Navy Federal Credit Union Montgomery AL: Low Mortgage Rates & Auto Loans

Introduction

Welcome to Navy Federal Credit Union in Montgomery, AL! Located at 3311 Malcolm Dr, our branch has been serving the community since 1947. With a commitment to providing exceptional financial services and fostering strong relationships with our members, we have grown to welcome over 14 million members. At Navy Federal, we understand that financial needs can vary widely, which is why we offer a range of services tailored just for you. Our total assets stand impressively at $180.81 billion, and we maintain robust total deposits of $2.32 billion. This solid foundation enables us to support our members effectively whether you're looking for auto loans, mortgages, or personal banking solutions. Led by our dedicated CEO, Dietrich Kuhlmann, and Board President, Edward Cochrane Jr., our team of 24,560 employees is here to assist you every step of the way. We take pride in not just meeting but exceeding your expectations with personalized service and comprehensive financial solutions. While you can visit us at our branch location for your banking needs, please note that official correspondence should be directed to our mailing address at 3311 Malcolm Dr, Montgomery, AL 36116. Feel free to reach out to us at 888-842-6328 if you have any questions or need assistance. Join us today and discover how Navy Federal Credit Union can help you achieve your financial goals! For more information about our offerings and membership eligibility, visit our website at navyfcu.org. We look forward to welcoming you into our family!

Branch History & Mission

Welcome to the Navy Federal Credit Union, located at 3311 Malcolm Dr, Montgomery, AL 36116. Since our establishment in 1947, we have proudly served the financial needs of our members and the community. Over the years, we have grown from a small group of dedicated individuals into a thriving credit union with over 14 million members and total assets exceeding $180 billion. Our journey began with a mission to provide accessible financial services to those who serve in the military and their families. This commitment has guided us through decades of growth and evolution. Today, we offer a wide range of services, including personal banking, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. We strive to empower our members by providing tools and resources that can help them achieve their financial goals. At Navy Federal Credit Union, our mission is simple yet profound: to serve our members with integrity and excellence while giving back to the community. We believe in building lasting relationships based on trust and transparency. Our focus extends beyond just financial transactions; we actively engage in community outreach efforts that support local initiatives and promote financial literacy. While you can visit us at our branch in Montgomery, for official correspondence please send mail to the same address: 3311 Malcolm Dr, Montgomery, AL 36116. Our branch is equipped with modern facilities designed for your convenience. We offer ATM services and drive-thru banking options for easy access to your accounts. Our operating hours are structured to accommodate your busy schedule: - Lobby Hours: Monday - Thursday from 9:00 AM to 5:30 PM; Friday from 9:00 AM to 6:00 PM; Saturday from 9:00 AM to 12:00 PM. - Drive-Thru Hours: Monday - Thursday from 9:00 AM to 5:00 PM; Friday from 9:00 AM to 6:00 PM; Saturday from 9:00 AM to 12:00 PM. As we move forward into the future, we remain committed to embracing digital advancements that enhance your banking experience while ensuring ADA compliance for all members. Whether through online banking or mobile applications, we aim to provide convenient access tailored to your lifestyle. Join us at Navy Federal Credit Union today! Experience firsthand how we can support your financial journey and make a positive impact in our community together. For more information or assistance, feel free to call us at (888) 842-6328. Your future starts here!

Branch Location & Accessibility

Get in Touch

If you have any questions or need assistance, don't hesitate to reach out! You can give us a call at 888-842-6328. We look forward to serving you at our Montgomery branch come visit us today!

Nearby Landmarks and Accessibility Features

Situated near local favorites, our branch is just a short drive from the beautiful Montgomery Zoo and the vibrant Shoppes at Eastchase. This prime location ensures that banking fits seamlessly into your day-to-day activities. We take pride in providing a welcoming environment for everyone. Our facility is ADA compliant, featuring ramps and accessible parking to make your visit as convenient as possible. Plus, with ample parking available right outside, you won't have to worry about finding a spot.

Operating Hours and Services

Our lobby hours are designed with your busy schedule in mind: Monday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. For those who prefer drive-thru services, we offer the same convenient hours, ensuring you can get your banking done quickly and efficiently. At Navy Federal Credit Union, we provide a range of services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Need to withdraw cash? Our ATM is available for your convenience too!

Member Eligibility

Joining the Navy Federal Credit Union community is a fantastic opportunity to gain access to a range of financial services tailored just for you. Membership is open to those who are affiliated with the military, including active duty members, veterans, and their families. If you're living or working in the Montgomery area, you can easily become part of our supportive network at 3311 Malcolm Dr, Montgomery, AL 36116. Our goal is to make your banking experience as inclusive and straightforward as possible. To learn more about specific eligibility requirements, feel free to check out the detailed information at Navy Federal Membership Eligibility. Opening an account is simple and designed with your convenience in mind. Just visit us at our branch or head over to our online portal at Account Opening to get started. If you have any questions or need assistance, don't hesitate to reach out at 888-842-6328. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to process payments effortlessly while focusing on what you do best running your business. Our merchant services make transactions smooth and efficient, allowing you to accept various payment methods easily. This means happier customers and more sales opportunities. Located at 3311 Malcolm Dr Montgomery Al 36116 in Montgomery, AL, we're here to help your business grow and succeed. Reach out today at (888) 842-6328 to learn more about how we can assist you!

