North Shore Credit Union Duluth MN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to North Shore in Duluth, MN! At our branch located at 2104 London Rd, we take pride in being a trusted partner in your financial journey since our establishment in 1967. With a commitment to serving our community, we currently have over 12,960 members who rely on us for their banking needs. At North Shore, we understand that each member has unique financial goals. That's why we offer a variety of services tailored just for you, including personal banking solutions like checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and even business banking options. Our total assets stand strong at an impressive $279,189,465, with total deposits of $63,029,266 ensuring that your hard-earned money is safe with us. Our dedicated team of 64 employees, led by CEO Cassie Ernest and Board President James Lukken, is here to provide personalized support. We aim to foster a welcoming environment where you can feel confident about your financial decisions. With our net worth at $33,347,305 and cash reserves of $5,535,110, you can trust that we're financially stable and ready to assist you. While members can visit us at our Duluth branch for all their banking needs, official correspondence should be sent to the same address: 2104 London Rd, Duluth, MN 55812. If you're looking for a credit union that truly cares about its members and the community it serves, look no further than North Shore. Feel free to reach out to us at 218-522-8310 or explore more about what we offer by visiting our website at northshorefcu.org. We can't wait to help you achieve your financial dreams!

Branch History & Mission

At North Shore, we take pride in our deep-rooted history and commitment to serving the community of Duluth, MN. Since opening our doors in 1967, we have grown from a small credit union into a trusted financial partner for over 12,960 members. With total assets reaching $279,189,465, our journey has been marked by dedication to not just banking but also to building lasting relationships within our community. Located at 2104 London Rd, our branch is easily accessible and close to local landmarks that make it a familiar spot for many residents. Our mission is clear: we aim to provide exceptional financial services while fostering a sense of community and support among our members. We believe that everyone deserves access to quality financial resources, and we are here to ensure that happens. Over the years, North Shore has continually adapted to meet the evolving needs of our members. Our services include personal banking options like checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. We are proud to offer modern conveniences such as online and mobile banking to make managing finances easier for everyone. While members can visit us at 2104 London Rd, official correspondence should be sent to the same address for consistency. During our operating hours of 8:30 am - 4:30 pm Monday through Friday, our friendly staff is always ready to assist you with your financial needs. Our mission extends beyond just providing financial services; it encompasses a commitment to community outreach and partnership. We actively seek opportunities to support local initiatives and programs that uplift our neighbors and improve lives in Duluth. As we look towards the future, North Shore remains focused on enhancing member experience through innovative solutions while maintaining the personal touch that sets us apart. Join us today and discover how being part of North Shore can benefit you and your family. Together, let's build a brighter financial future! For more information or assistance, feel free to call us at 218-522-8310.

Branch Location & Accessibility

Contact Us

Have questions? Feel free to reach out at 218-522-8310. We invite you to stop by and discover how North Shore Credit Union can help meet your financial goals. Your local credit union is more than just a bank; it's a part of the community and we're excited to welcome you!

Convenient Access

At our Duluth location, we prioritize accessibility for everyone. Our branch features ADA-compliant facilities, including ramps and designated parking spots to ensure all members can visit us comfortably. Whether you're popping in for a quick transaction or exploring our various financial services, you'll find us ready to assist you.

Operating Hours & Services

We're here for you Monday through Friday from 8:30 AM to 4:30 PM. During these hours, our dedicated team is on hand to help you with everything from personal banking and auto loans to mortgage options and business services. While we don't have ATM or drive-thru services at this location, our staff is always available for face-to-face interactions, ensuring you get personalized support every time you visit. If you need to send us official correspondence, please note that it should be directed to the same address: 2104 London Rd, Duluth, MN 55812.

Member Eligibility

Joining the North Shore family means becoming part of a caring community that looks out for each other. At North Shore, we welcome individuals who live, work, worship, or attend school in our local area, as well as their family members. This inclusive approach makes it easy for you to step into a world of personalized financial services designed just for you. With benefits like competitive loan rates and access to a variety of accounts, membership offers you more than just banking it's about being supported in your financial journey. To explore the specific eligibility requirements and see if you qualify, check out our website at https://www.northshorefcu.org/about/membership. If you have any questions or need assistance, feel free to reach out to us at 218-522-8310. We're here to help guide you through the simple process of becoming a member and opening your account!

Business Banking & Commercial Services

Merchant Services

In addition to loans, we offer comprehensive merchant services tailored to help you manage transactions smoothly. Imagine running your business without worrying about payment processing delays. Our merchant solutions make it easy for you to accept payments from customers, whether in-store or online, ensuring that you can focus on what matters most growing your business. Visit us at 2104 London Rd Duluth Mn 55812 in Duluth, MN or give us a call at (218) 522-8310. Let's work together to make your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $165 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $30,344,521, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, we provide essential tools through our business banking services, including merchant services and business loans. Your success matters to us, and we are committed to helping local businesses thrive.

Convenient Access

With features like ATM & cash withdrawal services, along with online tools like person-to-person payments and electronic statements, managing your finances has never been easier. At Duluth - Endi, we prioritize convenience so that banking fits smoothly into your busy life. If you have questions about any of our services or want to learn how we can assist you further, don't hesitate to reach out! Call us at (218) 522-8310, or visit us at our branch during operating hours from 8:30 AM to 4:30 PM Monday through Friday. Together, let's take charge of your financial journey!

