Navy Federal Credit Union

Nestled in the heart of Kapolei, Navy Federal Credit Union at 338 Kamokila Blvd is proud to serve military members, veterans, and their families with trusted financial solutions designed to fit your lifestyle. Open Monday through Friday from 9:00 a.m. to 6:00 p.m. and Saturdays until 2:00 p.m., this branch offers convenient ATM access for quick cash withdrawals and balance checks, making everyday banking simple and accessible.
Known for its best-in-class auto loans, Navy Federal helps you get behind the wheel with competitive rates and flexible financing tailored to your budget. If you're dreaming of homeownership or considering refinancing, take advantage of their low mortgage rates crafted to make owning a home in Hawaii more attainable. Beyond lending, enjoy full-service personal banking including checking and savings accounts built for daily convenience, credit cards loaded with rewarding perks, plus business banking services such as merchant solutions and loans.
Visit Navy Federal Credit Union at 338 Kamokila Blvd in Kapolei or call 888-842-6328 today to experience local service and explore how our signature auto loans and mortgage offerings can help you reach your financial goals!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union at 338 Kamokila Blvd, Kapolei, HI 96707! Since our establishment in 1947, we have been dedicated to providing outstanding financial services to our community. With a total membership exceeding 14 million, we pride ourselves on being a trusted partner for families and individuals seeking financial stability and growth. At Navy Federal, we understand that every member's needs are unique. That's why we offer a wide range of services from personal banking options like checking and savings accounts to specialized loans for vehicles and homes. Our commitment is reflected in our impressive total assets of over $180.8 billion and total deposits amounting to $2.32 billion. Additionally, with a net worth of $21.49 billion, we ensure that your financial future is secure with us. Under the leadership of CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., our team of over 24,500 employees works tirelessly to support you through every financial journey. Whether you're looking to apply for a loan or need advice on saving, our knowledgeable staff is here to help. While members can visit us at 338 Kamokila Blvd, official correspondence should be sent to our mailing address: 338 Kamokila Blvd, Ste 105, Kapolei, HI 96707-2055. We invite you to explore how we can assist you in achieving your financial goals. Feel free to call us at 888-842-6328 or visit our website at navyfcu.org for more information. Your journey toward financial empowerment starts here!

Branch History & Mission

Community Engagement

Navy Federal Credit Union is more than just a financial institution; we are an active participant in the Kapolei community. We engage in various partnerships aimed at uplifting local initiatives and organizations that resonate with our values. Our dedicated team works tirelessly to ensure that we remain accessible and committed not only during business hours but also through community events that bring people together. With operating hours from Monday to Friday between 9 AM and 6 PM and Saturday from 9 AM to 2 PM, we are here when you need us most. While we do not offer drive-thru services at this location, our friendly staff is always ready to assist you inside. As you consider your financial future, we invite you to join Navy Federal Credit Union. Experience firsthand how we prioritize your needs and support your dreams every step of the way. Together, let's build a brighter future for you and your family! For more information or assistance, don't hesitate to call us at (888) 842-6328 or visit our website at navyfcu.org.

Our Mission

Our mission is simple yet profound: to serve our members by offering affordable financial products and services while actively contributing to the communities we serve. We strive to create a positive impact not only through banking but also through outreach initiatives that support local causes and foster economic growth. Whether it's providing loans for new homes or supporting local businesses, we aim to make a difference. In addition to traditional banking services like checking and savings accounts, auto loans, and mortgages, we have embraced digital advancements to enhance member experience. Our online banking platform allows for easy access to account management tools anytime, anywhere. Members can also enjoy convenient ATM services available at our branch. While you can visit us at the aforementioned address for your banking needs, official correspondence should be sent to our mailing address: 338 Kamokila Blvd, Ste 105, Kapolei, HI 96707-2055.

Branch Location & Accessibility

Accessibility Features

We are committed to providing a welcoming environment for everyone. Our branch is ADA-compliant, featuring ramps and accessible entrances to ensure that all members can easily visit us. Plus, we offer ample parking to make your experience as smooth as possible.

Call to Action

We invite you to stop by and see how we can support your financial goals! If you have any questions before visiting, feel free to call us at 888-842-6328. We look forward to welcoming you at Navy Federal Credit Union in Kapolei!

Operating Hours

Our doors are open Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 2 PM. We want to accommodate your schedule so you can manage your finances without any hassle.

Services Offered

At Navy Federal Credit Union, we provide a wide range of services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, we have everything you need under one roof. We also feature ATM availability for quick cash withdrawals and balance checks. While we don't currently offer drive-thru banking or shared service centers at this location, our team is always ready to assist you inside the branch with any questions or transactions you may have.

