Kinecta Credit Union proudly serves members across New York with a full range of financial services designed to support your everyday banking and long-term goals. Whether you’re managing personal accounts or growing a business, Kinecta offers convenient ATM and cash withdrawal services statewide, along with basic drive-thru and shared branch transactions for seamless access wherever you are in New York.

Members enjoy competitive auto loans and vehicle financing options that make driving your dream car affordable. For homeowners, Kinecta provides flexible mortgage loans and refinancing solutions tailored to fit your unique needs. Personal banking includes checking and savings accounts, credit cards loaded with rewards, plus personal loans and debt consolidation help simplify your finances.

Business owners benefit from specialized merchant services and business loans crafted to fuel growth throughout the state. With cutting-edge online and mobile banking tools, managing your money is easy anytime, anywhere.

Beyond banking, Kinecta’s commitment to New York communities shines through impactful programs that foster financial education and local development. Becoming a member means joining a vibrant network focused on empowering your financial future while contributing to the well-being of neighborhoods across the state. Experience the value of Kinecta membership in New York—where service meets community.