Navy Federal Credit Union

Navy Federal Credit Union proudly serves military members, veterans, and their families across the state of Hawaii with comprehensive financial solutions designed to support your unique needs. Whether you’re managing daily expenses or planning for major life goals, Navy Federal offers convenient statewide services including ATM and cash withdrawal access for easy banking on the go. Their competitive auto loans and vehicle financing options make driving your dream car more attainable, while mortgage loans and refinancing solutions provide a clear path to homeownership in Hawaii.
Members enjoy a full suite of personal banking products such as checking and savings accounts tailored for everyday convenience, credit cards with rewarding perks, and personal loans ideal for debt consolidation. Business owners benefit from specialized services like merchant solutions and business loans crafted to help local enterprises thrive. With user-friendly online and mobile banking platforms, managing your finances anytime, anywhere in Hawaii is simple and secure.
Beyond banking, Navy Federal is deeply committed to strengthening Hawaii’s communities through impactful programs that support military families statewide. Membership brings valuable financial resources alongside a trusted partner dedicated to helping you achieve lasting financial success throughout the islands.

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union, where our mission is rooted in a commitment to community-focused, member-first service for individuals across HI. Under the leadership of CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., we strive to empower our members with financial solutions that cater to their unique needs. Our credit union stands out by providing modern conveniences such as electronic signature authorization, e-statements, mobile payments, a dedicated mobile app, online banking, and person-to-person payment support—ensuring that managing your finances is as seamless as possible. At Navy Federal, we believe in building lasting relationships with our members while fostering a sense of community and trust. For more information or assistance, please visit our official website at https://www.navyfederal.org/ or reach out via fax at nan. We look forward to serving you!

Services & Financial Solutions

At Navy Federal Credit Union, we understand that managing your finances is a vital part of everyday life, whether you’re saving for a dream vacation or looking to buy your first home in Hawaii. That’s why we offer a comprehensive range of personal banking solutions tailored to meet the unique needs of our members across the state. From checking and savings accounts that help you manage daily expenses effortlessly, to credit cards that reward you for your purchases, our goal is to provide you with the tools you need to achieve your financial goals. Plus, with our user-friendly online banking platform and mobile app, accessing your accounts and making transactions is as easy as a few taps on your smartphone.
For those looking to invest in their future or start new ventures, we offer various loan options including auto financing, personal loans for debt consolidation, and mortgage loans for home buying or refinancing. Our flexible terms and competitive rates make it easier than ever to navigate significant financial commitments while ensuring you have the support you need every step of the way. And if you're a business owner, our specialized business banking services—including merchant services and business loans—are designed to help you thrive in today’s economy. With digital conveniences like person-to-person payments and electronic signatures available, managing your finances has never been more accessible or efficient. At Navy Federal Credit Union, we're committed to empowering our members with financial solutions that fit seamlessly into their lives.

Why Choose Us

At Navy Federal Credit Union in HI, we understand that becoming a member should be easy and welcoming. With just a few simple steps, you can open an account and start enjoying the many benefits we offer. Curious about your eligibility? You can check it out at https://www.navyfederal.org/membership/eligibility.html. Our core values—trust, community engagement, personalized service, and financial reliability—are at the heart of everything we do. We pride ourselves on offering tailored financial solutions designed to meet your unique needs, ensuring that every member feels valued and supported. Whether you’re looking for personal banking services, auto loans, or credit cards with rewards, our dedicated team is here to guide you every step of the way. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. Ready to take control of your finances? Compare real-time loan offers today at LendMesh and find the best rates for your needs!

Branch Details

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

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