MyGeorgia Credit Union Athens GA | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Mygeorgia, your trusted partner in financial growth and community support! Located at 205 Collins Industrial Blvd, Athens, GA 30601, our Athens Branch has been serving members since 1971. With a strong commitment to our community, we are proud to have over 20,000 members who rely on us for their banking needs. At Mygeorgia, we understand the importance of financial stability. That's why we manage a robust portfolio with total assets amounting to $214,095,484 and total deposits of $10,295,292. We offer a wide range of services including checking and savings accounts, auto loans, mortgage financing, personal loans, and credit cards with rewards. Our dedicated team is here to provide personalized solutions tailored to your financial goals. Whether you're looking for an auto loan among our 8,471 loans and leases or need assistance with business banking services like merchant services or business loans we are here to help. Our cash on hand stands at an impressive $3,533,212, ensuring that we can meet your needs promptly. Our leadership team is committed to fostering a welcoming environment. Led by CEO Joe Foster and Board President Lamar Gailey, our knowledgeable staff of 56 employees is always ready to assist you. For any official correspondence, please note that it should be sent to our mailing address: 2601 Limestone Pkwy, Gainesville, GA 30501. We invite you to visit us or call at 706-613-1644 during our lobby hours: Monday through Tuesday and Thursday from 8:30 AM to 5:00 PM; Wednesday from 10:00 AM to 4:30 PM; and Friday from 7:30 AM to 6:00 PM. Explore how Mygeorgia can help you achieve your financial dreams today! Visit us online at mygacu.com for more information about our services and offerings.

Branch History & Mission

A Legacy of Service

The journey of Mygeorgia began with a vision to create a member-focused financial institution that puts people before profits. Our founders believed in the power of community and aimed to provide accessible financial services tailored to the needs of those in Athens and beyond. As we evolved through the years, our mission remained clear: to empower our members through personal banking solutions that help them achieve their financial goals. Our branch address is conveniently situated near local landmarks, making it easy for you to visit us. While you can always stop by at our physical location for assistance or to simply chat about your financial needs, official correspondence should be sent to our mailing address at 2601 Limestone Pkwy, Gainesville, GA 30501.

Community Focused

Mygeorgia takes pride in being more than just a credit union; we are active participants in local events and charitable initiatives that uplift our community. Through partnerships with local organizations and outreach programs, we strive to make a positive impact on the lives of those around us. As we look toward the future, we invite you to join our growing family. Experience firsthand how Mygeorgia can help you achieve your financial dreams while being part of something larger a community united by trust and shared success. For more information or assistance, please feel free to reach out at 706-613-1644 during our operating hours: Monday through Tuesday and Thursday from 8:30 AM - 5:00 PM; Wednesday from 10:00 AM - 4:30 PM; and Friday from 7:30 AM - 6:00 PM. Join us at Mygeorgia today! Visit our website for more details on membership benefits and services tailored just for you.

Mission Statement

At Mygeorgia, we strive not only to offer a wide range of financial products such as checking and savings accounts, auto loans, mortgage refinancing, and credit cards but also to be an active part of the communities we serve. Our mission is deeply rooted in ensuring every member feels valued and supported as they navigate their financial journeys. We are proud of our commitment to digital advancements that enhance your experience with us. Whether you prefer online banking or mobile payments, we've made it easier than ever for you to manage your finances on-the-go. Our ATM services and drive-thru banking also ensure that access to your funds is simple and convenient.

Branch Location & Accessibility

Welcome to Mygeorgia, your trusted credit union located conveniently at 205 Collins Industrial Blvd, Athens, GA 30601. Our Athens Branch is not only easy to find but also designed to meet your banking needs with comfort and accessibility in mind. Nestled in the heart of Clarke County, we're just a short drive from popular local spots like the Georgia Museum of Art and the University of Georgia, making it simple for you to drop by whenever you need assistance or want to explore our services. At Mygeorgia, we prioritize making banking as accessible as possible. Our branch features ample parking and is fully ADA compliant, ensuring that all members can visit us without any hassle. Plus, we offer both ATM services and a drive-thru option for quick transactions perfect for those on the go! Whether you're stopping by for a deposit or seeking advice on loans or savings accounts, our friendly staff is here to help. Our operating hours are designed with your schedule in mind. We are open Monday, Tuesday, and Thursday from 8:30 AM to 5:00 PM, with extended hours on Friday from 7:30 AM to 6:00 PM. On Wednesdays, we welcome you from 10:00 AM to 4:30 PM. If you have questions or need assistance outside of these times, feel free to give us a call at 706-613-1644 we're here for you! While members can visit us at our branch address for all your banking needs, please remember that official correspondence should be sent to our mailing address at 2601 Limestone Pkwy, Gainesville, GA 30501. We invite you to stop by Mygeorgia today! Experience firsthand how we can assist with personal banking, auto loans, mortgages, credit cards with rewards, and so much more. Your financial journey matters to us!

Member Eligibility

At Mygeorgia, we believe that everyone deserves a financial partner who cares. Becoming a member is simple and opens the door to a community that supports your financial journey. If you live, work, worship, or attend school in the area, you're likely eligible to join our family! We warmly welcome individuals from all walks of life. By choosing us, you gain access to a range of benefits including personalized service, competitive rates on loans, and various savings options designed just for you. To learn more about our eligibility criteria and see if you qualify, feel free to visit this page. When you're ready to open an account or have any questions, don't hesitate to give us a call at (706) 613-1644. We're excited to help you take this important step towards better financial health right here at Mygeorgia, located at 205 Collins Industrial Blvd Athens Ga 30601.

