Knoxville TVA Employees Credit Union Knoxville TN | Best Auto Loans & Top Checking Accounts

Introduction

Welcome to Knoxville TVA Employees at our convenient location in Downtown Knoxville! Situated at 31 Market Square, Knoxville, TN 37902, we have proudly served our community since 1934, providing reliable financial services tailored to meet the unique needs of our members. With a strong commitment to our members and a total membership of 285,151, we strive to create lasting relationships built on trust and support. At Knoxville TVA Employees, we understand that your financial journey is important. That's why we've worked hard to achieve a remarkable total asset value of $4,597,875,929 and total deposits amounting to $638,126,989. Our dedication to your financial well-being is evident in our offerings which include personal banking services like checking and savings accounts, auto loans, mortgage options, and even business banking solutions. Under the leadership of CEO Lynn Summers and Board President Tom Heffernan, our team of 653 employees is here to assist you with any questions or concerns you may have. We pride ourselves on being more than just a credit union; we're a part of your community. Our focus on member satisfaction drives us to continuously improve and innovate our services. While members can visit us at our branch for assistance or inquiries, official correspondence should be sent to the same address: 31 Market Square, Knoxville, TN 37902. If you need immediate help or want to learn more about how we can support your financial goals, don't hesitate to call us at 865-544-5400. Join us today and experience the difference that comes with being a member of Knoxville TVA Employees. Visit our website at tvacreditunion.com for more information or to explore the range of services we offer!

Branch History & Mission

Community Engagement

Beyond financial services, Knoxville Tva Employees actively participates in community outreach initiatives. It partners with local organizations and schools to provide financial education workshops and support charitable events that benefit those in need within the Knoxville area. Such efforts illustrate the credit union's dedication not just to its members but also to creating a positive impact on the broader community. While members can visit us at 31 Market Sq, official correspondence should be sent to 31 Market Square, Knoxville, TN 37902 if different from our branch address. With operating hours from 9:00 am to 5:00 pm Monday through Thursday and until 6:00 pm on Friday, our team is ready to assist you with any financial needs you may have. Plus, we offer ATM availability for your convenience. If you're looking for a financial partner that truly cares about your success and well-being, consider becoming a part of Knoxville Tva Employees today. Join us as we continue our legacy of service excellence and community engagement! For more information or assistance, give us a call at 865-544-5400 or visit our website at tvacreditunion.com. We look forward to welcoming you!

Mission Statement

At the heart of Knoxville Tva Employees lies a mission dedicated to enhancing the financial well-being of its members while fostering community support. The credit union operates with core values centered around integrity, service, and collaboration. Whether providing personal banking options like checking and savings accounts or offering loans for vehicles and homes, every service is designed with the member's needs in mind. In addition to traditional banking services, Knoxville Tva Employees embraces modern technology to make banking easier for everyone. Members can enjoy features like online banking, mobile payments, and electronic signatures all designed to enhance convenience without compromising security.

Branch Location & Accessibility

Accessibility Features

At our Downtown branch, we prioritize accessibility for all our members. The facility is ADA compliant with ramps and ample parking available nearby, ensuring that everyone can visit us comfortably. Whether you're coming in for a quick transaction or needing assistance with more complex banking needs, our friendly staff is ready to assist you.

Call to Action

We invite you to come visit us at the Knoxville TVA Employees Credit Union in Downtown Knoxville! If you have any questions or need assistance before stopping by, don't hesitate to give us a call at 865-544-5400. We're excited to welcome you into our community!

Operating Hours

We understand that your time is valuable. That's why we've designed our operating hours to accommodate busy schedules. You can visit us Monday through Thursday from 9:00 AM to 5:00 PM and on Friday until 6:00 PM. Feel free to stop by during these hours we're eager to serve you!

Services Offered

Our Downtown branch offers a variety of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we have solutions for everyone. We also provide online and mobile banking options for those who prefer managing their finances on-the-go. And yes, we have an ATM available for quick cash withdrawals or balance checks whenever you need it.

Member Eligibility

At Knoxville Tva Employees, we believe in building a strong community where everyone can thrive. Becoming a member is simple and welcoming! If you live, work, or worship in the Knoxville area, you're likely eligible to join us. We embrace all individuals who share our values and are looking for a supportive financial partner. Membership opens doors to a variety of benefits, including competitive rates on loans and savings accounts, personalized service, and access to our online banking tools that make managing your finances easy. To find out more about the specific eligibility criteria and get started with your membership application, feel free to visit our detailed guide. If you have any questions or need assistance, don't hesitate to call us at (865) 544-5400. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $162 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $319,790,548, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify payment processing, so you can focus on what matters most growing your business. Imagine being able to accept payments effortlessly, whether in-store or online. Our solutions help streamline transactions, making it easier for your customers while boosting your bottom line. Explore how Knoxville Tva Employees can help elevate your business by visiting us at 31 Market Sq Knoxville Tn 37902, Knoxville, TN or call us at (865) 544-5400. Let's work together to achieve your business goals!

