Knoxville Teachers Credit Union Knoxville TN | Best Auto Loans & Business Banking

Introduction

At Knoxville Teachers, we believe in building a strong community through financial empowerment. Nestled in the heart of Knoxville, TN, at 108 Hillcrest Dr, our credit union has been serving members since 1934. With a commitment to personalized service and community support, we proudly serve over 6,740 members, helping them achieve their financial goals with confidence. Our total assets stand at an impressive $247,060,141, allowing us to offer a range of products tailored for every need from personal banking and auto loans to business financing solutions. We also manage total deposits of $5,886,400, ensuring that our members' funds are secure and accessible. Led by our dedicated CEO, David Underwood, and Board President, Jeffrey Davis, our team of 36 employees is always ready to assist you. Whether you're looking for advice on loans or seeking ways to grow your savings, we're here to guide you every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address: 108 Hillcrest Dr, Knoxville, TN 37918-2439. Feel free to reach out by phone at 865-582-2702 during our lobby hours from Monday to Friday, 9 AM to 5 PM. Join us today and experience the difference that a member-focused credit union can make in your life. To learn more about how we can help you thrive financially, visit our website at ktfcu.org or stop by the branch. Your financial journey starts here!

Branch History & Mission

At Knoxville Teachers, we take pride in our rich history and unwavering commitment to our community. Established in 1934, our branch has been a steadfast partner for families and educators in Knoxville, TN. Located at 108 Hillcrest Dr, we have been serving members with dedication for nearly nine decades. Our growth is reflected not only in the number of members we've welcomed currently totaling 6,740 but also in the trust and support we've garnered throughout the years. Our mission goes beyond just providing financial services. At Knoxville Teachers, we strive to empower our members through education, financial literacy, and accessible banking solutions. We aim to offer a wide range of services tailored to meet the unique needs of each individual from personal banking options such as checking and savings accounts to auto loans and mortgages. We believe that by supporting our members financially, we can help them achieve their goals and improve their lives. While our physical location at 108 Hillcrest Dr is where many of our interactions happen, official correspondence should be sent to the same address as well. Our branch operates Monday through Friday from 9 AM to 5 PM, making it convenient for you to drop by and discuss your financial needs. Knoxville Teachers is not just about numbers; it's about community impact. We take pride in our initiatives that foster partnerships with local schools and organizations. By actively participating in community outreach efforts, we work to enhance educational opportunities for students while ensuring that families have the resources they need. As we continue to innovate and adapt to the changing landscape of banking, we remain committed to maintaining high standards of service. Our digital advancements include online banking options that allow you to manage your finances easily from anywhere. Although we currently do not have ATM or drive-thru services available at this location, our focus remains on providing a welcoming environment where you can receive personalized assistance. Join us at Knoxville Teachers today! Experience firsthand how we can help you navigate your financial journey while also being part of a supportive community focused on growth and success. Whether you're looking for guidance on loans or want to learn more about membership benefits, we're here for you every step of the way! Reach out at 865-582-2702 or visit our website at ktfcu.org for more information.

Branch Location & Accessibility

Accessibility Features

We strive to make your visit as smooth as possible. Our branch is ADA-compliant, featuring ramps and accessible parking spaces so that everyone can bank comfortably. Whether you're coming in for personal banking services or a quick loan inquiry, we want you to feel welcome and valued.

Operating Hours & Services

Our doors are open Monday through Friday from 9 AM to 5 PM, giving you ample time to visit us during your busy week. Though we don't have an ATM or drive-thru service available at this location, our friendly staff is always ready to assist you with a range of services including checking and savings accounts, auto loans, mortgages, and more. You can also take advantage of our online and mobile banking options for added convenience. If you have any questions or need assistance, don't hesitate to reach out! You can give us a call at 865-582-2702. We look forward to welcoming you at Knoxville Teachers your trusted partner in financial success!

Member Eligibility

Joining the Knoxville Teachers community at Knoxville Teachers is a wonderful way to access a supportive network and financial services tailored just for you. To become a member, you simply need to meet some friendly eligibility requirements. If you're an employee or retiree of the educational system in Knox County, or if you are related to someone who works in education, you're already on your way! We believe that everyone deserves a chance to be part of something special, so whether you're a teacher, staff member, or family member, we welcome you with open arms. For more detailed information on eligibility criteria, feel free to check out our resource at https://ktfcu.org/membership-join/. Once you're ready to join us at Knoxville Teachers, opening your account is a breeze! You can visit us at our branch located at 108 Hillcrest Dr Knoxville Tn 37918, or give us a call at (865) 582-2702 for assistance. Our team is eager to help you every step of the way as you embark on this exciting journey with us. Welcome aboard!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $30 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $5,223,178, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, we offer practical merchant services that simplify payment processing for your business. Imagine being able to accept payments effortlessly, whether online or in-person. This allows you to focus on what matters most growing your business. Located conveniently at 108 Hillcrest Dr Knoxville Tn 37918 in Knoxville, TN, we're here to help you achieve your business goals. Connect with us today at (865) 582-2702 and discover how we can support your success!

