Intrepid Credit Union Helena MT | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Intrepid, your trusted financial partner right here in Helena, MT! Located at 915 Kessler St, our branch has been serving the community since 1936. With a commitment to fostering strong relationships, we prioritize your needs and dreams, whether you're looking to save, borrow, or invest. At Intrepid, we proudly support over 22,000 members with a robust asset base of $306,890,255. Our dedication extends beyond numbers; it's about making a positive impact in our community. We offer a wide array of services including personal banking, auto loans, mortgage refinancing, and business banking solutions tailored just for you. While members can visit us at our Kessler branch, official correspondence should be sent to PO Box 159, Helena, MT 59624. We understand that accessibility is key, which is why we provide options like online and mobile banking to make managing your finances convenient. Our passionate team of 82 employees is led by our CEO Greg Strizich and Board President Donald Polly, who are committed to ensuring that every member feels valued and supported. With total deposits reaching $8,310,164 and total loans of 11,647, we stand strong ready to assist you in achieving your financial goals. Whether you're interested in exploring loan options or simply need advice on savings strategies, don't hesitate to reach out! Feel free to give us a call at 406-443-5400 or visit our website at Intrepid for more information. We're excited to help you on your financial journey!

Branch History & Mission

Commitment to Service

In addition to traditional banking services, we offer conveniences like ATM availability and drive-thru banking for your ease. We are proud to provide online and mobile banking options so you can manage your finances anytime, anywhere. Accessibility is important to us; we ensure ADA compliance across all our facilities. While members can visit us at 915 Kessler St Helena Mt 59601, official correspondence should be sent to PO Box 159, Helena, MT 59624 if it differs from the branch address. As we look ahead, we invite you to join us on this journey. Experience firsthand the benefits of being part of Intrepid a place where your financial goals matter. Call us today at (406) 443-5400 or visit our website at https://www.intrepidcu.org/ to learn more about membership benefits and how we can serve you better. Together, let's build a brighter financial future!

Our Mission

At Intrepid, our mission is clear: We strive to enhance the financial well-being of our members by providing personalized service and comprehensive banking solutions. We believe that by investing in our community, we can help individuals achieve their dreams whether that's buying a new home, financing a vehicle, or starting a business. Our commitment extends beyond transactions; we actively participate in local initiatives and outreach programs designed to uplift those around us.

Our Story

From the day we opened our doors, Intrepid has focused on empowering individuals and families through accessible banking solutions. Throughout the years, we have embraced changes in technology while maintaining our strong community roots. Our journey reflects not just growth in numbers but also in the relationships we've built with our members. As we continue to expand our offerings from personal banking and auto loans to business financing we remain dedicated to ensuring that each member feels valued and supported.

Branch Location & Accessibility

Accessibility Features

Our branch is committed to being accessible for everyone. With ADA-compliant features such as ramps and designated parking spots, we ensure that all members can access our services comfortably.

Contact Us

Have questions or want to learn more? Don't hesitate to give us a call at 406-443-5400! Our team is eager to help you navigate your financial journey. Come visit us at Intrepid's Kessler branch today we look forward to serving you!

Mailing Information

While members can visit us at our Kessler branch, official correspondence should be sent to PO Box 159, Helena, MT 59624 for any postal needs.

Operating Hours

We understand that your time is valuable. That's why we're open Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. Our friendly staff is here during these hours to assist you with everything from personal banking and auto loans to mortgage services.

Services Offered

At Intrepid's Kessler branch, we offer a variety of services tailored to meet your financial needs. Enjoy personal banking options like checking and savings accounts, along with auto loans and credit cards with rewards. For business owners, we provide merchant services and business loans as well. Plus, you can take advantage of our convenient ATM availability and drive-thru banking for quick transactions without leaving your vehicle.

Member Eligibility

Becoming a member of Intrepid is like joining a family that truly cares about your financial well-being. Located at 915 Kessler St Helena Mt 59601, we welcome anyone who lives, works, worships, or attends school in our community. Additionally, if you have a family member who is already part of our credit union, you're also eligible to join us! Membership comes with many advantages, including personalized service and access to a wide range of financial products designed just for you. It's easy to get started just check out the detailed eligibility criteria on our website at https://www.intrepidcu.org/benefits-education/membership-benefits. If you have any questions or want to know more about opening an account, feel free to give us a call at (406) 443-5400. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $75 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $9,983,405, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the ability to process payments easily and efficiently, right at your fingertips. Our merchant services do just that. From credit card processing to online payment solutions, we help streamline transactions so you can focus on what matters most growing your business. Located at 915 Kessler St Helena Mt 59601 in Helena, MT, our dedicated team is ready to assist you. Call us at (406) 443-5400 or visit us during our lobby hours from Monday to Friday, 9:00 AM to 5:00 PM, and Saturday from 9:00 AM to 1:00 PM. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners in Helena, our business banking services include everything from merchant services to business loans. We understand the challenges of running a business and are committed to providing solutions that help you thrive.

Convenient Services

We know convenience matters. That's why we offer ATM services for easy cash withdrawals and balance checks anytime you need them. For those quick visits, enjoy our basic drive-thru banking service for deposits and simple transactions without leaving your car.

Credit Solutions

When it comes to personal loans and debt consolidation, Intrepid is ready to assist. Whether you're planning a major purchase or consolidating debt into one manageable payment, our personal loans can make it happen. Plus, don't forget about our attractive credit cards with rewards, allowing you to earn benefits on your everyday purchases.

