NIAGARA'S CHOICE FEDERAL CREDIT UNION - Niagara Falls, NY

Welcome to Niagara's Choice, your trusted community credit union located at 900 Main St, Niagara Falls, NY 14301. Established in 1953, we have been dedicated to serving our members and fostering financial well-being for over 70 years. With a proud membership of 22,390 and total assets exceeding $251 million, we are committed to making a positive impact in our community while ensuring that our members receive the best financial services possible. At Niagara's Choice, we believe that everyone deserves access to reliable banking solutions tailored to their needs. Our total deposits amounting to $10,530,283 reflect the trust and confidence our members place in us. We offer a wide range of services, including personal banking accounts, auto loans, mortgage options, and business banking services, all designed with you in mind. Led by our dedicated CEO, Daniel Keleher, and Board President, Margo Hall, our team of 58 employees is here to support you every step of the way. Whether you're looking for assistance with loans or seeking guidance on saving for your future, we're just a phone call away at 716-205-0508. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to the same address: 900 Main St, Niagara Falls, NY 14301. Join us today and experience the difference a member-focused credit union can make in your financial journey! For more information about our services or to become a member, visit us online at Niagara's Choice. We're excited to help you achieve your financial goals!

Welcome to Niagara's Choice, a cornerstone of financial support and community engagement in Niagara Falls, NY. Established in 1953, our branch has grown alongside our vibrant community, consistently adapting to meet the needs of our members. From humble beginnings, we have evolved into a trusted credit union with a strong commitment to providing excellent financial services. Located at 900 Main St, Niagara Falls, NY 14301, our branch is easily accessible for members and visitors alike. You can find us near notable landmarks that highlight the beauty and spirit of our city. As we continue to serve our community, we proudly boast a total membership of 22,390 individuals who rely on us for their banking needs. At Niagara's Choice, we believe that financial stability is not just about numbers; it's about people. Our mission is simple yet impactful: to empower our members through accessible financial services while fostering a sense of community. We are dedicated to providing personalized banking experiences that cater to each member's unique situation. Whether it's assisting with personal loans, auto financing, or business banking services, we strive to make your experience straightforward and beneficial. As part of our commitment to innovation and accessibility, we have embraced digital advancements that allow for easier banking from anywhere. With features like online banking and mobile payments available, managing your finances has never been more convenient. We also ensure that everyone can access our services by maintaining ADA compliance across all platforms. Our branch operates Monday through Friday from 9:00 AM to 5:00 PM, making it easy for you to visit us during your busy week. We offer an ATM on-site for quick transactions and drive-thru banking for those who prefer not to leave their vehicles. Additionally, as a shared service center, we partner with other credit unions to broaden the range of services available to our members. While members can visit us at 900 Main St, official correspondence should be sent to the same address if needed. Our team is always ready to assist you with any inquiries or concerns feel free to reach us at 716-205-0508. As we look toward the future, we remain committed to enhancing the lives of those in our community. Join Niagara's Choice today and become part of a family that prioritizes your financial well-being and invests in the local community's growth. Experience firsthand how we can help you achieve your goals together!

Becoming a member of Niagara's Choice is like joining a caring community that looks out for each other. If you're interested in joining, you'll find that eligibility is quite welcoming! Generally, individuals who live, work, worship, or attend school in the Niagara region can become members. This means that many people can enjoy the benefits of being part of our cooperative, such as better rates on loans and personalized service. To get started, you can check out the full details on eligibility at https://niagaraschoice.org/services/become-a-member/ . Opening an account is simple and straightforward. Just visit us online through this link: https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad5sjlp8ryf-xbeh06aunsnmxzbajvu97h8brmluf7xk0ky5lauqslxseg7smnnb93kbel6qud7ymnnzns2k6btc , or feel free to give us a call at (716) 205-0508 if you have any questions. We're here to help make your membership experience as smooth as possible! Remember, becoming a member at Niagara's Choice means joining a family that prioritizes your financial well-being while providing support and guidance every step of the way.

At Niagara's Choice, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that your trust is built on our ability to maintain a solid financial foundation, which is why we are proud to share some key insights about our financial health. With a net worth of $25,897,697, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.27% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $567,519 in share certificates and $5,362,809 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $8,363,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $20,937,367 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $21,148,062 in used auto loans and a total of $146,729,872 in loans and leases available for our members' various financial needs. While our net income stands at $0, it reflects our commitment to investing back into the community rather than focusing solely on profit margins. We are dedicated to maintaining operational efficiency while still offering competitive loan rates and solid financial products for you. We also take pride in having 55 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts: 40,873, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Niagara's Choice is your trusted partner. Visit us at 900 Main St Niagara Falls NY 14301 or call 716-205-0508 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.