Knox County Teachers Credit Union Knoxville TN | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Knox County Teachers, your trusted credit union located at 6821 Maynardville Pike, Knoxville, TN 37918. Since our establishment in 1955, we have proudly served our community with a commitment to providing personalized financial services tailored to the needs of our members. With a strong foundation and a growing membership of 2,166, we are dedicated to helping you achieve your financial goals. At Knox County Teachers, we understand that your financial journey is unique. That's why we offer a wide range of services, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our total assets stand at an impressive $34,162,616, ensuring that we have the resources to support your needs effectively. Our leadership team is committed to fostering a friendly and supportive environment. Under the guidance of CEO Julie McMillan and Board President Robert Huff, our dedicated staff of 7 employees is here to assist you every step of the way. Whether you prefer face-to-face interactions or online banking options, we strive to make banking accessible and convenient for everyone. While members can visit us at our branch location, official correspondence should be sent to the same address: 6821 Maynardville Pike, Knoxville, TN 37918-5310. We invite you to experience the difference that comes with being a member of Knox County Teachers. Explore our services or give us a call at 865-922-7481 for any inquiries. Your financial success is our mission! Visit us today or check out our website at http://www.kctfcu.org for more information about what we can do for you.

Branch History & Mission

A Legacy of Service

Since our inception, Knox County Teachers has remained committed to enhancing the financial well-being of our members. With total assets now exceeding $34 million, we've built a solid foundation that allows us to offer a wide range of services tailored to meet the unique needs of our community. Our mission is simple yet profound: to empower our members with the financial tools and resources they need to achieve their goals while fostering a sense of community and belonging.

Community Commitment

Over the years, we've made strides in giving back to our community through partnerships with local schools and organizations. Whether it's sponsoring educational events or providing financial literacy workshops, we aim to uplift those around us. We also prioritize accessibility; our branch features ADA-compliant facilities and provides drive-thru banking for your convenience. While members can visit us at 6821 Maynardville Pike Knoxville Tn 37918, official correspondence should be sent to 6821 Maynardville Pike, Knoxville, TN 37918-5310. You can reach us by phone at (865) 922-7481 during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM.

Join Us Today

As we look toward the future, Knox County Teachers remains dedicated to innovation and service excellence. We invite you to become part of our family. Experience firsthand how we can help you navigate your financial journey with confidence. Join us today at Knox County Teachers where your future matters!

Our Mission Statement

At Knox County Teachers, we believe in serving not just as a financial institution but as a partner in your journey towards financial success. Our mission is to provide exceptional personal banking services be it checking and savings accounts, auto loans, or credit cards with rewards while also supporting local initiatives and educational programs. We strive to make banking easy and accessible through online banking options and personalized service. We understand that each member's journey is different, which is why we focus on creating meaningful relationships built on trust. Our dedicated team works hard every day to ensure you feel valued and supported.

Branch Location & Accessibility

Accessibility Features

At Knox County Teachers, we prioritize accessibility for all our members. Our branch is ADA compliant and features ramps for those who may need assistance. Additionally, we offer ample parking space right outside the entrance, making it convenient for everyone to stop by.

Get in Touch!

If you have questions or want to learn more about what we can do for you, please feel free to call us at 865-922-7481. We're excited to welcome you into the Knox County Teachers family! Come visit us soon!

Operating Hours

We know life gets busy, so we've made it easy for you to bank with us during flexible hours. Our lobby is open Monday through Friday from 9:00 AM to 5:00 PM and on Saturday from 9:00 AM to 12:00 PM. Whether you need help with personal banking, auto loans, or any other services we offer, our team is ready to assist you during these times.

Services Offered

Our branch provides a wide range of services designed to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards there's something for everyone. Plus, if you're in a hurry, take advantage of our drive-thru service for quick deposits or withdrawals without leaving your vehicle.

Member Eligibility

At Knox County Teachers, we believe that becoming a member is like joining a close-knit community that genuinely cares about your financial well-being. If you're looking to become part of our family, eligibility is open to anyone who works or resides in Knox County, as well as their family members. This means whether you're a teacher, an administrator, or simply a resident of our beautiful area, you're welcome here! By joining us at 6821 Maynardville Pike, Knoxville, TN 37918, you'll not only gain access to great financial products and services but also enjoy the personalized support from our dedicated team. We strive to make the account opening process as simple as possible; for more details on how to get started, feel free to give us a call at 865-922-7481 or visit this page for the latest eligibility criteria and information. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business with peace of mind knowing your transactions are handled smoothly. Our merchant services allow you to accept payments easily, enhancing customer satisfaction while streamlining your operations. From credit card processing to online payment options, we equip you with the tools necessary for success. Located conveniently at 6821 Maynardville Pike Knoxville Tn 37918 in Knoxville, TN, we're here to partner with you on your journey toward growth. For more information or to get started, give us a call at (865) 922-7481.

Comprehensive List Of Services

Connect with Us Today!

