Intrepid Credit Union Helena MT | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Intrepid, your trusted partner in financial well-being, located at 1930 Prospect Ave, Helena, MT 59601. Since our establishment in 1936, we have been dedicated to serving our community with integrity and commitment. With a robust membership of over 22,438 individuals, we proudly offer a range of services designed to empower you on your financial journey. At Intrepid, we understand that each member's needs are unique. That's why we provide personalized banking solutions including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services. Our total assets exceed $306 million, reflecting our solid foundation and trustworthiness as a financial institution. With total deposits of $8,310,164 and net worth of $32,812,785, you can feel confident knowing your money is in safe hands. Our experienced team of 82 employees, led by CEO Greg Strizich and Board President Donald Polly, is here to guide you through every step. We believe in fostering strong relationships with our members while contributing positively to the community around us. While members can visit us at our branch location for in-person support and ATM services, official correspondence should be sent to our mailing address: PO Box 159, Helena, MT 59624. Ready to take the next step? Call us today at 406-443-5400 or explore more about our offerings by visiting our website. Together, let's build a brighter financial future!

Branch History & Mission

Community Commitment

At Intrepid, our commitment goes beyond banking. We actively engage in community outreach initiatives designed to uplift those around us. Whether it's through financial education programs or partnerships with local organizations, we focus on creating opportunities for all residents of Helena. We understand that true success is measured by how well we serve our neighbors and help them achieve their goals.

Join Us

As we look toward the future, we invite you to become part of the Intrepid family. Experience firsthand how our dedicated team can assist you with your financial journey while also supporting the community you call home. For more information about membership benefits or to explore our services further, visit us online at Intrepid Credit Union or call us at 406-443-5400. Join Intrepid today where your financial success is our mission!

Modern Banking Solutions

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking options alongside traditional services like drive-thru banking and ATM access available right here at our branch. Our operating hours are Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM, ensuring that you can reach us when you need us most. While members can visit us at 1930 Prospect Ave, official correspondence should be sent to PO Box 159, Helena, MT 59624 if needed.

Our Evolution

Over the years, Intrepid has continuously adapted to meet the changing needs of our members. With total assets now exceeding $306 million, we have established a strong foundation that allows us to offer a wide range of services, from personal checking and savings accounts to auto loans and business banking solutions. We are committed to being more than just a financial institution; we strive to be an integral part of the Helena community. Our mission is straightforward yet powerful: to provide exceptional financial services while fostering a spirit of community and support. We believe that everyone deserves access to quality financial products that enhance their lives. As we reflect on our journey since opening in 1936, we take pride in knowing that we have made a positive impact on many lives.

Branch Location & Accessibility

Accessibility Features

At Intrepid, we prioritize accessibility for all our members. Our branch is fully ADA compliant, featuring ramps and designated parking spaces that make it easy for everyone to access our services.

Nearby Landmarks

Nestled close to local landmarks, our branch is just a stone's throw away from the scenic Mount Helena City Park. Whether you're heading out for a hike or enjoying a day in town, stopping by Intrepid can fit seamlessly into your plans.

Operating Hours

Our doors are open Monday through Friday from 9:00 AM to 5:00 PM, and we welcome you on Saturdays from 9:00 AM to 1:00 PM. This schedule gives you plenty of options to find a time that works best for you.

Services Offered

We offer a range of services designed with your banking needs in mind. From personal banking solutions like checking and savings accounts to various loan options including auto loans and mortgages, our team is here to assist you every step of the way. For quick transactions, enjoy the convenience of our drive-thru service or utilize our ATM available on-site. While members can visit us at 1930 Prospect Ave, official correspondence should be sent to PO Box 159, Helena, MT 59624 if needed. We invite you to stop by and experience the friendly service at Intrepid. Whether you're looking to open an account or simply have questions about our services, we're here for you! Come say hello today!

