L & N Credit Union Louisville KY | Low Mortgage Rates & Rewards Cards

Introduction

Welcome to L & N, a trusted financial partner in your community since 1954. Located at 3099 Breckenridge Ln Ste 109, Louisville, KY 40220, we take pride in serving our 115,921 members with tailored financial solutions and exceptional service. With total assets exceeding $2.2 billion and deposits around $113.6 million, we are committed to fostering financial growth for individuals and businesses alike. At L & N, we understand that every member's needs are unique. That's why we offer a wide array of services from personal banking and auto loans to business financing options ensuring you have the tools necessary to achieve your financial goals. Our experienced team, led by CEO Christopher Brown and Board President Gary Lord, is dedicated to providing personalized support and guidance. While members can visit us at our branch location, official correspondence should be sent to 3099 BRECKENRIDGE LN STE 109, LOUISVILLE, KY 40220. Whether you're looking to open a new account or simply inquire about our services, we're here for you. Feel free to reach out at (502) 368-5858 or explore more on our website at lnfcu.com. Join us today and experience the benefits of being part of a credit union that truly cares about its members!

Branch History & Mission

Welcome to L & N, a credit union rooted in community and dedicated to serving its members since 1954. Located at 3099 Breckenridge Ln Ste 109, Louisville, KY 40220, our branch has grown alongside the vibrant city of Louisville, becoming an integral part of its financial landscape. L & N started with a vision to provide accessible and affordable financial services. Over the years, we have expanded our offerings and embraced modern banking solutions while maintaining our commitment to personal service. Today, we proudly serve over 115,921 members and manage total assets exceeding $2.2 billion. Our journey reflects not only our growth but also our dedication to supporting our community through various initiatives and partnerships. Our mission is simple yet powerful: We strive to empower our members by providing reliable financial services while fostering a strong sense of community. Whether it's through personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, we aim to meet the diverse needs of our members. We also believe in giving back; that's why we are actively involved in local outreach programs aimed at enhancing the well-being of those around us. While members can visit us at 3099 Breckenridge Ln Ste 109 Louisville Ky 40220, official correspondence should be sent to 3099 BRECKENRIDGE LN STE 109, LOUISVILLE, KY 40220. Our operating hours are designed for your convenience: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. We also offer ATM availability and drive-thru banking for quick transactions. At L & N, we embrace technology with features like online banking and mobile payments. We ensure that all our facilities are ADA compliant so everyone can access our services comfortably. Our customer-centric approach means that we listen to your needs and continually adapt our services accordingly. As we look toward the future, we invite you to join us on this journey. Experience the benefits of being a member of L & N Credit Union where your financial success is our priority! For more information or to become a member today, give us a call at (502) 368-5858 or visit us online at L & N Credit Union. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility and Parking

We prioritize accessibility for all our members. Our branch is fully ADA compliant, featuring ramps and designated parking spaces for individuals with disabilities. Ample parking is available, ensuring that your visit is as smooth as possible.

Call to Action

Ready to take the next step in your financial journey? Visit us today at L & N on Breckenridge Lane or reach out via phone. We're excited to help you achieve your financial goals!

Convenient Services

At L & N, we understand that your time is valuable. That's why we offer a range of services designed to meet your financial needs efficiently. Whether you're interested in personal banking options like checking and savings accounts, or need assistance with auto loans and mortgages, our friendly team is here to help. For those who prefer convenience, we provide ATM access and drive-thru banking for quick transactions.

Operating Hours

We want to make banking easy for you! Our lobby hours are Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Feel free to stop by during these hours or give us a call at 502-368-5858 if you have any questions.

Member Eligibility

At L & N, we believe that everyone deserves the chance to join a supportive community that values its members. Becoming a part of our family is simple! If you live, work, worship, or attend school in the Louisville area, you're likely eligible for membership. We welcome individuals from all walks of life, and we're excited to offer you a range of financial products designed to meet your needs. Plus, as a member, you gain access to exclusive services and benefits that can help you achieve your financial goals. Ready to take the next step? Opening an account is straightforward! You can find all the details on how to get started by visiting https://lnfcu.symapp.jhahosted.com/. If you have any questions or need assistance, feel free to reach out at (502) 368-5858. For more information about eligibility requirements, check out our detailed criteria. Join us at L & N, located at 3099 Breckenridge Ln Ste 109 Louisville Ky 40220, and experience the difference of being a valued member today!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify payment processing. Imagine being able to accept payments effortlessly, whether it's through credit cards or mobile payments. This convenience not only enhances customer satisfaction but also helps you manage your cash flow more effectively. Ready to take the next step? Contact us at (502) 368-5858 or visit us today! Let L & N be your partner in success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $316 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $690,527,807, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Solutions Tailored for You

For business owners, L & N offers robust Business Banking solutions including Merchant Services & Business Loans. We know that running a business requires reliable support, and our team is committed to helping you succeed through tailored financial products.

Convenient Digital Banking

In today's fast-paced world, having convenient banking options is essential. That's why we have invested in comprehensive Online & Mobile Banking services. With just a few taps on your smartphone, you can check balances, transfer funds, and pay bills anytime, anywhere. Need cash? Our ATM & Cash Withdrawal Services make it easy to access your money when you need it most. Additionally, we provide basic drive-thru banking options for simple transactions like deposits and withdrawals perfect for those who prefer face-to-face service without leaving their car.

Get Started Today!

