L & N Credit Union Louisville KY | Low Mortgage Rates & Auto Loans

Introduction

Welcome to L & N, your trusted financial partner located at 2601 S Hurstbourne Pkwy, Louisville, KY 40220. Since our establishment in 1954, we have been dedicated to supporting our community with reliable banking solutions and personalized service. With a strong membership base of over 115,921 members, we pride ourselves on creating a welcoming environment where everyone can feel secure in their financial decisions. At L & N, we manage a robust total of $2.23 billion in assets, ensuring that your money is not just safe but also working for you. Our commitment extends beyond simple transactions; we actively engage in helping our members achieve their financial goals through tailored services like auto loans, mortgages, and personal banking solutions. Our experienced team is led by CEO Christopher Brown and Board President Gary Lord, who both share a passion for serving our members and contributing positively to the local community. Whether you're looking to open an account or need assistance with loans our friendly staff is here to guide you every step of the way. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to our mailing address: 2601 South Hurstbourne Pkwy, Louisville, KY 40220-4005. We invite you to explore what L & N has to offer. Feel free to call us at 502-368-5858 or visit our website at lnfcu.com for more information. Join us today and experience the difference of being part of a credit union that truly cares about its members!

Branch History & Mission

Join Us

If you're looking for a financial partner that truly cares about you and your goals, look no further than L & N. With operating hours designed for your convenience Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM we're here when you need us. Call us at (502) 368-5858 or visit us online at L & N to learn more about how we can help you achieve your financial dreams. Join our family today and discover the benefits of being part of a community-driven credit union!

Our Evolution

Since our founding, L & N has always prioritized the needs of our members. Over the years, we've expanded our services to include personal banking options such as checking and savings accounts, auto loans, mortgages, and even business banking solutions. This growth is not just reflected in numbers; it's evident in how we've embraced technology to better serve you. We offer online and mobile banking services that allow you to manage your finances anytime and anywhere. As we evolved, we remained dedicated to accessibility for everyone in our community. We ensure ADA compliance across our facilities, making it easier for all members to access financial services without barriers. Our drive-thru banking service and ATM availability also enhance convenience for those on the go.

Our Mission

Our mission at L & N is simple yet profound: to empower individuals through personalized financial solutions while actively supporting our community. We believe that when we lift each other up, everyone benefits. That's why we engage in various outreach efforts, partnering with local organizations to provide resources and support where it's needed most. While members can visit us at 2601 S Hurstbourne Pkwy Louisville Ky 40220, official correspondence should be sent to 2601 South Hurstbourne Pkwy, Louisville, KY 40220-4005. We invite you to experience the difference that a member-focused credit union can make in your life.

Branch Location & Accessibility

Accessibility and Parking

Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps for everyone's convenience. Plus, we offer ample parking so you can easily find a spot when you visit us.

Contact Us

Got questions? Feel free to give us a call at (502) 368-5858. We're always happy to help! Come visit us at L & N, where great service meets convenience. We look forward to seeing you soon!

Operating Hours

We understand that life can get busy, which is why our operating hours are tailored to fit your schedule. Join us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Our friendly staff is here during these times to assist with all your banking needs.

Services Offered

At L & N, we provide a wide array of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. For businesses, we offer merchant services and business loans too! If you're on the go, don't forget about our ATM availability for quick cash withdrawals or balance checks. And if you prefer face-to-face interactions for deposits or withdrawals, take advantage of our drive-thru service.

Member Eligibility

At L & N, we believe that becoming a member is like joining a close-knit family where your financial well-being is our top priority. If you're looking to join us at our welcoming location at 2601 S Hurstbourne Pkwy Louisville Ky 40220, you'll find that the eligibility requirements are straightforward and designed to include a diverse range of individuals. Generally, anyone who lives, works, or attends school in the area is eligible for membership, making it easy for you to take advantage of our supportive services. Plus, being a member means access to exclusive benefits like competitive loan rates, personalized service, and community-focused initiatives. Getting started is simple! You can learn more about the specific eligibility details by visiting our website at . When you're ready to open an account, just head over to https://lnfcu.symapp.jhahosted.com/ . If you have any questions or need assistance along the way, don't hesitate to give us a call at (502) 368-5858. We're here to help you every step of the way as you embark on this journey with us!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $316 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $690,527,807, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the tools to process payments quickly and efficiently. Our merchant services simplify transactions so you can focus on what you do best running your business. Whether it's accepting credit cards or managing online payments, we provide the resources you need to thrive in today's marketplace. Visit us at 2601 S Hurstbourne Pkwy Louisville Ky 40220 or call us at (502) 368-5858 to learn how we can help your business flourish!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer comprehensive solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we are committed to helping your business thrive.