Business Banking & Commercial Services

Practical Merchant Services

Beyond loans, we offer merchant services that simplify everyday transactions for your business. Imagine being able to accept payments seamlessly, whether you're running a brick-and-mortar store or an online shop. Our services help streamline your operations so you can focus on what you do best growing your business. Let us partner with you on your journey to success! For more information, call us at (706) 613-1644 or visit our website at https://www.mygacu.com/.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $14 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $304,174, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Services

For entrepreneurs, we offer business banking solutions that include merchant services and business loans. Starting or growing a business requires financial backing, and our team is ready to assist you in making those dreams a reality.

Convenient Access

We pride ourselves on providing easy access to your accounts and funds. With ATM services available at our branch as well as drive-thru banking for deposits and withdrawals, managing your finances has never been easier. Plus, our basic ATM access allows for quick cash withdrawals and balance checks on the go. Whether you're visiting us at Mygeorgia or accessing our services online from the comfort of your home, we're here to ensure your experience is smooth and fulfilling. If you have any questions or would like more information about what we offer, don't hesitate to reach out at (706) 613-1644. Join us today at Athens Branch where financial wellness is within reach!

Credit Solutions

Managing debt can be challenging, but our personal loans and debt consolidation services are designed to help ease that burden. If you're looking for extra purchasing power, consider our credit cards with rewards that allow you to earn while you spend.

Home Financing

Thinking about buying a home? Our mortgage loans and refinancing options provide the support you need to navigate the housing market. We guide you through every step, ensuring you find the best solution for your situation. Whether you're a first-time buyer or looking to refinance your existing mortgage, we've got you covered.

Personal Banking

Our personal banking options include both checking and savings accounts tailored to fit your lifestyle. Imagine having the flexibility to manage your finances from anywhere with our online and mobile banking features. You can check balances, transfer funds, and pay bills with just a few taps on your smartphone. For those looking to make significant purchases, we offer auto loans and vehicle financing that come with competitive rates, making it easier for you to drive away in the car of your dreams.

Digital & Online Banking

Key Features

Our online banking includes features such as electronic signatures, which simplify document handling without the need for printing or mailing. Plus, you'll never miss a statement with our e-statements option. They're not only environmentally friendly but also help you keep track of your financial history easily. For those on the go, our mobile application offers even more flexibility. You can make person-to-person transfers seamlessly, ensuring that sending money to friends or family is quick and hassle-free. And if you're looking to make purchases using your phone, our mobile payments feature has got you covered no wallet needed!

Security First

We prioritize your security with advanced measures in place to protect your information while you bank online. Our commitment extends to ensuring that all transactions are safe and sound, giving you peace of mind with every interaction. In short, whether you're at home or out and about, Mygeorgia provides everything you need for easy and secure banking. Experience the freedom of managing your finances effortlessly visit us at https://www.mygacu.com/ today!

Financial Strength

Committed Team Ready to Serve You

Our strength also comes from our people. We proudly employ 56 full-time employees who are ready to assist you. Each team member is committed to making your experience positive and fulfilling.

Growing Together

Our membership base continues to grow with 36,511 accounts reflecting the trust members place in us. This growing community empowers us to provide even better services tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mygeorgia is your trusted partner. Visit us at 205 Collins Industrial Blvd Athens Ga 30601 or call (706) 613-1644 to learn more about how we can help you achieve your financial goals.

Member Savings and Deposits

Members' savings are secured through $66,014,628 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This focus ensures that our resources benefit you directly through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Benefit

With $18,699,231 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial success is reflected in our operational efficiency as shown by our $0, enabling us to provide competitive loan rates and solid financial products.

Strong Financial Health

With a net worth of $23,952,907, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,117 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

We're dedicated to helping you achieve your dreams. With $4,094 in used auto loans and $138,901,054 in total loans and leases, our lending capacity supports various sectors to meet your financial goals effectively.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $77,415,719 in used vehicle loans and $14,915,106 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles to ensure that you have options that suit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $304,174 provide the capital needed to grow and expand. We understand the unique challenges faced by small businesses and aim to support their success through tailored lending solutions.

Credit Lines

Our credit lines, totaling $88,365,529, give members access to funds when they need them most. This flexibility allows for easier management of cash flow and unexpected expenses. At Mygeorgia, we also provide refinancing options for many of our loan products. Whether you're looking to lower your interest rate or consolidate debt, our team is here to guide you through the process. For more information about our loan offerings or to see if you qualify, feel free to reach out at (706) 613-1644 or visit us at our branch located at 205 Collins Industrial Blvd Athens Ga 30601 in Athens, GA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you take your next financial step!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,561,637, make buying or refinancing simple. We offer competitive rates and flexible terms to fit your needs.

Unsecured Credit Card Loans

Managing finances effectively can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $4,143,372 in loans available. These cards provide you with the purchasing power you need while allowing for easy management of payments.

Loan Aggregator

Benefits of Using LendMesh

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures fair and transparent offers for all users.

Mygeorgia