Comprehensive List Of Services

Auto Loans and Vehicle Financing

For those considering purchasing a new car or refinancing an existing vehicle, our auto loans are designed with competitive rates to make the process smoother. Picture yourself driving off in your dream car while enjoying manageable monthly payments tailored to fit your budget.

Business Banking Solutions

For entrepreneurs out there, we haven't forgotten about you! Our business banking services include merchant services and business loans designed to help your venture thrive. From managing cash flow to securing funds for expansion, we've got what you need.

Credit Cards with Rewards

Our credit cards offer more than just purchasing power they come with rewards that let you earn points for everyday spending! Use them for groceries or gas and watch the benefits stack up, making every purchase work harder for you.

Easy Access Services

We know convenience matters in today's fast-paced world. That's why we provide ATM and cash withdrawal services across numerous locations, ensuring you can access your money whenever needed. Plus, enjoy basic drive-thru banking for quick deposits and withdrawals without leaving your car! At Navy Federal Credit Union, we're committed to making banking easy for you whether that's through our digital platforms or in-person services at our Montgomery branch. If you're ready to take the next step towards better financial management or have any questions about our offerings, don't hesitate to reach out at 888-842-6328. Let us help you navigate your financial journey today!

Mortgage Loans and Refinancing

Buying a home is one of the most significant decisions you'll make. Our mortgage loans come with flexible terms that can help turn that dream into reality. If you already own a home, consider our refinancing options that could lower your monthly payment or help you tap into your home's equity for other needs.

Personal Banking

When it comes to personal banking, we offer various options to help you manage your money effectively. Whether you're looking to open a checking or savings account, our team is ready to guide you through the process. Imagine having instant access to your funds with our online and mobile banking features; check balances, transfer money, and pay bills all from the comfort of your home or on-the-go.

Personal Loans and Debt Consolidation

Life can throw unexpected expenses your way. With our personal loans, you can cover those costs without breaking the bank. Additionally, if you're feeling overwhelmed by multiple debts, our debt consolidation services can simplify your finances and potentially save you money on interest.

Digital & Online Banking

Always Available

Our commitment to accessibility means that you can take advantage of 24/7 online banking services whenever you need them. Whether it's checking your account in the middle of the night or transferring funds while waiting in line, Navy Federal Credit Union has got you covered. Explore all these features and more by visiting https://www.navyfederal.org/ today! We're here to support your financial journey with tools that make banking easy and secure.

Key Features for Your Convenience

We provide electronic signature authorization, making it easier than ever to complete transactions without the hassle of printing and mailing documents. If you're looking to go paperless, our e-statements are readily available for those who prefer to manage their accounts digitally. This not only helps you stay organized but also contributes to environmental sustainability. For those on the go, our mobile application ensures that banking is right at your fingertips. You can easily make mobile payments, allowing you to shop or dine without carrying cash or cards. Need to send money to a friend? Our person-to-person transfer feature simplifies this process just a few taps on your phone, and it's done!

Financial Strength

Dedicated Team

We also take pride in having 23,925 full-time employees and 635 part-time employees who are always ready to serve you with knowledge and dedication. This robust team ensures that your needs are met promptly and effectively.

Investment in Growth

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Additionally, our lending capacity supports your financial goals across various sectors with $1.3192E+11 in total loans and leases and $1,023,510 in used auto loans.

Member-Centric Savings

Your savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our overall performance. Though our net income is currently $0, it highlights our commitment to serving you without compromising service quality or member benefits.

Strong Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation. This means we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Community Resource

With 30,809,321 total share accounts, we have built a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $1,127,735,547, further reinforcing our commitment to supporting the financial aspirations of our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 3311 Malcolm Dr Montgomery Al 36116 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Additional Financing Options

For those looking for business opportunities, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand your business. Whether you're starting a new venture or enhancing an existing one, we're here to support your journey. If you're considering refinancing any current debts or are curious about eligibility options for our loan products, please reach out to us at (888) 842-6328. Our knowledgeable staff will be happy to assist you with any questions or concerns. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Navy Federal Credit Union, we prioritize our members' needs and work diligently to provide affordable solutions tailored just for you. Visit us today and explore how we can help you take the next step towards achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We provide flexible terms that can fit your budget and lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We guide you through the process, ensuring that you have all the information needed to make informed decisions.

Unsecured Credit Card Loans

Managing finances effectively is essential, and we also offer flexible terms on unsecured credit card loans. With a total of $30,452,498,817 in loans available, you can enjoy financial freedom without the burden of collateral.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh offers users the tools they need to make informed financial decisions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that users receive fair and transparent offers, making it easier to identify the best options available. One key benefit of using LendMesh is Verified Data. Loan offers are sourced from legitimate financial institutions, ensuring that users can trust the information presented. Additionally, LendMesh stands out because it features No Sponsored Listings. Unlike other platforms that may prioritize lenders based on paid promotions, LendMesh is committed to providing unbiased results for all users. Another advantage is the Real-Time Rate Comparisons feature. Users have access to up-to-date loan rates from multiple institutions, helping them make well-informed choices about their financing needs. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking for a reliable tool to compare loan offers, consider using LendMesh. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*