Convenient Access

Accessing your accounts has never been easier! With features like ATM services for cash withdrawals and balance checks, alongside basic drive-thru banking for quick deposits and transactions, managing your finances on the go is straightforward. Moreover, our digital banking tools empower you to perform transactions anytime you need without stepping into a branch. Enjoy the convenience of mobile payments and person-to-person transfers right from your smartphone! In summary, whether you're an individual seeking personal finance solutions or a business owner looking for reliable banking support, L & N is here for you every step of the way. If you'd like to learn more about how we can assist with your financial journey or if you're ready to get started, give us a call at (502) 368-5858 or visit us online at Stonybrook. We're excited to serve you!

Credit Options

At L & N, we also believe in rewarding our members for their loyalty. Our credit cards with rewards allow you to earn points on your everyday purchases, which can be redeemed for various benefits.

Personal Banking Solutions

We understand that everyone has unique financial goals. That's why our personal banking options include checking and savings accounts designed for both everyday use and long-term saving. You can easily access your funds through our online and mobile banking services, making transactions simple and hassle-free from anywhere. If you're looking to purchase a vehicle or need financing for another big purchase, our auto loans and vehicle financing options are here to help. We offer competitive rates that make it easier for you to drive away in your dream car. Additionally, we provide mortgage loans and refinancing solutions, ensuring you have the support you need when investing in a home. For those moments when life throws unexpected expenses your way, consider our personal loans and debt consolidation services. We aim to ease your financial burdens with flexible terms that fit your budget.

Digital & Online Banking

Mobile Application

For those who prefer banking on the move, our mobile application makes it even easier. Available for download, this app allows you to perform all your essential banking tasks right from your smartphone. From checking balances to making person-to-person transfers, the app keeps everything at your fingertips. Plus, with our mobile payments feature, you can make purchases directly from your phone without needing to carry cash or cards.

Online Banking Services

With our 24/7 online banking services available at https://www.lnfcu.com/ , you can check your account balances, transfer funds, and pay bills with just a few clicks. Our user-friendly platform is designed to make managing your finances straightforward and efficient, ensuring that you have real-time access to your accounts anytime, anywhere.

Security and Convenience

Security is a top priority at L & N. We use advanced encryption methods and electronic signature authorization to keep your information safe while allowing you to enjoy the convenience of digital banking. You can also opt for e-statements, which not only help reduce paper clutter but also allow quick access to your financial documents.

Stay Connected

We believe in keeping our members connected with their finances. Our services are designed to be accessible and easy to use so that managing money doesn't feel like a chore. From tracking spending habits to setting up alerts for important transactions, our digital tools help empower you every step of the way. Experience the future of banking today with L & N where convenience meets security!

Financial Strength

Growing Trust

We have established a strong member base with a total of 248,774 accounts that trust us with their finances. This growing relationship highlights our community's confidence in our ability to manage their money wisely. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, L & N is your trusted partner. Visit us at 2601 S Hurstbourne Pkwy Louisville Ky 40220 or call (502) 368-5858 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $555,949,600 in share certificates and $451,008,631 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 290 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $223,037,473 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial success is reflected in our lending capacity; with $5,286 in used auto loans and $1,730,523,927 in total loans and leases, we support your financial goals across various sectors.

Solid Foundation

With a net worth of $236,608,614, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,062 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For business owners, our outstanding commercial loans totaling $690,527,807 provide the capital needed to grow and expand. Whether you're looking to invest in new equipment or need working capital, we have solutions that can help propel your business forward. At L & N, our goal is to support you every step of the way. If you're interested in any of our loan products or want more information about eligibility and refinancing options, please don't hesitate to reach out. You can call us at (502) 368-5858 or visit us at 2601 S Hurstbourne Pkwy Louisville Ky 40220 in Louisville, KY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to assist you with whatever financial journey lies ahead!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $71,339,732 in used vehicle loans and $22,953,144 in new vehicle loans already helping members get on the road. We make the process simple and straightforward, ensuring you have all the information you need to make the best decision.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $134,306,528, make buying or refinancing simple. We offer various products designed to fit different budgets and needs. If you're considering refinancing your current mortgage, we can guide you through eligibility options that may save you money.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $12,815,358 in loans helping members manage their finances effectively. This can be a great way to handle unexpected costs while keeping your cash flow stable.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to accuracy means you can trust the information you receive, allowing for informed decision-making.

L & N FEDERAL CREDIT UNION