Comprehensive List Of Services

Additional Services

While visiting our branch, feel free to inquire about other services like ATM access for cash withdrawals that complement our offerings. Though we do not currently have an ATM on-site or drive-thru service available, we're here during our lobby hours from Monday through Friday from 9 AM to 5 PM to assist you personally. If you're ready to take charge of your financial future or have any questions about how we can assist you further, don't hesitate to reach out! Give us a call at 865-582-2702, or visit us online at ktfcu.org for more information about membership eligibility or to explore all that we offer. Your journey toward financial wellness starts here at Knoxville Teachers let us help guide you every step of the way!

Business Banking

For local business owners, we offer specialized solutions such as merchant services that simplify payment processing, alongside various types of business loans designed to fuel growth and innovation.

Credit Options

Our members can enjoy the benefits of credit cards with rewards, allowing you to earn points on everyday purchases. This can be especially useful when planning for vacations or larger purchases down the line.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we've invested in robust online and mobile banking platforms. With these features, you can easily check your balance, transfer funds, pay bills, and even make person-to-person payments right from your smartphone or computer. Our commitment to accessibility means that managing your finances is just a few clicks away.

Personal Banking

We understand that managing your personal finances is crucial. That's why we offer a range of checking and savings accounts tailored to fit different lifestyles and financial goals. If you're planning to purchase a new car or refinance your current vehicle, our auto loans and vehicle financing options are here to help you hit the road without breaking the bank. For those considering homeownership or looking to lower their monthly payments, our mortgage loans and refinancing solutions are crafted to make the process straightforward and stress-free. Additionally, if you find yourself needing extra cash for unexpected expenses, our personal loans and debt consolidation services can provide the support you need to regain control.

Digital & Online Banking

Accessibility and Ease of Use

Managing your accounts has never been more straightforward. With features like mobile payments and 24/7 online banking services, you have real-time access to your financial information right from your pocket. No more waiting in lines or rushing to get to the bank before closing time banking is now at your fingertips. At Knoxville Teachers, we strive to provide a user-friendly experience so that you can manage your money with ease. Explore all these fantastic digital banking options today by visiting us at https://ktfcu.org/!

Key Services

Our online banking features include electronic signature authorization, which allows you to complete important transactions without the hassle of paperwork. You can also enjoy e-statements for quick access to your account history and transaction details, helping you stay organized and in control of your finances. For those on the go, our mobile application makes banking even easier. Whether you're making person-to-person transfers or using mobile payments, everything is just a tap away. You can send money to friends or family instantly, making it simple to split bills or pay back a loan. Plus, with our focus on security, you can feel confident that your personal information is protected.

Financial Strength

Growing Together

Total Share and Deposit Accounts: 14,166 showcase a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $1,533,765, which means more opportunities for you as a member. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Knoxville Teachers is your trusted partner. Visit us at 108 Hillcrest Dr Knoxville Tn 37918 or call (865) 582-2702 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Investing in Our Future

With $16,615,487 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,102 in used auto loans and $178,857,614 in total loans and leases.

Member-Centric Resources

Members' savings are secured through $30,252,400 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $501, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $356,783, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 31 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $26,183,954, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.56% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. With over $17,353,030 in used vehicle loans and $5,045,620 in new vehicle loans already helping members get on the road, we are here to assist you every step of the way. Our flexible terms and competitive rates make it easier for you to drive home in the vehicle you desire.

Commercial Loans

For business owners, our outstanding commercial loans totaling $5,223,178 provide the capital needed to grow and expand your business operations. We understand the unique challenges faced by entrepreneurs and are here to support your business journey. At Knoxville Teachers located at 108 Hillcrest Dr., Knoxville, TN 37918, our experienced team is ready to assist you in understanding all financing options available. You can reach us at 865-582-2702 during our operating hours from Monday to Friday between 9 AM and 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're considering refinancing or would like more information on eligibility options, don't hesitate to ask we're here to help! Explore our loan offerings today and take a step closer to fulfilling your financial needs!

Credit Lines and Unsecured Loans

For those needing additional flexibility, we offer credit lines totaling $38,029,258. These lines allow you to access funds as needed without having to apply for a new loan each time. Additionally, we also provide unsecured credit card loans; however, currently there are no outstanding unsecured credit card loans issued.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $4,941,356, making buying or refinancing simple. We believe that owning a home shouldn't be out of reach, and our team is dedicated to guiding you through the process with ease.

Loan Aggregator

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KNOXVILLE TEACHERS FEDERAL CREDIT UNION - Knoxville, TN

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