Niagara's Choice Credit Union | Auto Loans & ATM Access

Niagaras Choice CU

Niagaras_Choice Credit Union, founded in 1953 and headquartered near Niagara Falls, NY, is a nationally trusted financial institution serving over 22,000 members with a strong commitment to personalized service and financial empowerment. With total assets surpassing $251 million and a net worth of nearly $26 million, Niagaras_Choice offers a comprehensive range of banking solutions designed to meet diverse personal and business needs.

Members enjoy convenient ATM and cash withdrawal services alongside user-friendly online and mobile banking platforms that enable secure access anytime, anywhere. Competitive auto loans and vehicle financing options make purchasing your next car affordable and straightforward. Homebuyers benefit from flexible mortgage loans and refinancing programs tailored to support their goals. Personal banking includes checking and savings accounts, credit cards with rewards, personal loans, and debt consolidation services to help manage finances effectively.

For business members, Niagaras_Choice provides merchant services and business loan products aimed at fostering growth. Supported by a dedicated team of 58 employees under CEO Daniel Keleher’s leadership, the credit union operates five branches to ensure accessible member service nationwide.

Discover how Niagaras_Choice Credit Union combines trusted expertise with innovative financial solutions to empower your financial future at https://niagaraschoice.org/.

Introduction

At Niagara's Choice, we have been proudly serving our community since 1953, guided by our mission to empower individuals and families through accessible financial solutions. Under the leadership of CEO Daniel Keleher and Board President Margo Hall, we strive to foster a member-first culture that prioritizes trust, transparency, and exceptional service. Our headquarters in Niagara Falls, NY, reflects our deep commitment to the local area, where we aim to uplift every member of our diverse community.

As a federally insured credit union since January 4, 1971, we prioritize the security and peace of mind of our members. With innovative banking tools such as Online Banking, a user-friendly Mobile App for easy access to your accounts on-the-go, P2P Transfers for seamless money sharing among friends and family, E-Statements for environmentally-friendly account management, Mobile Payments for hassle-free transactions, and E-signature Authorization to expedite your loan applications—all designed with your convenience in mind—Niagara's Choice is dedicated to making your financial experience as smooth as possible. For more information about our services and offerings, visit us at https://niagaraschoice.org/ or reach out via fax at 7162844123. We look forward to welcoming you into the Niagara's Choice family!

Financial Services

At Niagara's Choice, we pride ourselves on offering a comprehensive range of financial services tailored to meet the diverse needs of our members. From personal banking solutions such as checking and savings accounts to auto loans, mortgage refinancing, and credit cards with rewards, we ensure that every member has access to the tools necessary for managing their finances effectively. Our business banking services extend to merchant services and business loans, empowering entrepreneurs to grow their small businesses. With convenient ATM and cash withdrawal services and essential drive-thru banking options, everyday banking is both accessible and efficient.

In today's digital age, we understand the importance of providing seamless online access. That’s why our online banking platform and mobile application allow you to manage your accounts anytime, anywhere. Whether you're making person-to-person transfers, utilizing mobile payments, or opting for e-statements and e-signatures for your convenience, our digital tools are designed to simplify your financial journey. As you plan for life milestones—be it purchasing a new home or financing your dream vehicle—our competitive loan options can be explored further at https://www.lendmesh.com/loans/personal_loans. If you're considering membership with us, more information on eligibility can be found at https://niagaraschoice.org/services/become-a-member/. For any questions or personalized assistance, feel free to reach out via fax at (716) 284-4123. Join us at Niagara's Choice and take control of your financial future today!

Financial Highlights

In a world where financial choices are abundant, niagaras-choice stands out as a trusted and valuable partner for individuals and businesses alike. With a robust Total Membership of 22,390, we have cultivated a community that trusts us with their financial needs. Our commitment to excellence is evident in our impressive Total Assets, which amount to 251,463,004, reflecting our stability and capacity to serve our members effectively.

At the heart of our operations is a strong Net Worth of 25,897,697, ensuring that we maintain resilience in an ever-changing economic landscape. Despite the challenges faced by many institutions, we proudly report a Net Income of 0, reinforcing our ability to thrive while providing exceptional services. The trust placed in us is further demonstrated by the Total Deposits of 10,530,283, showcasing the confidence our members have in safeguarding their finances with us.

Our dedication to empowering our members is illustrated through our extensive offerings, supported by Total Loans and Leases amounting to 9,284. This variety allows us to cater to diverse financial needs, from personal loans to business financing solutions. With a dedicated team of Total Employees numbering 58, we ensure personalized service and expert guidance at every step of your financial journey.

The strength of our institution is also reflected in our impressive Net Worth Ratio of 1,027, which signifies our solid capital position relative to our assets. Our success extends into various lending categories, including a significant Credit Card Loan Volume of 1,560 and an active Auto Loan Volume reaching 4,296. Additionally, we facilitate growth within the community through our engagement in Commercial Loans, totaling 5.

As we continue to navigate the complexities of the financial sector, transparency remains paramount. We are proud of the performance insights and financial data provided by the National Credit Union Administration (NCUA) at: https://www.ncua.gov, ensuring accountability and trustworthiness in all that we do.

If you’re ready to explore your financial options further, compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and discover the best rates tailored for your needs.

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