Members 1st Credit Union York PA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Members 1st, your trusted partner in financial wellness since 1950. Located at 2124 S Queen St, York, PA 17403, our South Queen Street Branch is dedicated to serving the needs of our community with a personal touch. Whether you're looking to open a new checking account, secure an auto loan, or explore investment options, we're here to guide you every step of the way. With over 596,510 members and total assets exceeding $8 billion, Members 1st stands strong as a pillar of support in York and beyond. Our commitment to our members is evident in our robust financial performance total deposits reaching $407063180 and a net worth of $986315309 showcase our stability and reliability. We manage more than 331,621 loans and leases, ensuring that we can help meet your borrowing needs effectively. At Members 1st, we pride ourselves on being more than just a financial institution; we are a community-focused organization. Under the leadership of CEO Michael Wilson and Board President Jon Kirssin, we prioritize building relationships with our members, fostering trust through transparency and genuine care. Our experienced team of over 1,241 employees is always ready to assist you in achieving your financial goals. While members can visit us at our branch location for personalized service, official correspondence should be sent to 2124 S. Queen St., York, PA 17403-4862. If you have any questions or need assistance, don't hesitate to give us a call at 800-237-7288. Explore all that Members 1st has to offer by visiting our website at members1st.org. We invite you to become part of our family today and experience the difference that comes from working with a credit union that truly cares about its members!

Branch History & Mission

Welcome to Members 1st, a credit union with a rich history and a commitment to serving the community of York, PA. Established in 1950, our branch has been a cornerstone of financial support for over seven decades. Located at 2124 S Queen St, we are proud to be part of the vibrant landscape of this city, known for its historic sites and friendly neighborhoods. From our humble beginnings, Members 1st has grown significantly, now serving over 596,510 members. Our journey reflects our dedication to providing accessible financial services while fostering community growth and engagement. Over the years, we have expanded our offerings, adapting to the evolving needs of our members and ensuring they receive personalized support in their financial journeys. At Members 1st, our mission is simple yet powerful: to empower our members through financial education and responsible banking solutions. We believe that everyone deserves access to quality financial services that can help them achieve their goals. This commitment extends beyond just banking; we actively engage in community outreach initiatives, partnering with local organizations to make a positive impact in York and surrounding areas. While members can visit us at our branch address, official correspondence should be sent to our mailing address: 2124 S. Queen St., York, PA 17403-4862. Our operating hours are designed with your convenience in mind: Monday through Friday from 9:00 am to 5:00 pm, Saturday from 9:00 am to 2:00 pm, and we are closed on Sundays. We also offer ATM services for easy cash access. As we move forward, we continue to embrace digital advancements that enhance member experience while maintaining ADA compliance for accessibility. Whether it's through online banking or mobile payments, we strive to meet you where you are. We invite you to join us at Members 1st and experience firsthand how we can help you reach your financial aspirations. Together, let's build a brighter future for you and the community! For more information about membership or services, feel free to call us at 800-237-7288 or visit our website at Members 1st.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our location features ADA-compliant entryways and parking spaces, ensuring that everyone can comfortably access our services. Plus, there's ample parking available right outside our door.

Nearby Landmarks

Our branch is just a stone's throw away from popular local spots like the York Galleria Mall and the vibrant downtown area, making us a convenient stop during your daily errands or while exploring the city. Whether you're picking up groceries or heading to a nearby restaurant, you can easily drop by to take care of your banking needs.

Operating Hours

At Members 1st, we value your time. That's why we offer flexible operating hours to accommodate your busy schedule. We're open Monday through Friday from 9:00 AM to 5:00 PM, and on Saturdays from 9:00 AM to 2:00 PM. Please note that we are closed on Sundays. If you ever need assistance or have questions about your accounts, don't hesitate to give us a call at 800-237-7288 during business hours.

Services Offered

While you're with us, you'll find a full range of personal banking services including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. We also provide online and mobile banking services for those who prefer managing their finances on-the-go. Although we don't have drive-thru banking at this location, we do offer ATM services for quick cash withdrawals and balance checks. In summary, whether you're looking for comprehensive banking solutions or simply want some friendly advice about managing your finances, the Members 1st South Queen Street Branch is here for you! Come visit us today or reach out via phone we look forward to serving you!

Member Eligibility

At Members 1st, we believe that joining our community is more than just opening an account; it's about becoming part of a supportive family where your financial wellness is our priority. To become a member, you'll find that eligibility is straightforward and welcoming. If you live, work, worship, or attend school in the areas served by us, you're already on the right path! We welcome individuals from various backgrounds, so whether you're a local resident or just passing through, there's a place for you here. To start your journey with us, simply visit our branch at 2124 S Queen St York Pa 17403 or give us a call at (800) 237-7288. You can also check out more detailed eligibility requirements on our website at http://www.members1st.org/business/business-membership. Once you know you qualify, opening an account is quick and easy! We're excited to help you take the first step toward better banking experiences and exclusive member benefits. Join us today and see how being part of Members 1st can enhance your financial life!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, our merchant services help simplify transactions so you can focus on what matters most your customers. Imagine effortlessly processing payments while offering your clients a seamless checkout experience. From credit card processing to online payment solutions, we equip you with the tools that enhance your business efficiency. Located at 2124 S Queen St York Pa 17403 in York, PA, we invite you to explore how Members 1st can be a partner in your success. For more information or to discuss your specific needs, call us at (800) 237-7288 today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,634 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $888,146,957, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For local entrepreneurs, we offer business banking solutions such as merchant services and business loans. We're here to support your business growth by providing the financial tools necessary to succeed in today's competitive market.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features. You can easily manage your accounts, pay bills, or transfer money with just a few taps on your smartphone or computer. Our ATM services ensure that cash withdrawals and balance checks are always within reach whenever you need them.