We invite you to explore all that Knox County Teachers has to offer! Our friendly staff is ready to assist you Monday through Friday from 9:00 AM to 5:00 PM, and Saturday from 9:00 AM to 12:00 PM. If you have questions or need assistance, don't hesitate to reach out by calling us at 865-922-7481. Your financial well-being is important to us. Visit us today at Knox County Teachers, where we prioritize your needs with personalized service and innovative solutions! For more information about our services, please visit our website at www.kctfcu.org.

Convenient Access Anytime

At Knox County Teachers, convenience is key. With our ATM services, you can easily withdraw cash or check your balance without needing to enter the branch. Our drive-thru banking allows for quick deposits and withdrawals for those busy days when time is of the essence.

Personal Banking Made Easy

Our personal banking services are designed with you in mind. We offer checking and savings accounts that help you manage your money effectively. Imagine having easy access to your funds anytime through our online and mobile banking platforms, allowing you to check balances, transfer money, and pay bills from the comfort of your home or on the go. If you're considering purchasing a vehicle, our auto loans and vehicle financing options make it simple and affordable. Picture driving off in a new car with a loan that fits your budget perfectly! For those looking to invest in real estate, our mortgage loans and refinancing solutions provide competitive rates and flexible terms.

Support for Your Financial Goals

We understand that life can be unpredictable. That's why we also offer personal loans and debt consolidation services to help you tackle unexpected expenses or simplify your finances. Our credit cards with rewards give you the chance to earn benefits while making everyday purchases. For our business members, we provide comprehensive business banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your business goals.

Digital & Online Banking

In today's fast-paced world, convenience and security are key when it comes to managing your finances. At Knox County Teachers, we understand that our members want quick and easy access to their accounts anytime, anywhere. That's why we offer robust digital and online banking services designed with you in mind. With our 24/7 online banking services available at http://www.kctfcu.org/, you can check your balances, transfer funds, and manage your accounts right from the comfort of your home or on the go. No need to wait in line or rush to the branch; everything you need is just a click away. One of the standout features is the ability to make person-to-person transfers. Whether you're splitting a bill with friends or sending money to family, you can do it easily and securely without any hassle. Our platform prioritizes your security, ensuring that your personal information stays safe while you handle your transactions. While we currently don't offer e-statements or mobile payments, our online banking system is user-friendly and straightforward. You won't need a mobile application to navigate through your financial needs; everything is accessible through our website. Plus, you can rest easy knowing that we don't require electronic signature authorization for most transactions keeping things simple for our members. At Knox County Teachers, we believe that managing your money should be as stress-free as possible. Enjoy real-time account management whenever you need it, allowing you to stay on top of your finances effortlessly. With us, you're not just a member; you're part of a community that values transparency and ease of use in every banking experience.

Financial Strength

A Growing Community

Total Share and Deposit Accounts stand strong at 3,780, showing a growing member base that trusts us with their finances. Together with our commitment to your financial success at Knox County Teachers Credit Union located at 6821 Maynardville Pike, Knoxville TN 37918, we're dedicated to being your reliable partner every step of the way. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Knox County Teachers is your trusted partner. Visit us at 6821 Maynardville Pike or call 865-922-7481 to learn more about how we can help you achieve your financial goals.

Commitment to Excellence

Our $0 net income reflects our operational efficiency during this period of investment back into member services. We also take pride in having 6 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $3,840,804 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we currently have $20,603,433 in total loans and leases which includes $375 in used auto loans to support your financial goals across various sectors.

Secured Savings

Members' savings are secured through $1,739,085 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $4,491,176, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1315 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,516,581 in used vehicle loans and $4,304,003 in new vehicle loans already helping members get on the road. Whether you're looking for financing on a brand-new model or a reliable pre-owned vehicle, our team is here to help you find the right solution.

Credit Lines and Unsecured Credit Cards

For those looking for flexibility in managing their finances, we provide credit lines totaling $750,000 and offer unsecured credit card loans amounting to $146,970. These options can help you cover unexpected expenses or consolidate debt without putting unnecessary strain on your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $584,516, make buying or refinancing simple. We offer competitive rates and flexible terms that can help you secure the home of your dreams.

Refinancing Options

If you're considering refinancing any existing loans, our knowledgeable staff can guide you through the process. We'll work with you to determine eligibility options that may better suit your financial situation. For more information about our loan offerings or if you have any questions, don't hesitate to reach out to us at 865-922-7481. You can also visit us at our branch located at 6821 Maynardville Pike, Knoxville, TN 37918. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Knox County Teachers, we're dedicated to helping you achieve your financial aspirations with confidence and clarity.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. This means users can trust that they are receiving accurate and up-to-date information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This commitment to neutrality allows users to make informed decisions without any hidden agendas. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users compare options quickly. This feature is especially beneficial for those looking to secure the best possible terms for their loans. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the value that LendMesh brings to borrowers seeking better financial solutions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. --- *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. By partnering only with reputable lenders, LendMesh guarantees that users have access to reliable information when comparing loan products.