MidFlorida Credit Union Winter Haven FL | Affordable Auto Loans & Business Banking

Introduction

Welcome to Midflorida, your trusted financial partner located at 3025 State Road 540 W, Winter Haven, FL 33880. Since our establishment in 1954, we have been dedicated to serving our community with personalized banking solutions and exceptional service. With a total membership of over 472,203 individuals, we take pride in being a part of so many lives, helping our members achieve their financial goals. At Midflorida, we manage assets totaling an impressive $8,040,523,100, ensuring your savings are safe and growing. Our commitment to you is evident not only in our solid financial standing but also in our diverse range of services including personal banking, auto loans, mortgages, and business financing. We currently have a robust loan portfolio consisting of 342,371 loans and leases, showcasing our dedication to supporting both individuals and local businesses. Led by our CEO, Steve Moseley, and Board President Christopher Geiger, our team is here to provide guidance and support every step of the way. We understand that banking can sometimes feel overwhelming; that's why we're committed to making your experience as smooth as possible. Whether you're visiting us for a simple transaction or seeking advice on complex financial matters, you can count on us to be there for you. While members can visit us at the branch for all their banking needs, feel free to explore more about what we offer by visiting our website at Midflorida. You can also reach us directly at 863-688-3733 for any inquiries or assistance. Join us today and discover the difference that a member-focused credit union can make in your life!

Branch History & Mission

A Legacy of Service

Midflorida was born from the idea of providing accessible financial services to everyone. Over the years, we've expanded our offerings to meet the needs of our diverse membership. Today, we proudly manage total assets of over $8 billion, reflecting our dedication to supporting the financial health of our community. We are not just about numbers; we focus on building relationships and fostering growth among our members. As a member-driven credit union, we prioritize your needs above all else. Our mission is clear: to enhance the lives of our members by providing excellent service and innovative financial products. Whether you are looking for personal banking solutions like checking and savings accounts or need support with auto loans and mortgages, Midflorida is here for you.

Commitment to Community

Our mission extends beyond just providing financial services; we actively engage in community outreach initiatives. We believe in giving back and supporting local causes that matter to you. From educational programs to community events, Midflorida strives to make a positive impact in Winter Haven and surrounding areas. In addition to our robust suite of services, we are proud to offer digital banking options that make managing your finances easy and convenient. With features such as online banking and mobile payments, you can access your accounts anytime, anywhere. And if you prefer face-to-face interactions, our drive-thru service provides quick access for deposits and withdrawals during convenient hours.

Join Us Today!

We invite you to experience the difference at Midflorida. Whether you're looking to open an account or simply want to learn more about what we offer, visit us at our Winter Haven branch or explore our website at midflorida.com. Together, let's build a brighter financial future!

Branch Location & Accessibility

Convenient Access

At Midflorida, we prioritize accessibility for all our members. Our branch features ADA-compliant entryways and ramps, ensuring everyone can visit us with ease. Parking is readily available, so you can pop in without worrying about finding a spot.

Get in Touch

If you have any questions or need assistance, don't hesitate to call us at 863-688-3733. We invite you to come by our branch at Midflorida today! We're excited to help you with your banking journey.

Operating Hours

We understand that life gets busy, which is why our lobby hours are designed to accommodate your schedule. You can visit us Monday through Thursday from 9:00 AM to 5:00 PM, Fridays from 9:00 AM to 6:00 PM, and Saturdays from 9:00 AM to 1:00 PM. If you prefer drive-thru service, we're here for you Monday through Friday from 7:00 AM to 7:00 PM and Saturdays from 8:30 AM to 1:00 PM.

Services Offered

Our team at Midflorida is dedicated to providing a variety of services tailored to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgage refinancing, we've got you covered. Plus, our drive-thru banking allows for quick deposits and withdrawals without leaving your car.

Member Eligibility

Becoming a member of Midflorida means joining a welcoming community that's dedicated to your financial well-being. If you live, work, or worship in the area around 3025 State Road 540 W Winter Haven Fl 33880, you're already on your way to enjoying all the benefits we have to offer! We strive to make membership accessible and rewarding for everyone. Whether you're looking for personal banking options or business services, our team is here to support you every step of the way. For more detailed eligibility criteria, feel free to check out our resource page at http://www.midflorida.com/resources/forms-and-applications/membership-switch-kit. When you're ready to open an account, simply visit us or start the process online at https://loans.midflorida.com/. If you have any questions, don't hesitate to call us at (863) 688-3733 we're excited to help you get started!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,200 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,251,796,486, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the ability to accept payments from customers easily, whether they're shopping online or visiting your store. Our merchant services provide the tools you need to streamline transactions and enhance customer experience. By offering various payment options, you can increase sales and keep your cash flow healthy. Located at 3025 State Road 540 W Winter Haven Fl 33880 in Winter Haven, FL, we invite local businesses to explore how our tailored financial solutions can help you achieve your goals. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

Business Banking Solutions

We also cater to local businesses with our business banking services. If you're a small business owner looking for merchant services or business loans, we have options that can help you grow and succeed. Our understanding of the local market allows us to offer tailored solutions that support your business goals.

