Northern Valley Credit Union Grand Forks ND | Best Auto Loans & Business Banking

Introduction

Welcome to Northern Valley, your trusted financial partner located at 3030 Demers Ave, Grand Forks, ND 58201. Established in 1936, we have proudly served our community for over 85 years, earning the trust of 1,480 members. As a member-focused credit union, we are dedicated to providing personalized banking solutions tailored to meet your needs. At Northern Valley, we understand that finances can be complex. That's why we offer a range of services designed to simplify your banking experience. From checking and savings accounts to auto loans and mortgages, our goal is to support you every step of the way. With total assets exceeding $18,710,037 and deposits totaling $1,231,709, our solid financial foundation ensures that your money is safe with us. Our team, led by CEO Nancy Vodden and Board President Ole Borgen, is committed to fostering a supportive environment where you feel valued as a member. Whether you're looking for guidance on personal loans or exploring business banking options, our knowledgeable staff is here to help. We invite you to visit us at our branch or reach out via phone at 701-772-7922 during our convenient operating hours from 8:00 AM to 5:30 PM, Monday through Friday. If you prefer written communication, please send official correspondence to our mailing address at 3030 Demers Ave, Grand Forks, ND 58201. Join us at Northern Valley today and discover the difference of being part of a credit union that truly cares about its members! Visit our website at northernvalleyfcu.com for more information on membership eligibility and services we provide. Your financial journey starts here!

Branch History & Mission

Community Engagement

Beyond banking, Northern Valley takes pride in actively participating in community outreach programs. We partner with local organizations to promote financial literacy and support various charitable initiatives aimed at improving the lives of residents in Grand Forks. By investing in our community's future, we create a stronger environment for everyone.

Join Us

As we continue on this journey together, we invite you to become part of the Northern Valley family. Experience firsthand how our commitment to excellence can help you achieve your financial goals. Whether you're looking for personal banking solutions or seeking ways to enhance your savings, we're here for you. For more information about membership or services offered at Northern Valley, please visit us online at northernvalleyfcu.com or give us a call at 701-772-7922. Join us today and take the first step towards a brighter financial future!

Our Mission

At Northern Valley, our mission is simple yet impactful. We aim to offer personalized financial services while being deeply committed to the welfare of our community. We believe that everyone deserves a chance at financial stability and success, which is why we provide a range of products from checking accounts and auto loans to mortgage options and credit cards with rewards. Our goal is not just to meet our members' financial needs but also to foster a sense of belonging and support. As part of our commitment to service, we ensure that we are equipped with modern conveniences such as online and mobile banking, making it easier for our members to manage their finances anytime and anywhere. Additionally, our drive-thru service offers quick access for those who prefer in-person transactions without leaving their vehicles.

Branch Location & Accessibility

Get in Touch

If you have any questions or need assistance before visiting us, feel free to give us a call at 701-772-7922. We're here to help you every step of the way on your financial journey. Come by Northern Valley today we look forward to serving you!

Operating Hours and Services

We are open Monday through Friday from 8:00 am to 5:30 pm, giving you plenty of time during the week to manage your finances. Our dedicated team is here to assist you with a wide range of services, including personal banking options like checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and more. Need cash? We have an ATM available on-site for your convenience. Plus, if you're in a hurry, our drive-thru service allows for quick deposits and withdrawals without leaving your car. While members can visit us at 3030 Demers Ave, official correspondence should be sent to the same address since it serves as both our branch and mailing address.

Parking and Accessibility

At Northern Valley, we prioritize your convenience. Ample parking is available right outside our doors, making it easy for you to pop in for your banking needs. Our branch is fully ADA compliant, featuring ramps and accessible entrances to accommodate everyone. Whether you're stopping by for a quick transaction or planning to sit down with one of our friendly staff members, we ensure that your visit is as smooth as possible.

Member Eligibility

At Northern Valley, we believe that becoming a member is like joining a close-knit community where everyone looks out for one another. If you're wondering how to become part of our family, it's easier than you might think! To be eligible, you simply need to live, work, worship, or attend school in the Grand Forks area or have a family member who is already a member. This openness means more people can enjoy the benefits of our friendly service and unique financial products designed just for you. For more details on eligibility criteria, feel free to check out our website at https://www.northernvalleyfcu.com/about/membership/. Once you're ready to take the next step, opening an account at Northern Valley is a breeze! You can start the process online by visiting https://northernvalleyfcu.cbzsecure.com/auth/new-user or give us a call at (701) 772-7922 if you have any questions. We're here to help you every step of the way as you join us at our welcoming branch located at 3030 Demers Ave Grand Forks Nd 58201. We can't wait to have you with us!