Comprehensive List Of Services

ATM Services

We also provide convenient ATM and cash withdrawal services so you can access your funds quickly when needed. With our basic ATM access features including balance checks you can stay informed about your financial status without any hassle. At Knoxville Tva Employees, we're committed to making banking easy and accessible for everyone in our community. Whether you're stopping by or reaching out via phone at (865) 544-5400, our friendly staff is always ready to assist you with any questions or concerns. Ready to take the next step? Explore all that we have to offer by visiting us at Downtown. Let us help you achieve your financial dreams!

Business Banking Solutions

For entrepreneurs and small business owners, our business banking services include merchant services and business loans tailored to meet the unique challenges faced by businesses today. We believe that supporting local businesses is essential for community growth.

Digital Banking Convenience

In today's fast-paced world, having access to your finances at your fingertips is crucial. That's why we offer robust online and mobile banking features, allowing you to manage your accounts anytime, anywhere. With capabilities like mobile payments, person-to-person transfers, e-statements, and electronic signature authentication, taking control of your finances has never been easier.

Loans for Every Need

Life can throw unexpected expenses your way, which is why we provide personal loans and debt consolidation options. These services allow you to consolidate existing debts into one manageable payment or secure funds for unexpected costs. Plus, with our credit cards that offer rewards, you can earn points on everyday purchases while enjoying the benefits of low rates.

Personal Banking

We offer various personal banking services designed to make managing your finances easier. Our checking and savings accounts help you keep track of your money while earning interest on your savings. If you're in need of funds for a new car, our auto loans and vehicle financing options can get you on the road without breaking the bank. For those planning to buy a home, our mortgage loans and refinancing services are here to guide you through the process with competitive rates and flexible terms.

Digital & Online Banking

Key Features for Your Convenience

With our online banking services available 24/7 at https://www.tvacreditunion.com/, you can access your accounts anytime. Need to check your balance, pay bills, or transfer money? It's all just a click away. Plus, our electronic signature authorization feature allows you to sign documents securely online, eliminating the need for printing and mailing. If you prefer going paperless, we offer e-statements for easy access to your account statements without cluttering your mailbox. You can view and download them whenever you want it's as simple as that!

Mobile Access on the Go

For those who love banking from their smartphones, our mobile application provides everything you need right at your fingertips. With mobile payments enabled, paying for purchases has never been easier. Just tap and go! And if you want to send money to friends or family quickly, our person-to-person transfer feature makes it hassle-free.

Security You Can Trust

We prioritize your security. Our online banking platform is designed with robust security measures to protect your personal information and financial transactions. Enjoy peace of mind knowing that your data is safe while managing your accounts from anywhere. At Knoxville Tva Employees, we're committed to providing accessible and easy-to-use banking solutions that fit your lifestyle. Join us today and experience the benefits of modern banking!

Financial Strength

Continuous Investment in Member Services

With $398,076,620 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust with $15,471 in used auto loans and a total of $3,789,339,338 in loans and leases, supporting members' financial goals across various sectors.

Growing Member Base

Total Share Accounts stand at an impressive 644,456, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $75,040,666. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Knoxville Tva Employees is your trusted partner. Visit us at 31 Market Sq Knoxville Tn 37902 or call 865-544-5400 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,343,892,392 in share certificates and $715,436,971 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $55,571,090, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $47,478,629 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 625 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Health

With a net worth of $455,296,698, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.14% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $177,204,919 in used vehicle loans and $1,984,132,964 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier for you to secure financing for your next vehicle.

Business Financing

For business owners, our outstanding commercial loans totaling $319,790,548 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to supporting your financial journey. If you're considering refinancing options or want to learn about eligibility requirements for any of our products, don't hesitate to reach out. You can contact us at 865-544-5400 or visit us at 31 Market Sq Knoxville TN 37902. Our dedicated team is ready to assist you with all your lending needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $146,677,401, make buying or refinancing simple. We are here to guide you through the process and ensure you find a mortgage solution that fits your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $111,141,419 in loans helping members manage their finances effectively. These cards come with benefits designed to give you more control over your spending and budgeting.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means you can trust that the information you receive reflects current market conditions and legitimate lending practices.

KNOXVILLE TVA EMPLOYEES CREDIT UNION - Knoxville, TN

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