Knoxville TVA Employees Credit Union Knoxville TN | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Knoxville TVA Employees, your trusted partner for financial success located at 4520 Greenway Dr, Knoxville, TN 37918. Since our establishment in 1934, we've dedicated ourselves to serving the needs of our community and supporting over 285,000 members with a variety of financial products and services. Whether you're looking for personal banking options like checking and savings accounts, or financing solutions such as auto loans and mortgages, we are here to help you every step of the way. At Knoxville TVA Employees, we pride ourselves on our robust financial health. With total assets exceeding $4.5 billion and total deposits reaching $638 million, we stand ready to support your financial goals. Our commitment is reflected in our net worth of $455 million and our ample cash reserves of $17 million, ensuring that your money is secure with us. Our leadership team is passionate about fostering a member-focused environment. Under the guidance of CEO Lynn Summers and Board President Tom Heffernan, we strive to create a welcoming atmosphere where every member feels valued. Our friendly staff, consisting of 653 employees, is always ready to assist you with any inquiries or concerns you might have. While members can visit us at our branch location, official correspondence should be sent to the same address: 4520 Greenway Dr, Knoxville, TN 37918-2115. Don't hesitate to reach out via phone at 865-544-5400 or explore our offerings online at tvacreditunion.com. Join us today and experience the difference that a community-focused credit union can make in your financial journey!

Branch History & Mission

At Knoxville TVA Employees Credit Union, we take pride in our rich history and the unwavering commitment we have to our members and community. Established in 1934, our branch has been a cornerstone of financial support and growth for nearly nine decades. Located at 4520 Greenway Dr, Knoxville, TN 37918, we are proud to serve a vibrant community with a diverse range of financial needs. Over the years, Knoxville TVA Employees has evolved significantly. We started small but have grown into a trusted institution with over 285,000 members and total assets exceeding $4.5 billion. Our success is not just measured in numbers; it's reflected in the lives we've touched through our services. From auto loans and mortgages to personal banking options, we strive to provide products that empower our members to achieve their financial goals. Our mission is straightforward: to enhance the financial well-being of our members while fostering a sense of community. We believe that everyone deserves access to quality financial services tailored to their unique circumstances. This dedication drives us to innovate continuously, making banking easier through online and mobile banking solutions. We also prioritize ADA compliance and customer-friendly initiatives, ensuring that every member can navigate their financial journey with ease. While you can visit us at our physical location on Greenway Dr., we also welcome official correspondence at our mailing address: 4520 Greenway Dr, Knoxville, TN 37918-2115. We offer convenient operating hours from Monday through Thursday from 8:30 AM to 5:00 PM and extended hours on Fridays until 6:00 PM for both lobby and drive-thru services. With ATM availability on-site and drive-thru banking options, we're here to make your banking experience as smooth as possible. Our commitment extends beyond financial services; we actively engage in community outreach efforts and partnerships that support local initiatives. Whether it's sponsoring events or participating in local charities, we aim to give back and contribute positively to the areas we serve. Join us at Knoxville TVA Employees Credit Union and discover how we can help you achieve your financial dreams while being part of a caring community. Experience firsthand the difference that comes with being a member of an institution dedicated not only to your finances but also to your well-being. Together, let's build a brighter future!

Branch Location & Accessibility

Convenient Access and Amenities

Parking is readily available right outside our branch, allowing for easy access whether you're visiting us for a quick transaction or a more in-depth financial consultation. Our branch is also ADA compliant, ensuring that everyone can navigate our space comfortably. Our operating hours are designed to accommodate your busy schedule. Join us Monday through Thursday from 8:30 am to 5:00 pm and on Fridays until 6:00 pm. With both lobby and drive-thru services available, we make it simple for you to bank when it's convenient for you.

Services Tailored to Your Needs

At Knoxville TVA Employees Credit Union, we offer a wide range of services including personal banking options like checking and savings accounts, auto loans, and credit cards with rewards. Need cash? We have an ATM on-site for your convenience. If you prefer driving through, our drive-thru banking allows for deposits, withdrawals, and other simple transactions without leaving your car. We invite you to come by and see how we can assist you today! If you have any questions or need assistance, feel free to call us at 865-544-5400. We look forward to serving you!

Member Eligibility

Becoming a member of Knoxville Tva Employees is like joining a welcoming family that truly cares about your financial well-being. If you're looking to take advantage of our fantastic services, you'll be pleased to know that eligibility is designed to include many people in our community. Generally, anyone who lives, works, worships, or attends school in the Knoxville area can become a member. This means that whether you're new to the city or have been here for years, you might just be eligible! The benefits of membership at Knoxville Tva Employees are plentiful think competitive loan rates, personalized service, and a commitment to your success. To get started on your membership journey, simply visit us at 4520 Greenway Dr Knoxville Tn 37918 or give us a call at (865) 544-5400 for more information. You can also check out the detailed eligibility criteria on our website at . Joining is easy, and we can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $162 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $319,790,548, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine easily accepting payments from customers while managing your finances seamlessly. Our merchant services allow you to do just that. From credit card processing to point-of-sale systems, we provide the tools you need to streamline transactions and enhance customer satisfaction. Visit us at 4520 Greenway Dr Knoxville Tn 37918 in Knoxville, TN to explore how our business banking and commercial services can help you thrive. For more information, give us a call at (865) 544-5400 or check out our website at https://www.tvacreditunion.com/. Your success is our mission!

