MEMBERS COOPERATIVE CREDIT UNION

Welcome to Members Cooperative, your trusted partner in financial well-being, located at 952 Woodland Ave 960, Duluth, MN 55812. Since our establishment in 1936, we have dedicated ourselves to serving our community with integrity and compassion. With a proud membership base of over 55,856 individuals, we strive to offer personalized financial solutions that cater to the unique needs of each member. At Members Cooperative, we believe in empowering our members through accessible banking services. Our total assets now stand at an impressive $1,141,915,251, ensuring that we can support you with everything from auto loans to personal savings accounts. Currently, we hold $45,865,172 in deposits and have issued a total of 26,958 loans and leases evidence of our commitment to helping you achieve your financial goals. While members can visit us at the branch for face-to-face assistance and our convenient drive-thru service, official correspondence should be sent to our mailing address: 215 N 40TH AVE W, Duluth, MN 55807. Under the leadership of CEO Stephen Ewers and Board President Doris Dahl, our team of 201 employees is ready to guide you on your financial journey. We take pride in providing a warm atmosphere where everyone feels welcomed. Whether you're looking to open a new account or explore loan options, we're here for you. Feel free to reach out to us at (218) 625-8500 or visit our website at www.membersccu.org for more information about how we can assist you today! Your financial future starts here at Members Cooperative.

Welcome to Members Cooperative, your friendly neighborhood credit union located at 952 Woodland Ave in Duluth, MN. Our branch is designed with your convenience in mind, making it easy for you to access the financial services you need. Whether you're stopping by for a quick transaction or seeking assistance with a loan, we're here to help! If you need to send official correspondence, please note that our mailing address is different: 215 N 40TH AVE W, Duluth, MN 55807. This way, you can easily reach us no matter the purpose of your visit. Nestled in Saint Louis County, our branch is near popular local spots like the University of Minnesota Duluth and the beautiful Chester Park. Parking is ample and accessible, ensuring that everyone can visit us without hassle. We're proud to be ADA compliant, featuring ramps and other accessibility options for those who need them. Our doors are open Monday through Friday from 9:00 AM to 6:00 PM, giving you plenty of time to stop by after work or during lunch breaks. For added convenience, we offer drive-thru banking services for simple transactions like deposits and withdrawals. And if you're in need of cash or wish to check your balance on-the-go, our ATM is available right on-site. At Members Cooperative, we pride ourselves on offering a variety of services tailored to fit your needs from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing. Our team is ready to assist you with everything from business banking needs to online and mobile banking options. We invite you to visit us at our Duluth location or give us a call at 218-625-8500 if you have any questions. Let us show you how easy banking can be!

At Members Cooperative, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple and welcoming! If you live, work, or go to school in our area, you're likely eligible to join us. We also welcome family members of existing members, so even if you're not directly linked to our community, you might still find a home here. Membership opens the door to a range of benefits like competitive rates on loans, personalized financial services, and access to exclusive offers. To see the full details on eligibility criteria, feel free to check out this resource: https://www.membersccu.com/about/become-a-member/ . Once you're ready to take the next step, opening an account is straightforward. Just visit our website at http://www.membersccu.com/business-enrollment-form , or give us a call at (218) 625-8500 for assistance. Our team is here to help you every step of the way as you join the Members Cooperative family at our branch located at 952 Woodland Ave 960 Duluth Mn 55812. We can't wait to welcome you!

At Members Cooperative, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to maintaining a strong financial foundation that ensures your savings and investments are safe while providing you with the services you need. Our financial health is demonstrated by our net worth of $111,765,879, which allows us to offer better rates, lower fees, and enhanced member services. With a net worth ratio of $979, we showcase a solid capital base, ensuring we can continue providing loans and competitive savings rates, even in uncertain economic times. Members' savings are secured through $279,707,456 in share certificates and $167,386,124 in money market shares, which provide stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $17,200,522, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks. We also have $86,982,058 in undivided earnings, allowing us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures tailored to serve our members better. Our robust lending capacity includes $9,561 in used auto loans and a total of $924,879,820 in loans and leases that support your financial goals across various sectors. Our operational efficiency is highlighted by our net income of $3,310,884, enabling us to continue offering competitive loan rates and solid financial products for our members. Furthermore, we take pride in having 196 full-time employees and 5 part-time employees who are always ready to serve you with knowledgeable support. With net shares available for lending at $0, and a strong community backing reflected by our 127,905 total share accounts, we are well-equipped to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members Cooperative is your trusted partner. Visit us at 952 Woodland Ave 960 Duluth Mn 55812 or call (218) 625-8500 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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