Convenient Access Points

At Midflorida, convenience is key. We provide ATM and cash withdrawal services that ensure you have access to your money whenever you need it. Our drive-thru service allows for quick deposits and withdrawals without leaving your car perfect for busy days when every minute counts. Plus, if you're a member of partner credit unions, take advantage of shared branch transactions for easy deposits and withdrawals.

Final Thoughts

No matter where you are in life whether it's saving for a new home or expanding your business Midflorida is here to support you every step of the way. With our wide array of financial services designed just for you, we invite you to experience the difference at 11-spirit Lake. Feel free to contact us at (863) 688-3733 or visit us at 3025 State Road 540 W Winter Haven Fl 33880 in Winter Haven for more information on how we can assist you with all your financial needs!

Financing Options That Fit Your Life

When it comes to financing, our auto loans and vehicle financing programs make purchasing that dream car within reach. With competitive rates and flexible terms, you can hit the road in no time. If you're considering buying a home or refinancing your existing mortgage, our mortgage loans are designed with you in mind, ensuring you find the best solution for your housing needs. For those times when unexpected expenses arise or when you want to consolidate debt, our personal loans provide quick access to funds without the hassle. And don't forget about our credit cards with rewards that let you earn benefits while making everyday purchases.

Personal Banking Made Easy

We offer various personal banking options, including checking and savings accounts that fit different lifestyles. Imagine easily managing your everyday expenses while also saving for your dreams all with just a few taps on your smartphone. Our online and mobile banking services allow you to access your accounts anytime, anywhere, making it easier than ever to keep track of your finances.

Digital & Online Banking

At Midflorida, we understand that convenience and security are key when it comes to managing your finances. That's why we offer a comprehensive suite of digital and online banking services designed to fit seamlessly into your busy lifestyle. With our secure platform, you can easily manage your accounts anytime, anywhere. One of the standout features is our 24/7 online banking service, available at https://www.midflorida.com/. Whether you need to check your balance, transfer funds, or pay bills, it's all just a few clicks away. Plus, with e-statements available, you can go green while keeping track of your financial activities without the clutter of paper statements. Our mobile application takes banking on the go to a whole new level. You can make mobile payments, send money through person-to-person transfers, and access your account information at your fingertips. It's user-friendly and designed for quick navigation so you can spend less time banking and more time enjoying life. Security is our top priority, which is why we offer electronic signature authorization for added peace of mind when signing documents online. This means you can take care of important tasks without needing to visit the branch in person. With all these features at your disposal, managing your finances has never been easier or safer. Join us at Midflorida and experience the convenience of modern banking today!

Financial Strength

Growing Trust Among Members

Total Share and Deposit Accounts stand at 1,315,690, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $1,638,866,996, we are well-positioned to help you reach your financial objectives. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midflorida is your trusted partner. Visit us at 3025 State Road 540 W Winter Haven Fl 33880 or call (863) 688-3733 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency shines through with a net income of $30,389,324, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,175 full-time employees and 244 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Member Services

With $735,873,915 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $138,957 in used auto loans and a total of $6,291,591,067 in loans and leases that support your financial goals across various sectors.

Secure Savings Opportunities

Members' savings are secured through $1,560,259,479 in share certificates and $218,442,106 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $105,925,874, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Base

With a net worth of $847,124,764, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.52% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,330,877,574 in used vehicle loans and $1,202,408,075 in new vehicle loans already helping members get on the road. We provide financing solutions for both new and used vehicles, ensuring you can find the right fit for your budget and needs.

Credit Lines

In addition to our other offerings, we provide credit lines totaling $2,552,391,308. This option gives you quick access to funds when you need them without having to apply for a new loan each time. If you're interested in exploring refinancing options or checking eligibility requirements, don't hesitate to reach out! You can contact us at (863) 688-3733 or visit our branch located at 3025 State Road 540 W Winter Haven Fl 33880 in Winter Haven, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We are committed to providing our members with transparent information and support as they navigate their financial journeys.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $399,548,926, make buying or refinancing simple. We aim to assist you every step of the way through the home-buying process, offering competitive rates and personalized service.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $151,724,964 in loans helping members manage their finances effectively. These cards come with benefits that suit various lifestyles, making it easier for you to manage expenses while earning rewards along the way.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions tailored to their specific needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underscore the effectiveness and reliability of this comparison tool. Ready to take control of your financial future? Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

MIDFLORIDA CREDIT UNION - Winter Haven, FL

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Winter Haven, FL (33880)

Introduction

Branch History & Mission

A Legacy of Service

Commitment to Community

Join Us Today!

Branch Location & Accessibility

Convenient Access

Get in Touch

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Solutions

Convenient Access Points

Final Thoughts

Financing Options That Fit Your Life

Personal Banking Made Easy

Digital & Online Banking

Financial Strength

Growing Trust Among Members

Operational Efficiency

Reinvesting in Member Services

Secure Savings Opportunities

Strong Capital Base

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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