Comprehensive List Of Services

Business Services

We understand that businesses need reliable banking solutions too. Our Business Banking services include Merchant Services and Business Loans designed to help entrepreneurs thrive. From setting up payment processing systems to securing financing for expansion, we have the tools to support your business growth.

Convenient Access

In today's fast-paced world, convenience is key. That's why we provide an array of digital banking features including online banking, mobile payments, and person-to-person payment options. With 24/7 access through our online platform, managing your finances has never been easier. Plus, our ATM services ensure that you have quick access to cash when needed.

Credit Cards

Our Credit Cards with Rewards allow you to earn points on everyday purchases. This means every time you swipe your card, you're one step closer to exciting rewards or cash back.

Drive-Thru Services

For those who prefer face-to-face interactions without stepping inside the branch, our basic drive-thru banking allows for simple transactions like deposits and withdrawals from the comfort of your vehicle. At Knoxville Tva Employees, we pride ourselves on being more than just a bank; we are a community partner dedicated to supporting your financial journey every step of the way. If you have any questions about our services or want to learn more about how we can assist you, please don't hesitate to reach out at (865) 544-5400 or visit us at our branch! Your financial goals matter to us let's achieve them together!

Loans and Financing

If you're considering purchasing a vehicle or refinancing your home, Auto Loans & Vehicle Financing options are available to get you on the road without the stress of high payments. Need funds for personal projects? Our Personal Loans & Debt Consolidation services can assist in managing existing debts or financing special purchases. For those dreaming of home ownership, our Mortgage Loans & Refinancing options provide competitive rates and flexible terms, helping make that dream a reality.

Personal Banking

Managing your day-to-day finances is easy with our Personal Banking services. We offer a variety of checking and savings accounts tailored to fit your financial goals. Imagine having the peace of mind that comes from knowing you can easily access your funds whenever you need them. Our accounts come with online and mobile banking features, so you can check balances, transfer money, and pay bills right from your phone or computer.

Digital & Online Banking

Key Features

Our online banking services provide a range of features that make it simple to manage your money. You can view account balances, transfer funds, and even set up person-to-person transfers with just a few clicks. Whether you're paying bills or splitting dinner with friends, our person-to-person feature keeps things hassle-free. We also offer e-statements, so you can go paperless and access your statements anytime without cluttering your mailbox. Plus, our electronic signature authorization makes it easy to sign documents securely online, saving you time and trips to the branch.

Mobile Convenience

In today's fast-paced world, having access to banking on the go is essential. That's why we have a mobile application that allows you to perform transactions right from your smartphone. If you're out shopping or grabbing coffee, use our mobile payments feature for quick and secure transactions no need to dig for cash or cards!

Security First

At Knoxville Tva Employees, security is our top priority. Our digital banking platform employs advanced security measures so you can bank with peace of mind. Your information is protected as you navigate through your accounts and conduct transactions. With real-time account management tools and user-friendly interfaces, we ensure that everything you need is at your fingertips whenever and wherever you need it. Experience the freedom of convenient banking today!

Financial Strength

At Knoxville Tva Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, trust in your financial institution is paramount. That's why we are proud to share our strong financial position with you. With a net worth of $455,296,698, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,014 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,343,892,392 in share certificates and $715,436,971 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $55,571,090, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We are also committed to reinvesting in our services. With $398,076,620 in undivided earnings, we enhance our banking tools and strengthen lending options while boosting security measures to serve you better. Our lending capacity is robust; with $15,471 in used auto loans and $3,789,339,338 in total loans and leases, we're here to support your financial goals across various sectors. Our operational efficiency shines through with a reported $47,478,629, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 625 full-time employees and 28 part-time employees ready to assist you with knowledgeable service. Net Shares (funds available for lending and investments) stand at $75,040,666, while our total share accounts have grown to 644,456, showcasing the trust a strong member base has placed in us. At Knoxville Tva Employees, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, we are your trusted partner. Visit us at 4520 Greenway Dr Knoxville Tn 37918 or call (865) 544-5400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $177,204,919 in used vehicle loans and $1,984,132,964 in new vehicle loans already helping members get on the road. Whether you're purchasing a new ride or a reliable used vehicle, we have flexible financing options to suit your budget.

Credit Lines and Business Financing

For those looking for additional financial flexibility, our credit lines totaling $758,335,935 provide access to funds when you need them most. If you're a business owner, our outstanding commercial loans totaling $319,790,548 can help provide the capital needed to grow and expand.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $146,677,401, make buying or refinancing simple. We aim to guide you through every step of the process so that you can focus on making your house a home.

Refinancing Options

If you're interested in refinancing any of your existing loans or credit cards for better rates or terms, we are here to assist you with that as well. Our team can help evaluate your current situation and find the best solutions tailored for you. For more information about our loan offerings or assistance in determining eligibility and applying for a loan, don't hesitate to reach out! You can contact us at 865-544-5400, or visit us at 4520 Greenway Dr., Knoxville TN 37918. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $111,141,419 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that fit your lifestyle.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that the offers you see are fair and transparent, allowing you to make informed choices without hidden agendas.

Benefits of Using LendMesh

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