Loans for Every Need

Life can throw unexpected expenses your way. With our personal loans and debt consolidation services, you can manage those costs effectively. Plus, our credit cards come with rewards that allow you to earn while you spend, making every purchase more rewarding.

Member Support

Our team is always here for you. If you have questions or need assistance, don't hesitate to call us at 800-237-7288. We pride ourselves on offering personalized support that makes banking not only easier but also more enjoyable. At Members 1st, our commitment goes beyond just providing services; we strive to build lasting relationships with our members in York and surrounding areas. Explore all that we have to offer today by visiting us or checking out our website at members1st.org. Ready to take the next step in your financial journey? Come visit us at 2124 S Queen St, or give us a call! We look forward to helping you achieve your financial dreams!

Personal Banking Solutions

We understand that managing finances can be overwhelming at times. That's why our personal banking services include checking and savings accounts designed to help you reach your financial goals. Our auto loans and vehicle financing options make purchasing your dream car straightforward, with competitive rates and flexible terms. If you're considering buying a home, our mortgage loans and refinancing options can guide you through the process with ease.

Digital & Online Banking

At Members 1st, we understand that your time is valuable. That's why we offer a range of digital and online banking services designed to provide you with convenience and security right at your fingertips. With our secure online platform, managing your finances has never been easier or more accessible. You can access your accounts anytime, anywhere through our robust online banking system at https://www.members1st.org/. Whether you're checking your balance or making payments, our user-friendly interface makes it simple. Plus, enjoy the benefit of e-statements, which are available for all members. This not only helps you stay organized but also reduces paper waste. Security is a top priority for us. Even though we do not currently support electronic signature authorization, rest assured that your personal information is protected with advanced security measures. We're committed to keeping your data safe while you manage your finances. Looking to make payments on the go? Our mobile application allows you to handle transactions directly from your smartphone, making it easy to pay bills or transfer money with just a few taps. You can even take advantage of mobile payments, so you're never left fumbling for cash when you're out and about. Need to send money to a friend? Our person-to-person transfer feature lets you quickly send funds without any hassle, making it perfect for splitting bills or sending gifts. And remember, our online banking services are available 24/7! This means whether it's early in the morning or late at night, you can check balances, view transactions, and manage your accounts whenever it suits you best. Join us at Members 1st and experience the freedom of digital banking that fits seamlessly into your lifestyle!

Financial Strength

At Members 1st, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a trusted financial partner is essential for your peace of mind. Our financial health is reflected in our strong metrics. With a net worth of $986,315,309, we maintain robust financial strength that allows us to offer better rates, lower fees, and enhanced services tailored for you. This strong foundation is further emphasized by our net worth ratio of 1262, demonstrating that we are well-capitalized and ready to support our members even during uncertain economic times. Members' savings are secured through $2,590,825,310 in share certificates and $1,089,791,668 in money market shares, both offering stable and rewarding opportunities for financial growth. Unlike traditional banks that may prioritize shareholder profits, we focus on our members' needs. With non-member deposits at $5,022,926, we ensure our resources are dedicated to providing you with better loan rates and exclusive benefits. Our commitment to reinvesting in our members is evident through our $967,220,309 in undivided earnings. These funds allow us to enhance banking tools, improve lending options, and bolster security measures designed to protect your assets. Additionally, with $123,054 in used auto loans and an impressive $6,560,311,992 in total loans and leases, we have the capacity to support your financial aspirations across various sectors. We believe operational efficiency matters; hence our net income reflects solid management practices. While we currently report a net income of $0 this period, it underlines the importance of maintaining financial strength while focusing on long-term growth strategies for our members. Our team plays a pivotal role in delivering exceptional service. We take pride in employing 1,184 full-time and 57 part-time employees who are always ready to assist you with personalized care. You can trust that each member of our staff is dedicated to helping you navigate your financial journey effectively. Lastly, with a total of 1,189,787 share accounts, it's clear that more people are choosing Members 1st as their trusted financial partner. This growing member base showcases the confidence others place in us. Our financial strength means we can continue serving you with confidence. Whether you're saving for a future goal or looking for ways to borrow wisely, Members 1st is here for you every step of the way. Visit us at 2124 S Queen St York Pa 17403 or call 800-237-7288 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,135,615,404 in used vehicle loans and $643,672,628 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, we provide competitive financing options designed to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $888,146,957 provide the capital needed to grow and expand your business. Whether you're looking to invest in new equipment or need working capital to keep operations smooth, we have solutions that can help.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $307,751,386 in loans helping members manage their finances effectively. Our credit cards come with rewards that can enhance your spending experience while giving you peace of mind.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,074,888,618, so you can secure the home you've always wanted without the hassle.

Refinancing Options

If you're considering refinancing your existing loans or exploring eligibility options for any of our products, our team is ready to guide you through the process. We're dedicated to finding the right solution for your specific situation. Feel free to reach out to us at 800-237-7288 for more information or visit our website at Members 1st for additional resources and support. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey with confidence!

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MEMBERS 1ST FEDERAL CREDIT UNION - York, PA

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