At Members 1st, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a trusted financial partner is essential for your peace of mind. Our financial health is reflected in our strong metrics. With a
net worth of $986,315,309, we maintain robust financial strength that allows us to offer better rates, lower fees, and enhanced services tailored for you. This strong foundation is further emphasized by our
net worth ratio of 1262, demonstrating that we are well-capitalized and ready to support our members even during uncertain economic times. Members' savings are secured through
$2,590,825,310 in share certificates and
$1,089,791,668 in money market shares, both offering stable and rewarding opportunities for financial growth. Unlike traditional banks that may prioritize shareholder profits, we focus on our members' needs. With non-member deposits at
$5,022,926, we ensure our resources are dedicated to providing you with better loan rates and exclusive benefits. Our commitment to reinvesting in our members is evident through our
$967,220,309 in undivided earnings. These funds allow us to enhance banking tools, improve lending options, and bolster security measures designed to protect your assets. Additionally, with
$123,054 in used auto loans and an impressive
$6,560,311,992 in total loans and leases, we have the capacity to support your financial aspirations across various sectors. We believe operational efficiency matters; hence our net income reflects solid management practices. While we currently report a net income of $0 this period, it underlines the importance of maintaining financial strength while focusing on long-term growth strategies for our members. Our team plays a pivotal role in delivering exceptional service. We take pride in employing
1,184 full-time and
57 part-time employees who are always ready to assist you with personalized care. You can trust that each member of our staff is dedicated to helping you navigate your financial journey effectively. Lastly, with a total of
1,189,787 share accounts, it's clear that more people are choosing Members 1st as their trusted financial partner. This growing member base showcases the confidence others place in us. Our financial strength means we can continue serving you with confidence. Whether you're saving for a future goal or looking for ways to borrow wisely, Members 1st is here for you every step of the way. Visit us at
2124 S Queen St York Pa 17403 or call
800-237-7288 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at:
https://www.ncua.gov based on the latest results.*