Navy Federal Credit Union Chesapeake VA: Low Mortgage Rates & Affordable Auto Loans

Introduction

Welcome to the Navy Federal Credit Union, your trusted financial partner in Chesapeake, VA! Located at 2124 Starmount Pkwy, our branch has been serving the community since 1947, establishing a solid foundation of trust and reliability for over 75 years. With a commitment to putting our members first, we proudly support a growing membership of 14,045,179 individuals who count on us for their banking needs. At Navy Federal, we understand that every member's journey is unique. That's why we offer a wide range of services tailored to fit your financial goals. Whether you're looking for checking and savings accounts, auto loans, mortgage options, or credit cards with rewards, we've got you covered. Our total assets stand strong at an impressive $180,806,000,000, ensuring that we have the resources necessary to support your financial aspirations. Our dedicated team of 24,560 employees is here to provide exceptional service and guidance. Under the leadership of our CEO, Dietrich Kuhlmann, and Board President Edward Cochrane Jr., we strive to foster a welcoming environment where you feel valued as a member. While members can visit us at our branch location in Chesapeake, official correspondence should be sent to 2124 Starmount Prkwya, Chesapeake, VA 23321. With total deposits reaching $2,321,600,484 and a net worth of $21,492,783,754, you can trust that your finances are in good hands. Our community impact speaks volumes as we maintain a net member business loan balance of $238,098,753 helping local businesses thrive. Ready to take the next step? Call us today at 888-842-6328 or visit our website at navyfcu.org for more information about how we can assist you with your financial needs. Join us at Navy Federal Credit Union where your financial future is bright!

Branch History & Mission

At Navy Federal Credit Union, our history is deeply rooted in a commitment to serve those who serve. Established in 1947, our branch located at 2124 Starmount Pkwy, Chesapeake, VA, has been a cornerstone of the community for decades. From humble beginnings, we've grown into a trusted financial partner for over 14 million members nationwide, embodying the spirit of mutual support and cooperation that defines credit unions. Our mission is clear: we strive to empower our members by providing exceptional financial services while fostering community growth. We understand that financial well-being goes hand-in-hand with personal relationships. Each day, we work diligently to offer competitive rates on loans and savings, ensuring our members have the tools they need to achieve their goals. Over the years, we've made significant strides in enhancing our services. Our commitment to digital advancements means you can manage your finances conveniently through online and mobile banking. With features like e-statements and mobile payments, we prioritize accessibility and ease of use. Additionally, our facilities are ADA compliant to ensure everyone can enjoy our services. Community outreach is at the heart of what we do. We partner with local organizations and participate in initiatives that uplift those around us. Whether it's offering educational workshops or sponsoring local events, we believe in giving back and making a difference in Chesapeake and beyond. While members can visit us at 2124 Starmount Pkwy for all their banking needs including auto loans, mortgage financing, and personal accounts official correspondence should be sent to our mailing address at 2124 Starmount Prkwya, Chesapeake, VA 23321. With total assets reaching over $180 billion, we are not just a financial institution; we are a vital part of the fabric of our community. Our dedicated team is here to assist you during our operating hours: Monday through Friday from 9 AM to 5:30 PM and Saturdays from 9 AM to 2 PM. As we continue to grow and evolve, we invite you to join us on this journey. Experience the benefits of being part of Navy Federal Credit Union today. Together, let's build a brighter financial future! For any inquiries or assistance, don't hesitate to reach out at 888-842-6328.

Branch Location & Accessibility

Connect With Us

We invite you to come see how we can support your financial goals! Feel free to give us a call at 888-842-6328 if you have any questions or need assistance before your visit. We look forward to welcoming you into our Navy Federal family!

Convenient Access and Features

At our Navy Federal branch, we prioritize accessibility for all our members. The location features ADA-compliant entrances and ramps, ensuring everyone can visit us comfortably. Ample parking is available right outside our doors, making your trip quick and hassle-free. Our operating hours are designed to fit into your busy schedule. You can visit us Monday through Friday from 9:00 AM to 5:30 PM, and on Saturdays from 9:00 AM to 2:00 PM. If you prefer to take care of your banking needs on-the-go, we also offer a drive-thru service during these hours for simple transactions like deposits and withdrawals.

Services Tailored for You

At the Navy Federal Credit Union, we provide a wide range of services designed to meet your personal and business banking needs. From checking and savings accounts to auto loans, mortgage options, and credit cards with rewards, we're here to help you make smart financial choices. Plus, with ATM availability at our location, you can easily access cash whenever you need it. While members can visit us at 2124 Starmount Pkwy, official correspondence should be sent to the same address as our mailing address is also 2124 Starmount Pkwy, Chesapeake, VA 23321.