Member Eligibility

Becoming a member of Navy Federal Credit Union is like joining a family that truly cares about your financial well-being. If you live or work in the Kapolei area, or if you're part of the military community, you're already on the right track to eligibility! At Navy Federal Credit Union, we believe in inclusivity, so whether you're a first-time banking customer or looking for better options, we welcome you with open arms. Plus, as a member, you'll enjoy benefits like lower fees and competitive rates on loans and savings accounts. To get started on your membership journey, simply visit us at 338 Kamokila Blvd Kapolei Hi 96707 or give us a call at (888) 842-6328. You can also check out more detailed eligibility requirements by visiting our website at https://www.navyfederal.org/membership/eligibility.html. Opening an account is easy and straightforward just follow the steps outlined here: https://mymembership.navyfederal.org/#/milestones. We can't wait to help you achieve your financial goals!

Business Banking & Commercial Services

Commercial Loans for Every Need

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. Additionally, we support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Empower

Imagine a world where your payment processing is as efficient as your operations. Our merchant services offer just that simple and secure solutions to help you accept payments seamlessly. Whether you're a small retailer or a growing service provider, our tools help you keep track of transactions and streamline your cash flow. Located conveniently at 338 Kamokila Blvd Kapolei Hi 96707 in Kapolei, HI, we invite you to connect with us at (888) 842-6328 to learn more about how our business banking solutions can help you thrive.

Comprehensive List Of Services

Accessibility and Convenience

We believe that banking should be easy and accessible for everyone. With our comprehensive Online & Mobile Banking, managing your accounts has never been simpler. Plus, our ATM availability ensures you can get cash when you need it without hassle.

Business Support

For local entrepreneurs and business owners, we also offer a suite of Business Banking services. From merchant services that facilitate transactions to business loans designed to fuel growth, we're here to support your venture every step of the way.

Connect with Us

If you're ready to explore how these services can benefit you or if you have any questions, don't hesitate to reach out! Call us at 888-842-6328 or visit us in person at our branch in Kapolei. We look forward to helping you achieve your financial goals! At Navy Federal Credit Union, we're not just a credit union; we're a community focused on making banking work better for you.

Credit Cards with Benefits

Don't forget about our Credit Cards with Rewards! With every purchase you make, you earn rewards that can be redeemed for travel, merchandise, or even cashback. This is just another way we show appreciation for choosing us as your financial partner.

Loans Made Easy

When it comes to financing, we understand that life can be unpredictable. That's why we offer Auto Loans & Vehicle Financing to help you purchase the car you've been dreaming about without breaking the bank. For those considering a new home, our Mortgage Loans & Refinancing options can simplify the process and make it more affordable. If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation services provide flexible terms that suit your situation.

Personal Banking

For those who want to keep their finances organized, our Personal Banking options include checking and savings accounts tailored to fit various lifestyles. Imagine easily accessing your funds with our Online & Mobile Banking features, allowing you to check balances, transfer money, and pay bills all from the comfort of your home or on the go. You can even use our ATM services for quick cash withdrawals and balance checks at your convenience.

Digital & Online Banking

Always Available

Our 24/7 online banking services mean that whether it's early morning or late at night, you can always stay connected to your finances. At Navy Federal Credit Union, we're committed to providing accessible and real-time account management that fits seamlessly into your busy lifestyle. Experience the freedom and flexibility of digital banking with us today!

Key Features

Security is our top priority. Our services include electronic signature authorization, ensuring that your transactions are safe and verified. Plus, enjoy the convenience of e-statements available through our online banking system, allowing you to view and manage your financial statements without the clutter of paper. Want to send money quickly? Our person-to-person transfer feature lets you easily send funds to friends or family with just a few taps. Additionally, if you like using mobile payments, we've got you covered there too. You can make payments directly from your smartphone for added convenience.

Financial Strength

Commitment to Growth

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $1.3192E+11 in total loans and leases and $1,023,510 in used auto loans.

Member-Centric Savings

Your savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect our commitment to serving you efficiently. Although our net income is $0, it underscores our focus on sustainable growth rather than short-term profits. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Solid Financial Foundation

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.81% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust from Our Members

Total Share and Deposit Accounts stand at 30,809,321, showing a strong and growing member base that trusts us with their finances. This trust is the foundation of our community-focused approach. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 338 Kamokila Blvd Kapolei Hi 96707 or call 888-842-6328 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used vehicle or a brand-new ride, we have options that fit your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand. We understand the challenges that come with running a business, and our tailored solutions can help you thrive.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We provide competitive rates and flexible terms to ensure your home financing experience is smooth and straightforward.

Refinancing Options

If you're considering refinancing any existing loans, we're here to guide you through the process. Our team can help evaluate your current financial situation and find the best refinancing options that suit your needs. At Navy Federal Credit Union, we are committed to providing personalized service and competitive loan products. If you have questions about our offerings or would like to learn more about eligibility and application processes, please don't hesitate to reach out at (888) 842-6328 or visit us at 338 Kamokila Blvd Kapolei Hi 96707 in Kapolei, HI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. Enjoy the freedom of making purchases without collateral while keeping track of your spending.

Loan Aggregator

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