At L & N, we are proud to serve our community from our branch located at 3099 Breckenridge Ln Ste 109 Louisville Ky 40220 in Louisville. If you have questions or would like more information about any of our services, don't hesitate to reach out! Call us at (502) 368-5858 or visit us online at Hikes Point. Our friendly staff is ready to assist you in achieving your financial goals. Join us today and experience how easy banking can be!

Personal Banking Made Easy

When it comes to personal banking, we offer flexible Checking & Savings Accounts that fit your lifestyle. Imagine effortlessly managing your day-to-day expenses with a checking account that provides easy access to your funds, along with savings accounts that help you grow your money over time. If you're thinking about purchasing a new car, our Auto Loans & Vehicle Financing can get you on the road without the hassle. We provide competitive rates and friendly service to make the loan process as straightforward as possible. For those considering homeownership, our Mortgage Loans & Refinancing options offer great terms to help turn your dream into reality. In addition, if you're facing unexpected expenses or planning for a big purchase, our Personal Loans & Debt Consolidation services can provide the financial relief you need. And don't forget about our Credit Cards with Rewards, which allow you to earn points on everyday purchases while enjoying peace of mind.

Digital & Online Banking

At L & N, we understand that managing your finances should be as convenient and secure as possible. That's why we offer a comprehensive suite of digital and online banking services designed to fit your lifestyle. With our 24/7 online banking, you can check your balance, transfer funds, and pay bills whenever it suits you all from the comfort of your home or on the go. Explore our user-friendly online banking platform at https://www.lnfcu.com/. It's not just about convenience; it's also about security. Our electronic signature authorization feature allows you to sign important documents safely and easily, without needing to visit a branch. Plus, with e-statements available, you can go paperless and keep track of your finances efficiently while helping the environment. For those who prefer mobile banking, our dedicated mobile application is ready for download. It lets you manage your accounts right from your smartphone. You can make mobile payments effortlessly, ensuring you're always prepared whether you're shopping or dining out. Additionally, our person-to-person transfer feature makes it simple to send money to friends or family instantly no cash needed! Every aspect of our digital banking services is designed with accessibility in mind. Whether you're using a computer or a mobile device, managing your finances has never been easier or more secure. We invite you to take advantage of these features today and experience the ease of banking at L & N!

Financial Strength

At L & N, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a strong foundation for your financial needs, which is evident through our robust performance metrics. Our current net worth of $236,608,614 highlights our strong financial health, enabling us to offer better rates, lower fees, and enhanced member services. The net worth ratio of 10.62% further demonstrates our solid capital foundation, ensuring we can continue providing loans and competitive savings rates even in uncertain economic times. Members' savings are secured through $555,949,600 in share certificates and $451,008,631 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; currently, we hold $0 in non-member deposits, ensuring that our resources focus on benefiting you through better loan rates and exclusive perks. With $223,037,473 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. Our capacity to support your financial goals is reflected in the $5,286 in used auto loans and $1,730,523,927 in total loans and leases. Although our net income stands at $7,171,297, it reflects our operational efficiency and commitment to offering competitive loan rates and solid financial products tailored for our members' needs. We take pride in having 290 full-time employees and 7 part-time employees ready to assist you with their expertise. Our financial strength also means that we have $3,803,229 available for lending and investments, along with a strong member base shown by our total share accounts of 248,774. This reflects the trust placed in us by our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, L & N is your trusted partner. Visit us at 3099 Breckenridge Ln Ste 109 Louisville Ky 40220 or call (502) 368-5858 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $71,339,732 in used vehicle loans and $22,953,144 in new vehicle loans already helping members get on the road. We provide flexible terms to fit your budget and needs, making it easier than ever to drive away with your desired vehicle.

Business Financing

For business owners, our outstanding commercial loans totaling $690,527,807 provide the capital needed to grow and expand. We recognize the unique challenges businesses face and strive to offer solutions that empower entrepreneurs within our community.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $134,306,528, make buying or refinancing simple. We offer various mortgage products tailored to meet your specific circumstances, ensuring you find the right fit for your family's future.

Refinancing Options

If you're considering refinancing any existing loans, we have options available that could help lower your monthly payments or adjust your loan terms for better financial flexibility. Please reach out for details regarding eligibility and how we can assist you in this process. We are committed to providing services that cater to all aspects of personal and business financing. For more information about our loan products or to start your application process, don't hesitate to contact us at (502) 368-5858, or visit us at our branch located at 3099 Breckenridge Ln Ste 109 Louisville Ky 40220 in Louisville, KY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us support you on your journey toward financial success!

Unsecured Credit Card Loans

Managing finances can be challenging, but our unsecured credit card loans can help. With a total of $12,815,358 in loans provided, we offer flexible terms designed to assist our members effectively. Whether you need to cover unexpected expenses or want to consolidate debt, our credit card options are there for you.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the information they see reflects real options available to them. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This approach allows users to explore all their options without feeling pressured by marketing tactics. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. This feature is especially beneficial in today's fast-changing financial environment. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to sourcing accurate information helps users feel confident in their choices.

L & N FEDERAL CREDIT UNION - Louisville, KY

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Louisville, KY (40220)

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility and Parking

Call to Action

Convenient Services

Operating Hours

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Tailored Loan Solutions

Comprehensive List Of Services

Business Solutions Tailored for You

Convenient Digital Banking

Get Started Today!

Personal Banking Made Easy

Digital & Online Banking

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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