Digital Access

In today's fast-paced world, digital banking is essential. At Intrepid, our online and mobile banking features ensure you can manage your accounts wherever you are. Whether you're at home or on the go in Helena or beyond, accessing your finances is just a tap away. If you're ready to explore these services further or have any questions about how we can assist you in achieving your financial goals, don't hesitate to reach out! Call us at 406-443-5400, visit us at our branch during our hours of operation (Monday - Friday 9:00 am to 5:00 pm; Saturday 9:00 am to 1:00 pm), or check out our website at Intrepid. We look forward to serving you!

Home Financing

For those looking to buy a home or refinance an existing mortgage, we provide comprehensive mortgage loans that simplify the process. Our friendly staff will guide you through every step, ensuring you find the right fit for your financial situation.

Personal Banking

Starting with personal banking, we offer both checking and savings accounts designed to help you manage your money effectively. Imagine having an account that fits your lifestyle, providing easy access to your funds through our online and mobile banking options. You can check balances, transfer money, or even make payments right from your smartphone. If you're considering purchasing a new car or need financing for a vehicle, our auto loans and vehicle financing options are here to help. With competitive rates and flexible terms, getting behind the wheel of your dream car has never been easier.

Digital & Online Banking

Accessibility and Ease-of-Use

Whether you're at home or on the go, managing your money is straightforward with Intrepid. Our user-friendly online banking system empowers you to take control of your finances in real time. From viewing recent transactions to setting up alerts for important account activity, everything is designed with you in mind. Join us at Intrepid and experience how our digital banking solutions can simplify your financial life while keeping it secure. For more information and to get started today, visit us at https://www.intrepidcu.org/!

Key Features

Enjoy the freedom of 24/7 online banking services, allowing you to check balances, transfer funds, and pay bills at your convenience. Our mobile application brings this experience right to your fingertips, making it easy to manage your finances on the go. Plus, with the ability to make person-to-person transfers, sharing money with friends and family has never been simpler. Concerned about security? We prioritize your peace of mind. While we don't currently offer electronic signature authorization, we ensure that all transactions are protected with top-notch security measures. You can also opt for e-statements, which not only keep your information safe but also reduce paper clutter. Additionally, if you love the ease of mobile payments, you're in luck! Our services support mobile payment features that let you make purchases with just a tap of your phone.

Financial Strength

Commitment to Service

Our operational efficiency is reflected in our $502,943, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 81 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Our strength is further evidenced by our robust member base Total Share Accounts stand at 37,788, showing a growing trust from our community. With available funds for lending and investments totaling $146,618, we're well-positioned to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Intrepid is your trusted partner. Visit us at 915 Kessler St Helena Mt 59601 or call (406) 443-5400 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $51,469,452 in share certificates and $29,476,181 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,632,134, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Future

With $32,812,785 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We support your financial goals across various sectors with $3,538 in used auto loans and $243,220,641 in total loans and leases.

Strong Financial Health

With a net worth of $32,812,785, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.69% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $55,214,251 in used vehicle loans and $23,764,878 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, our streamlined application process makes it easy to get started. Plus, if you're considering refinancing your current auto loan, we can help you explore eligibility options that may save you money.

Business Loans

For business owners, our outstanding commercial loans totaling $9,983,405 provide the capital needed to grow and expand. Whether you are starting a new venture or looking to improve your current operations, our team is here to support your business aspirations.

Conclusion

With an array of loan products designed for individuals and businesses alike, Intrepid is dedicated to helping our members succeed financially. For more information on any of our offerings or to discuss refinancing options that might work for you, please contact us at 406-443-5400. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you on your financial journey!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,408,521 in loans helping members manage their finances effectively. These credit cards come with rewards and are designed to give you the purchasing power you need while maintaining control over your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $23,269,663, make buying or refinancing simple. We provide tailored solutions to fit your unique needs and guide you through each step of the process. If you're looking to refinance an existing mortgage, our team can assist you in finding the best terms available.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This transparency allows users to navigate their options with confidence. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you can trust that the offers presented are fair and transparent. LendMesh stands out for several reasons. First, it provides Verified Data loan offers are sourced from legitimate financial institutions, ensuring transparency throughout the comparison process. Additionally, there are No Sponsored Listings; LendMesh does not prioritize lenders based on paid promotions. This commitment to impartiality ensures that you see unbiased results. Another significant benefit is Real-Time Rate Comparisons. Users get access to up-to-date loan rates from multiple institutions, which helps in making informed decisions. Many have found success using LendMesh. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback builds credibility and highlights the tool's effectiveness. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

INTREPID CREDIT UNION - Helena, MT

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Loan rates in Helena, MT (59601)

Introduction

Branch History & Mission

Commitment to Service

Our Mission

Our Story

Branch Location & Accessibility

Accessibility Features

Contact Us

Mailing Information

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking

Convenient Services

Credit Solutions

Digital Access

Home Financing

Personal Banking

Digital & Online Banking

Accessibility and Ease-of-Use

Key Features

Financial Strength

Commitment to Service

Growing Together

Member-Centric Savings

Reinvesting for Your Future

Strong Financial Health

Loan Offering

Auto Loans

Business Loans

Conclusion

Credit Card Loans

Mortgage Loans

Loan Aggregator

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