Member Eligibility

Joining the Intrepid family means stepping into a community where your financial well-being is our priority. We're excited to welcome you as a member! To be eligible, you simply need to live, work, or worship in the area we serve or have a family member who is already a member with us. This inclusive approach ensures that everyone has a chance to benefit from our range of services, which are designed to help you thrive financially. You can find more detailed eligibility criteria by visiting https://www.intrepidcu.org/benefits-education/membership-benefits. Becoming a member at Intrepid not only opens the door to personalized banking services but also connects you with a team that truly cares about your goals. We offer various accounts and loans tailored just for you, making it easier than ever to manage your finances. Ready to get started? Give us a call at (406) 443-5400, and let's talk about how we can support your financial journey together!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $75 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $9,983,405, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the tools to accept payments easily, whether online or in-person. Our merchant services allow businesses like yours to streamline transactions, making it easier for customers to shop with you. From credit card processing to mobile payment options, we help you focus on what matters most growing your business. Visit us at 1930 Prospect Ave Helena Mt 59601 in Helena, MT, or call us at (406) 443-5400 to discover how we can partner with you on your business journey!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, we offer comprehensive business banking services, including merchant services that enable you to accept payments easily and business loans tailored to help you expand or manage your operations effectively.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. With our online and mobile banking features, accessing your accounts has never been easier. You can check balances, transfer funds, pay bills, and even make person-to-person payments all from your smartphone or computer. Our ATM services ensure you have access to cash whenever you need it.

Credit Cards and Rewards

Don't forget about our credit cards with rewards! They are perfect for everyday spending while earning points that can be redeemed for exciting rewards. Whether it's groceries or gas, every purchase counts towards something special.

Drive-Thru & ATM Access

For those who prefer face-to-face interactions but still want efficiency, our drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your car. Plus, with basic ATM access available for withdrawals and balance checks, managing your finances on-the-go is simple. At Intrepid, we prioritize making banking as easy as possible so you can focus on what matters most your life! For more information about any of our services or to discuss how we can assist you further, please call us at 406-443-5400 or visit us online at Intrepid CU. We invite you to explore everything Intrepid has to offer; we're here to support your financial journey every step of the way!

Personal Banking Solutions

We understand that managing your money is essential for peace of mind. That's why our personal banking services include checking and savings accounts designed to help you save and grow your funds effortlessly. If you're considering a new vehicle, our auto loans and vehicle financing options make it easy to drive away in the car you want without breaking the bank. For those looking to invest in a home or refinance an existing mortgage, our mortgage loans and refinancing solutions offer competitive rates and personalized support throughout the process. Additionally, we provide personal loans and debt consolidation options to help simplify your finances and reduce stress.

Digital & Online Banking

Key Features

Our mobile application allows you to bank on the go. You can easily make mobile payments and even set up person-to-person transfers to send money to friends or family quickly. Plus, for those who prefer a paperless experience, we offer e-statements, making it easy to keep track of your transactions while reducing clutter. Security is a top priority for us at Intrepid. While we currently do not support electronic signature authorization, our online banking platform uses advanced security measures to protect your information. You can rest assured that your data is safe while you enjoy the convenience of managing your account from home or on the move. We're committed to making banking easy and accessible for all our members. With features like mobile payments and real-time account management, you'll find that handling your finances has never been simpler. Join us today at Intrepid and experience the future of banking with ease!

Financial Strength

A Growing Membership Base

Total Share and Deposit Accounts: 37,788, show a strong and growing member base that trusts us with their finances. This is not just about numbers; it's about building lasting relationships within our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Intrepid is your trusted partner. Visit us at 1930 Prospect Ave Helena Mt 59601 or call (406) 443-5400 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $51,469,452 in share certificates and $29,476,181 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,632,134, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $502,943 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 81 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $32,812,785, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.69% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting for Better Services

With $32,812,785 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to improving your experience is unwavering.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $3,538 in used auto loans and $243,220,641 in total loans and leases. This means you can rely on us for everything from purchasing a new car to managing daily expenses.

Loan Offering

Additional Services

Beyond these core products, Intrepid also offers personal loans for debt consolidation and other purposes. If you're interested in refinancing any existing debts or exploring eligibility options for our various loan products, don't hesitate to reach out! You can contact us at 406-443-5400 during our operating hours Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM to learn more about how we can assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Intrepid Credit Union, we're committed to providing transparent and supportive lending options that put our members first.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $55,214,251 in used vehicle loans and $23,764,878 in new vehicle loans already helping members get on the road. We provide flexible terms to suit your budget and lifestyle, ensuring you can drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $9,983,405 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, we have solutions tailored for your business needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $23,269,663, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your current mortgage, our team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,408,521 in loans helping members manage their finances effectively. This option allows for convenient access to funds when you need it most without the requirement of collateral.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency means you receive fair and reliable offers tailored to your needs.

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in your options. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, enabling users to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of using a trusted comparison tool like LendMesh. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

INTREPID CREDIT UNION - Helena, MT

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