvalleyfcu.com/ or contact us via fax at (701) 772-5076. Join us today and experience the benefits of being part of a community-focused credit union that puts you first.

At Northern Valley, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. Our range of offerings includes personal banking solutions such as checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing options, as well as personal loans for debt consolidation. For those looking to grow their small businesses, we provide business banking services including merchant services and business loans. With online banking and our user-friendly mobile application, managing your finances has never been easier. Members can conveniently access their accounts anytime, anywhere, make person-to-person transfers, enjoy mobile payments, and receive e-statements to keep track of their transactions seamlessly.

Digital access empowers our members to navigate their financial journeys effectively, whether they're planning for significant life milestones or simply managing their everyday banking needs. With features like basic ATM access and drive-thru banking services available at our Grand Forks location, we ensure that you have the flexibility you need. Membership is accessible to many; you can find out more about eligibility at https://www.northernvalleyfcu.com/about/membership/ . Additionally, if you're considering a loan or want to explore competitive rates, we recommend checking out https://www.lendmesh.com/loans/personal_loans for a comprehensive comparison. Should you need personal support or have any questions about our services, feel free to reach us at (701) 772-5076—we're here to help you every step of the way!

In today's rapidly evolving financial landscape, finding a trusted partner is essential for achieving your financial goals. Northern Valley Federal Credit Union stands out as a beacon of reliability and service excellence in the heart of North Dakota. With a Total Membership of 1,480, our commitment to community and member-focused services has been unwavering since our inception in 1936. Our financial stability is reflected in our impressive Total Assets of 18,710,037, showcasing the strength and security we provide to our members.

Transparency and integrity are the cornerstones of our operations, as evidenced by our robust Net Worth of 2,334,206 and a commendable Net Worth Ratio of 1,248. These metrics not only signify our financial health but also highlight our dedication to serving you responsibly and sustainably. Our consistent performance is further illustrated by a Net Income of 322,803, underscoring our ability to grow while prioritizing member benefits.

At Northern Valley, we understand that access to funds is vital for personal and business growth. With Total Deposits amounting to 1,231,709 and Total Loans and Leases reaching 908, we ensure that our members have the resources they need at their fingertips. Whether you're looking for an Auto Loan—where we've facilitated an impressive volume of 740—or exploring options for Credit Card Loans, with a current volume of 153, we are dedicated to providing tailored solutions that align with your unique needs.

Furthermore, we pride ourselves on maintaining low levels of risk, with Total Borrowings standing at 0, which reflects our sound lending practices. Our small yet efficient team, consisting of just 3 employees, exemplifies our commitment to personalized service while ensuring operational excellence across all facets of our institution.

For those seeking a financial partner who prioritizes your success and well-being, Northern Valley Federal Credit Union is here for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . Compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates for your needs.