Business Banking & Commercial Services

Loan Options for Every Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make a Difference

In today's fast-paced market, having reliable merchant services is crucial. Imagine easily accepting payments from customers while tracking sales effortlessly. Our merchant services allow you to do just that, making transactions smooth and hassle-free. With tools tailored for both small startups and established companies, you can focus more on growing your business and less on payment processing headaches. Visit us at 3030 Demers Ave Grand Forks Nd 58201 in Grand Forks, ND, or give us a call at (701) 772-7922 to learn how we can help your business thrive!

Comprehensive List Of Services

Accessibility

Our branch also offers basic drive-thru banking for quick deposits, withdrawals, and simple transactions without leaving your vehicle. For those who prefer self-service options, our ATMs are available for easy access during convenient hours. If you're ready to take control of your financial future or just have questions about how we can assist you further, don't hesitate to reach out! Call us at (701) 772-7922, visit us in person at 3030 Demers Ave Grand Forks Nd 58201, or check out our website at https://www.northernvalleyfcu.com/. We look forward to serving you!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Northern Valley Fcu, we provide robust online and mobile banking features. You can check balances, transfer funds, and pay bills right from your phone or computer all designed for ease of use. With our ATM services, withdrawing cash or checking balances has never been simpler.

Loans and Credit Cards

If you find yourself in need of extra cash for personal projects or consolidating debt, our personal loans are available with straightforward terms. Plus, our credit cards with rewards let you earn points on everyday purchases, making every dollar count. For entrepreneurs, we offer specialized services under business banking. From merchant services that simplify transactions to business loans that empower your growth, we're committed to helping local businesses thrive.

Personal Banking

Starting with personal banking, we offer a variety of checking and savings accounts tailored to fit your lifestyle. Imagine having an account that not only helps you save but also gives you easy access to your funds whenever you need them. Our accounts come with features like online banking and mobile payments, allowing you to manage your finances on the go. For those considering purchasing a vehicle, our auto loans and vehicle financing options can help turn your dream car into a reality. We work hard to provide competitive rates and flexible terms that suit your budget. And if you're looking for a home, our mortgage loans and refinancing services are designed to guide you through the process with ease.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, giving you the flexibility to check your balance, pay bills, and transfer money whenever it suits you. No need to worry about being stuck in traffic or waiting in long lines; everything you need is right at your fingertips. If you're looking for quick and easy ways to send money, our person-to-person transfer feature lets you send funds directly to friends or family without hassle. Plus, with our mobile payments option, making purchases has never been simpler. Just use your smartphone for fast transactions! For those who prefer keeping track of their finances on-the-go, our mobile application is perfect for you. It provides all the functionalities of our online banking platform while being optimized for your mobile device. You can manage your accounts from anywhere and even receive e-statements to keep your financial records organized and paper-free.

Security First

We prioritize your security in every digital interaction. Our platform uses advanced encryption methods to protect your personal information and ensure safe transactions. While we currently do not support electronic signature authorization, rest assured that we take every measure to safeguard your data. With these innovative features at Northern Valley, managing your money has never been easier or more secure. Join us today and experience the freedom of modern banking!

Financial Strength

Commitment to Innovation

With $2,011,403 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $370 in used auto loans and $13,455,883 in total loans and leases.

Growing Trust

With total share accounts at 2,658, we have a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $809,910. This shows our commitment to maintaining a healthy balance between growth and safety. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Northern Valley is your trusted partner. Visit us at 3030 Demers Ave Grand Forks Nd 58201 or call (701) 772-7922 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Focused Savings

Members' savings are secured through $1,983,849 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $322,803 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $2,334,206, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,248 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have $6,263,868 in used vehicle loans and $2,813,047 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we can assist you with competitive rates tailored to fit your budget.

Credit Lines and Refinancing Options

In addition to these loan types, we provide credit lines totaling $1,000,000, allowing members quick access to funds when needed. If you're considering refinancing any existing loans for better terms or rates, our experienced staff can help you explore eligibility options that suit your financial situation. At Northern Valley, we prioritize transparency and support throughout your borrowing experience. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information about our loan offerings or to discuss which option might be best for you, feel free to contact us at 701-772-7922. We're here to assist you during our operating hours from 8:00 am to 5:30 pm. Let us help you take the next step toward achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $807,395. Our team is here to guide you through the process, ensuring that you find the right mortgage solution for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $115,717 in loans helping members manage their finances effectively, our credit cards come with benefits designed for everyday use while providing an easy way to build your credit.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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Northern Valley