Credit Cards

Our credit cards with rewards are perfect for members who want to earn while they spend. With cash back on purchases and no annual fees, using your card becomes more rewarding every day.

Home Financing

For those ready to buy a home or refinance their current mortgage, our mortgage loans and refinancing options can help make that dream a reality. We understand that buying a home is one of the biggest decisions you'll ever make, which is why we offer personalized support throughout the entire process.

Personal Banking

Our personal banking options include checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a special occasion or managing day-to-day expenses, our accounts come with features that make banking straightforward and convenient. You can easily access your funds through online and mobile banking, allowing you to check balances, transfer money, and pay bills from anywhere.

Personal Loans

Need extra cash for an unexpected expense? Our personal loans and debt consolidation services can give you the financial flexibility you need. Whether it's medical bills or home repairs, we're here to help lighten your load with manageable repayment plans.

Vehicle Financing

Thinking about purchasing a new car? We offer auto loans and vehicle financing that provide competitive rates and flexible terms. Imagine driving off in your dream car without the stress of complicated financing; that's what we aim for. Our team is here to guide you through the process and help you find a loan that works for your budget.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services available at https://www.northshorefcu.org/, you can check balances, pay bills, and transfer funds without stepping foot outside your door. Imagine having all your banking tasks at your fingertips! Whether you're at home or on the go, you can manage your accounts with just a few clicks.

Mobile Banking Made Easy

For those who prefer banking on their smartphones, our mobile application Yes allows you to access all the features of online banking right from your device. Plus, with our mobile payments feature Yes, making transactions is as simple as tapping your phone.

Person-to-Person Transfers

Need to send money to a friend? Our person-to-person transfer service Yes makes it quick and easy. You can send money instantly without needing cash or checks. With all these features combined, North Shore offers a comprehensive digital banking experience that is accessible and user-friendly. Join us today and enjoy the convenience of managing your finances right from the palm of your hand!

Security You Can Trust

Your security is our priority. We use advanced encryption technology to keep your personal information safe. Additionally, we offer electronic signature authorization Yes for a quick and secure way to sign documents digitally no need for printing or mailing.

Stay Connected with E-Statements

We also provide e-statements Yes, allowing you to receive your account statements electronically. This not only helps in keeping track of your finances but also contributes to a greener environment by reducing paper waste.

Financial Strength

Growing Together

Total Share Accounts: 41,541, shows a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,171,759 demonstrate our ability to support your borrowing needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Shore is your trusted partner. Visit us at 2104 London Rd Duluth Mn 55812 or call (218) 522-8310 to learn more about how we can help you achieve your financial goals.

Member Savings Securely Managed

Members' savings are secured through $60,953,345 in share certificates and $40,545,456 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $33,347,305, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.94% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting in Member Services

With $32,041,761 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $2,482 in used auto loans and $192,325,634 in total loans and leases. Our operational efficiency is reflected in our $412,416, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 58 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. With over $38,034,955 in used vehicle loans and $14,791,674 in new vehicle loans already helping members get on the road, we make it easy for you to drive away with confidence. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our team is here to assist you through every step of the process.

Business Loans

For business owners, our outstanding commercial loans totaling $30,344,521 provide the capital needed to grow and expand. We understand that running a business requires support and resources; that's why we're dedicated to offering competitive rates and personalized service. In addition to these products, we also explore refinancing options for existing loans and provide eligibility details on our website. You can learn more about what you qualify for by visiting our membership page. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. If you're ready to explore any of these loan options or have questions about how they can work for you, don't hesitate to reach out! Contact us at 218-522-8310 or visit us at our branch located at 2104 London Rd Duluth Mn 55812 during our operating hours from 8:30 am - 4:30 pm Monday through Friday. Let North Shore be your partner in achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing straightforward and accessible. We offer Junior Lien 1-4 Family Residential Properties loans totaling $10,673,933, providing flexible terms tailored to fit your budget and financial situation. Whether you're purchasing your first home or refinancing an existing mortgage, we have solutions that can help simplify the process.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our unsecured credit card loans. With a total of $1,347,241 in loans available, we offer flexible terms that allow you to take control of your finances effectively. This option is great for unexpected costs or when you need extra funds without needing collateral.

Loan Aggregator

Benefits of Using LendMesh

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NORTH SHORE FEDERAL CREDIT UNION - Duluth, MN

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Loan rates in Duluth, MN (55812)

Introduction

Branch History & Mission

Branch Location & Accessibility

Contact Us

Convenient Access

Operating Hours & Services

Member Eligibility

Business Banking & Commercial Services

Merchant Services

Tailored Loan Options

Comprehensive List Of Services

Business Banking

Convenient Access

Credit Cards

Home Financing

Personal Banking

Personal Loans

Vehicle Financing

Digital & Online Banking

Convenient Online Banking

Mobile Banking Made Easy

Person-to-Person Transfers

Security You Can Trust

Stay Connected with E-Statements

Financial Strength

Growing Together

Member Savings Securely Managed

Our Financial Health

Reinvesting in Member Services

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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