Navy Federal Credit Union

Navy Federal Credit Union proudly serves members across Alabama, delivering trusted financial solutions that support your goals wherever you are in the state. As a valued member, you gain access to convenient ATM and cash withdrawal services, including basic ATM functions like withdrawals and balance checks, as well as drive-thru banking for deposits, withdrawals, and simple transactions tailored to fit your busy lifestyle.
Whether you're financing your next vehicle or refinancing an existing auto loan, Navy Federal offers competitive auto loans and flexible vehicle financing options designed with Alabama members in mind. Homeownership is within reach thanks to mortgage loans and refinancing solutions crafted to meet diverse needs statewide. Personal banking is straightforward with checking and savings accounts built for everyday convenience, plus credit cards offering rewarding perks to enhance your spending power.
For added financial flexibility, personal loans and debt consolidation options provide manageable solutions. Business owners benefit from comprehensive business banking services including merchant solutions and business loans designed to foster local growth throughout Alabama. Seamless online and mobile banking platforms ensure you can manage your finances anytime, anywhere in the state.
Beyond banking, Navy Federal actively supports community programs across Alabama—making membership valuable both financially and socially. Experience the difference of Navy Federal Credit Union’s dedicated presence in Alabama today!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

At navy-federal-credit-union, we are committed to fostering a community-focused, member-first banking experience for individuals and families across . Under the leadership of our dedicated CEO, Dietrich Kuhlmann, and Board President, Edward Cochrane Jr., our mission is to empower our members with financial tools and resources that enhance their lives. We understand the importance of convenience in today's fast-paced world, which is why we offer a suite of modern services such as electronic signature authorization (Yes), e-statements (Yes), mobile payments (Yes), a dedicated mobile app (Yes), online banking (Yes), and person-to-person payment support (Yes). Our goal is to ensure that every member can access their finances anytime, anywhere, with ease and security. For more information about our services or to get in touch, please visit us at https://www.navyfederal.org/ or reach us via fax at . Join us on this journey towards financial well-being, where your needs always come first!

Services & Financial Solutions

At Navy Federal Credit Union, we understand that managing your finances is an essential part of your everyday life in Alabama. Whether you’re opening a checking account to streamline your daily expenses or looking for ways to save for the future, our personal banking services are designed with you in mind. Our checking and savings accounts offer flexible options that fit seamlessly into your lifestyle, while our online banking platform provides the convenience of managing your finances from anywhere, at any time. With features like e-statements, mobile payments, and person-to-person payment options, accessing your money has never been easier or more secure.
When it comes to achieving significant financial milestones like buying a home or purchasing a vehicle, Navy Federal offers a variety of loan and credit options tailored to meet your needs. From competitive mortgage loans and refinancing solutions to auto loans with favorable terms, we empower our members to make informed decisions about their borrowing needs. Plus, our business banking support is there for entrepreneurs and small business owners looking to grow their ventures through merchant services and business loans. With our user-friendly mobile application and electronic signature capabilities, completing transactions is fast and hassle-free. At Navy Federal Credit Union, we prioritize accessibility and flexibility so you can focus on what truly matters—building a secure financial future for yourself and your loved ones in Alabama.

Why Choose Us

At Navy Federal Credit Union in AL, we believe that banking should be simple and accessible for everyone. Becoming a member is easy—just check your eligibility at this link and see how you can join our community. We pride ourselves on our core values of trust, community engagement, personalized service, and financial reliability, ensuring that each member receives the support they need to achieve their financial goals. With our intuitive mobile application and robust online banking services, managing your finances has never been easier. Plus, our commitment to community means we’re always looking for ways to give back and support local initiatives. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. Join us today and experience a more personal approach to banking!

Branch Details

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

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