Member Eligibility

At Navy Federal Credit Union, we believe that everyone deserves a chance to thrive, and becoming a member is your first step toward joining our welcoming community. If you're wondering about eligibility, you'll be pleased to know that membership is open to a variety of individuals. Specifically, those who are active or retired members of the military, Department of Defense employees, and their family members can easily qualify. This means if you've served or are currently serving our country, or if you have a loved one who has, you're already on the path to becoming part of our family. We pride ourselves on offering personalized services and exceptional financial products designed to help you reach your goals. Ready to take the next step? Opening an account at Navy Federal Credit Union is straightforward and friendly! You can find all the details you need on eligibility at [this link]( https://www.navyfederal.org/membership/eligibility .html ), where we encourage you to explore your options further. If you have any questions or need assistance, don't hesitate to give us a call at (888) 842-6328. Your journey towards financial well-being starts here at 2124 Starmount Pkwy Chesapeake Va 23321!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify daily transactions. Imagine a local coffee shop using our point-of-sale systems to accept payments seamlessly while managing inventory. This not only saves time but enhances customer satisfaction. Our services enable businesses like yours to focus on what truly matters growing your brand. Visit us at 2124 Starmount Pkwy Chesapeake Va 23321 in Chesapeake, VA or call us at (888) 842-6328 to learn more about how we can help your business thrive!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash or want to make a quick deposit? Our ATM and drive-thru services are available for your convenience. You can withdraw cash or check balances effortlessly through our basic ATM access or utilize our drive-thru for simple transactions like deposits and withdrawals without leaving your vehicle.

Business Banking Services

For entrepreneurs and small business owners, Navy Federal Credit Union offers robust business banking solutions. Our merchant services streamline payment processes, while our business loans provide the necessary funding to grow your venture. We understand that managing finances for a business can be challenging, so we're here to support you every step of the way.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking features that let you manage your accounts from anywhere at any time. With easy access to balance checks, transfers, and bill payments through our user-friendly app or website, you'll never feel out of touch with your finances again.

Personal Banking Solutions

Our personal banking offerings are designed with you in mind. If you're considering opening a checking or savings account, we provide various options to help you manage your finances effectively. For those planning to purchase a new vehicle, our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. We also offer mortgage loans and refinancing solutions that can help you achieve your dream home while saving money. If life throws unexpected expenses your way, don't worry! Our personal loans and debt consolidation services are here to lend a hand when you need it most. Additionally, our credit cards come with rewards that allow you to earn while you spend, making every purchase more rewarding.

Reach Out Today!

We invite you to visit us at Navy Federal Credit Union in Chesapeake. If you have any questions about our services or how we can assist you further, please don't hesitate to call us at 888-842-6328. Our friendly team is ready to help you find the right financial solutions for your needs. Explore everything we have to offer and take charge of your financial future today!

Digital & Online Banking

Always Available Support

We pride ourselves on providing 24/7 online banking services so that you can stay connected to your finances whenever you need to. Whether it's a late-night bill payment or early morning account check, we're here for you. Embrace the ease of digital banking at Navy Federal Credit Union where managing your money is simple, safe, and always within reach!

Key Features of Our Digital Banking

Our online banking platform, accessible at https://www.navyfederal.org/ , offers an array of features to make your banking experience smooth and efficient. Whether you're checking your balance or making payments, everything is just a few clicks away. You can also enjoy the benefits of e-statements, which provide a secure and eco-friendly way to manage your financial documents. Plus, with electronic signature authorization available, signing documents has never been easier.

Mobile Banking on the Go

With our mobile application, you can take your banking wherever you go. This app not only allows for quick access to your accounts but also supports mobile payments. Imagine paying for coffee or groceries right from your phone it's that easy! Additionally, our person-to-person transfer feature lets you send money to friends or family instantly without any hassle.

Financial Strength

Growing Together

Total Share and Deposit Accounts: 30,809,321, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,127,735,547. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 2124 Starmount Pkwy Chesapeake Va 23321 or call (888) 842-6328 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member-Centric Savings

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in You

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $1,023,510 in used auto loans and $131,920,000,000 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Strong Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Whether you are purchasing a brand-new model or a reliable used vehicle, our financing options can make it easier for you to drive away with confidence.

Credit Lines and Unsecured Loans

If you need extra cash for unexpected expenses or projects around the house, we also provide flexible terms on unsecured credit card loans. With a total of $30,452,498,817 in loans helping members manage their finances effectively, you can enjoy peace of mind knowing that funds are available when you need them most. For those considering business opportunities, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand. We understand how important it is for business owners to have access to reliable funding sources.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We offer competitive rates and flexible terms designed to fit your budget. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team is here to help every step of the way.

Refinancing Options

If you're looking to lower your monthly payments or tap into your home's equity, be sure to ask about our refinancing options. Our team can guide you through the eligibility requirements and help determine which option best suits your needs. For more information about our loan offerings or eligibility criteria, feel free to contact us at (888) 842-6328 or visit us at our branch located at 2124 Starmount Pkwy Chesapeake Va 23321, Chesapeake, VA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Navy Federal Credit Union, we're committed to helping you achieve your financial dreams with personalized support and competitive loan products tailored just for you.

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NAVY FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans