Knox Co. Employees Credit Union Knoxville TN | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Knox Co. Employees, your trusted financial partner located in the heart of Knoxville, TN at 400 W Main St Rm 355. Established in 1974, we have proudly served our community for nearly five decades, building a strong foundation of trust and reliability among our 1,363 members. With total assets reaching an impressive $11,992,327, we are committed to providing exceptional service and support to our members' financial journeys. At Knox Co. Employees, we understand that every member is unique. Whether you're looking for personal banking options such as checking and savings accounts or need assistance with auto loans and mortgage refinancing, our dedicated team is here to help. Under the leadership of our CEO, Kerri Haynes, and Board President, Jennifer Schroeder, we strive to create a welcoming environment where your financial goals become our priority. In addition to personal finance solutions, we also offer business banking services tailored to meet the needs of local businesses. Our total deposits stand at $589,145, reflecting our members' confidence in us as a safe place to grow their funds. With total loans amounting to 580, we are here to support you through every financial step you take. While members can visit us at our branch location for personalized service during our operating hours from 8:00 AM - 3:30 PM, Monday - Friday, official correspondence should be sent to the same address: 400 W Main St RM 355, Knoxville, TN 37902. We invite you to explore how Knox Co. Employees can enhance your banking experience. Visit our website at knoxcountyecu.com or give us a call at 865-215-2364 today! Let us be a part of your financial success story.

Branch History & Mission

At Knox Co. Employees, we take pride in our rich history and unwavering commitment to serving the community of Knoxville, TN. Established in 1974, our branch has grown from humble beginnings into a trusted financial partner for over 1,363 members. Located at 400 W Main St Rm 355, we are conveniently situated near the heart of the city, making it easy for you to access our services. Since our inception, our mission has been clear: to provide exceptional financial services while fostering a sense of community and support among our members. We believe that banking should be about more than just transactions; it should be about building relationships and empowering individuals. With total assets reaching $11,992,327, we have maintained a solid foundation that allows us to offer a wide range of services, including personal banking accounts, auto loans, mortgage refinancing, and business banking solutions. Our operating hours are designed with your convenience in mind. We are open Monday through Friday from 8:00 AM to 3:30 PM, ensuring that you can find time to visit us whether you're on your way to work or running errands. While we currently do not have ATM availability or drive-thru services, our dedicated staff is always ready to assist you inside the branch. At Knox Co. Employees, we understand the importance of staying connected in today's fast-paced world. That's why we've embraced online and mobile banking options to make managing your finances simpler and more efficient. Although we don't offer mobile payments at this time, you can easily access your account information and perform transactions from the comfort of your home or on-the-go through our website at knoxcountyecu.com. Our commitment extends beyond financial services; we actively engage in community outreach programs to uplift those around us. By forming partnerships with local organizations and participating in events that benefit residents of Knoxville and surrounding areas, we strive to make a positive impact on the lives of our members. We invite you to experience the difference at Knox Co. Employees! Join us today and discover how our personalized approach can help you achieve your financial goals while being part of a supportive community. Whether you're looking for savings options or financing for your next vehicle purchase, we're here for you every step of the way. Reach out to us at (865) 215-2364 or visit us at our branch let's build a brighter future together!

Branch Location & Accessibility

Accessibility Features

At Knox Co. Employees, we prioritize accessibility for all members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can access our services comfortably. Plus, there's ample parking available nearby, making it hassle-free for you to visit us.

Operating Hours

We understand that your time is valuable. That's why our lobby is open from 8:00 AM to 3:30 PM, Monday through Friday. Whether you need assistance with checking accounts or are interested in our loan offerings, our dedicated team is here to help during those hours.

Services Offered

While you're here, don't forget to check out our range of services tailored just for you! We offer personal banking solutions including checking and savings accounts, as well as auto loans and credit cards with rewards. For businesses, we provide merchant services and business loans too. While we currently do not have ATM or drive-thru services at this location, our online banking platform allows you to manage your finances anytime and anywhere. For any questions or assistance needed before your visit, feel free to give us a call at 865-215-2364. We look forward to welcoming you into our community at Knox Co. Employees where your financial needs come first!

Member Eligibility

Becoming a member of Knox Co. Employees feels like joining a close-knit family, and it's easier than you might think! To qualify, you simply need to be an employee of Knox County or related organizations. This means if you work here, you're already on your way to enjoying all the benefits we offer. Our members enjoy personalized service, competitive rates, and a range of financial products tailored just for them. If you're interested in exploring membership further or want to check for any updates on eligibility criteria, feel free to visit this link. Opening an account is straightforward! Just stop by our branch located at 400 W Main St Rm 355 Knoxville Tn 37902 during our operating hours from 8:00 AM to 3:30 PM, Monday through Friday, or give us a call at (865) 215-2364. We're excited to welcome you into the Knox Co. Employees community where your financial needs are our priority!

Business Banking & Commercial Services

Business Loans that Work for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Whether you're looking to purchase new equipment or expand your team, our flexible loan options provide the capital you need to turn dreams into reality.

Merchant Services for Everyday Needs

Beyond loans, our merchant services simplify daily operations for business owners. Picture this: accepting payments quickly and securely while managing cash flow with ease. Our solutions help streamline transactions so you can focus on what truly matters growing your business. Located conveniently at 400 W Main St Rm 355 Knoxville Tn 37902 in Knoxville, TN, we're here to support your journey every step of the way. Reach out today at (865) 215-2364 to learn how we can partner together for your success!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. We work closely with our members to provide competitive rates and flexible terms tailored to fit your budget. Picture yourself cruising in that new ride with an affordable payment plan in place!

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your accounts from anywhere at any time. Whether it's checking balances, transferring funds, or paying bills, you'll appreciate how easy it is to stay on top of your finances right from your smartphone or computer.

Credit Cards with Rewards

Who doesn't love rewards? Our credit cards with rewards let you earn points for purchases you already make every day. Use them for groceries, gas, or dining out and watch those points add up! It's a simple way to enjoy benefits while managing your spending wisely.

Get Started Today!

With so many services tailored for our members' diverse needs, Knox Co. Employees is here to help you navigate all aspects of personal finance smoothly. For more information or assistance, don't hesitate to call us at 865-215-2364 during our lobby hours from 8:00 AM - 3:30 PM Monday through Friday. Ready to take control of your financial future? Visit us today at knoxcountyecu.com and discover how we can support you every step of the way!

Home Sweet Home: Mortgages & Refinancing

Your dream home is within reach with our mortgage loans and refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage, we offer guidance every step of the way. Imagine finally settling into that cozy space you've always wanted, knowing you have a supportive partner like us on your side.

Personal Banking Made Easy

Whether you're looking to open a checking or savings account, our personal banking services cater to your everyday financial needs. Imagine having a safe place for your money that also earns interest! With checking & savings accounts at Knox Co. Employees, you can manage your funds effortlessly while enjoying peace of mind.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses at us. That's where our personal loans and debt consolidation options come in handy. If you're facing high-interest debt, consolidating it into one manageable loan could save you money each month. Picture easing your financial stress with a straightforward solution designed just for you.

Supporting Local Businesses

For local entrepreneurs, we provide robust business banking services, including merchant services and business loans. Think about taking your business to the next level with financial tools that help streamline operations and growth.

Digital & Online Banking

Mobile Application

With our mobile application available for download, you have the power of banking right in your pocket. You can quickly view your transactions and account details or make deposits all from your smartphone. While we currently don't offer mobile payments or person-to-person transfers, our app still gives you the flexibility to manage your finances effectively.

Online Banking Services

Our 24/7 online banking services allow you to check balances, transfer funds, and pay bills with just a few clicks. Whether you're at home or on the go, managing your finances has never been more straightforward. Plus, if you prefer paperless options, we provide e-statements for easy access to your account information without the clutter of physical mail.

Security and Accessibility

Your security is our priority. Although we don't utilize electronic signature authorization at this time, our online banking system employs robust security measures to keep your information safe. You can bank with confidence knowing that your financial data is protected. At Knox Co. Employees, we strive to enhance your banking experience by providing tools that are accessible and easy to use. Explore all these services today and see how simple managing your money can be! Visit us at https://www.knoxcountyecu.com/ for more details or give us a call at (865) 215-2364 if you have any questions.

Financial Strength

Growing Trust Among Members

Total Share Accounts stand at 2,220, showcasing a strong and growing member base that trusts us with their finances. This trust translates into an environment where every member can feel secure about their financial future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Knox Co. Employees is your trusted partner. Visit us at 400 W Main St Rm 355 Knoxville TN 37902 or call 865-215-2364 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member Savings Protection

Members' savings are secured through $697,812 in share certificates, offering stable and rewarding financial growth opportunities. We prioritize our members above all else; with no non-member deposits at this time, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $82,052 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Member Services

With $1,916,072 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in our lending capacity boasting $6,673,417 in total loans and leases, including $242 dedicated to used auto loans supporting your financial goals across various sectors.

Strong Financial Health

With a net worth of $1,998,124, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1666% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Support

For those looking for business financing options, while we do not currently have commercial loans available at this time, our team is dedicated to providing resources and guidance to support your journey when you're ready. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. If you have any questions or need assistance determining which loan product is best for you, don't hesitate to contact us at 865-215-2364. Our knowledgeable staff is here during our lobby hours from 8:00 AM - 3:30 PM Monday through Friday at our branch located at 400 W Main St Rm 355 Knoxville TN 37902. We look forward to helping you navigate your financial journey with confidence!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,796,220 in used vehicle loans and $1,729,675 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to your budget and preferences, making it easier than ever to drive away with your ideal vehicle.

Credit Lines and Personal Loans

Our total credit lines amounting to $800,000 can help manage unexpected expenses or larger purchases without the stress of high-interest rates. We also provide unsecured credit card loans; however, currently, there are no outstanding amounts in this category. If you're considering consolidating debt or managing monthly spending, our credit products are worth exploring.

Mortgage Loans

Thinking about homeownership? While we currently do not offer Junior Lien 1-4 Family Residential Properties loans totaling $0, we are actively working to expand our mortgage options in the future. For those interested in refinancing existing mortgages, we encourage you to reach out so we can discuss potential solutions tailored to your situation.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing ensures that users receive fair and transparent offers.

KNOX CO. EMPLOYEES CREDIT UNION - Knoxville, TN

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