Great Falls Regional Monmouth ME Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Great Falls Regional at 1176 Main Street, Monmouth, ME 04259! Since our establishment in 1955, we have proudly served our community with a commitment to providing exceptional financial services tailored to meet the needs of our 4,944 members. Our credit union is built on the foundation of trust, integrity, and a genuine desire to support our members' financial well-being. At Great Falls Regional, we are more than just a financial institution; we are a part of your community. With total assets reaching $59,695,856 and total deposits of $3,108,680, we strive to create opportunities for everyone in our area. Our dedicated team of 17 employees, led by CEO Catherina Blais and Board President Paul Morin, works tirelessly to ensure that you receive personalized service whether you're looking for checking accounts, auto loans, or mortgage financing. We understand the importance of accessibility and convenience in today's fast-paced world. That's why we offer a range of services including online and mobile banking options, drive-thru banking, and an ATM for your ease. While members can visit us at our branch location for all their banking needs, please note that official correspondence should be sent to our mailing address: 34 Bates Street, Lewiston, ME 04240-7606. With a solid net worth of $7,343,032 and cash reserves of $993,876, we are well-positioned to help you achieve your financial goals. Whether you need assistance with personal loans or business banking solutions, Great Falls Regional is here for you every step of the way. Ready to take the next step? Call us at 207-933-2667 or visit us online at Great Falls Regional to explore how we can assist you in achieving your financial aspirations. Join us today and experience the difference that comes with being part of a member-focused credit union!

Branch History & Mission

Community Commitment

Our commitment extends beyond just banking; we aim to be a cornerstone of the communities we serve. Through various outreach programs and partnerships with local organizations, we strive to make a positive impact in Monmouth and surrounding areas. As we look toward the future, we're excited about the innovations on the horizon that will further enhance member experiences. Whether it's through our online platforms or face-to-face interactions at the branch, we are dedicated to ensuring that every member feels valued and supported. Join us at Great Falls Regional and experience firsthand how we blend tradition with modern banking needs. We invite you to become part of our family where your financial well-being is always our top priority. Feel free to reach out at 207-933-2667 or explore more about membership here. Together, let's build a brighter financial future!

Our Mission

At Great Falls Regional, our mission is straightforward yet profound: to empower our members through exceptional financial services while actively supporting our community. We believe in creating opportunities for individuals and families alike by providing a range of offerings from personal banking solutions like checking and savings accounts to auto loans and mortgage financing. We prioritize accessibility and convenience. Our branch features drive-thru banking for quick transactions and an ATM that's available for your cash withdrawal needs. We also embrace technology with online banking services that allow you to manage your finances anytime, anywhere.

Branch Location & Accessibility

Accessibility and Amenities

At Great Falls Regional, we prioritize making banking accessible for all. Our branch features ADA-compliant facilities, including ramps and designated parking spaces to ensure that everyone can enjoy our services comfortably. Plus, with ATM availability on-site, you can easily access cash or check your balance anytime. For those on the go, our drive-thru banking service allows for quick transactions without leaving your car perfect for busy schedules! Whether you need to make a deposit or withdrawal, we're here to help.

Operating Hours

We understand that flexibility is important. That's why our lobby hours are designed to accommodate your needs: Monday through Friday from 9:00 AM to 5:00 PM. If you're looking to use our drive-thru service, we're open from 7:30 AM until 5:00 PM during the same days. No matter what time you choose to visit us, we're ready to assist you.

Services Offered

At Great Falls Regional, we offer a wide range of services tailored to meet your financial needs from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. We also provide business banking services and online banking capabilities so that you can manage your finances conveniently from anywhere. If you're interested in becoming a member or want more information about what we offer, don't hesitate to reach out! You can call us at 207-933-2667 or visit our website at greatfallsfcu.com. We look forward to welcoming you soon!

Member Eligibility

At Great Falls Regional, we believe that everyone deserves a chance to be part of a supportive community where their financial needs are prioritized. Joining us is easy and welcoming! If you live, work, worship, or attend school in the Kennebec County area, you're likely eligible to become a member. We aim to serve our members with a range of products and services designed to help you achieve your financial goals. To learn more about the specific eligibility criteria and ensure you're on the right path, please check out our detailed information at this link. Getting started is simple! Just visit us at 1176 Main St, Monmouth, ME 04259, or give us a call at 207-933-2667 for any questions you may have. Once you're ready to take that step toward membership, you can easily open your account online by visiting this page. We look forward to welcoming you into the Great Falls family!

Business Banking & Commercial Services

Business Loan Options

Imagine having the capital to seize new opportunities or manage unexpected expenses. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine how easy it can be to accept payments from customers using various methods credit cards, mobile wallets, and more right from your point of sale. This service not only enhances customer experience but also streamlines your operations, allowing you to focus on what you do best: running your business. Visit us at 1176 Main St Monmouth Me 04259 in Monmouth, ME, or call us at (207) 933-2667 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

We understand that small businesses are the backbone of our community. That's why we offer comprehensive Business Banking services including merchant services and business loans. Our goal is to help you focus on what matters most growing your business.

Call Us Today!

Ready to explore how we can help you reach your financial goals? Give us a call at (207) 933-2667 or visit us at 1176 Main St Monmouth Me 04259 during our lobby hours from 9:00 AM to 5:00 PM Monday through Friday. At Great Falls Regional, we're dedicated to providing exceptional service and solutions tailored just for you. Explore more about us online at 1176 Main Street, where community banking meets modern convenience!

Convenient Digital Banking

In today's fast-paced world, convenience is key. With our Online & Mobile Banking, managing your accounts is easier than ever. You can check balances, transfer funds, and pay bills right from your smartphone or computer. Our features also include ATM & Cash Withdrawal Services, making it simple to access your money anytime. If you're on the go and need quick assistance, our basic drive-thru banking offers a hassle-free way to handle deposits and withdrawals without leaving your vehicle. We also support shared branch transactions for members of partner credit unions, ensuring that you can manage your finances wherever you are.

Personal Banking Solutions

Our personal banking services include various Checking & Savings Accounts designed to fit different lifestyles. Imagine easily managing your day-to-day expenses while earning interest on your savings. When it comes to financing, our Auto Loans & Vehicle Financing options make it straightforward to drive away in the car you want without breaking the bank. If you're considering purchasing a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing programs can guide you through every step with competitive rates and personalized service. For those unexpected expenses or life changes, our Personal Loans & Debt Consolidation solutions provide flexibility and support. Plus, if you love rewards, our Credit Cards with Rewards let you earn points for everyday purchases that can be redeemed for travel, cash back, and more.

Digital & Online Banking

Access Your Accounts Anytime

With our 24/7 online banking services available at https://www.greatfallsfcu.com/, you have the freedom to check balances, pay bills, and transfer funds whenever it suits you. No more rushing to the bank before closing time; everything you need is just a click away.

Easy Transfers and Payments

Need to send money to a friend? Our person-to-person transfers make it simple and quick. Just a few taps on your mobile device or computer, and the money is on its way. Plus, while we currently don't support mobile payments, our secure online environment ensures that all transactions are safe.

Go Paperless with E-Statements

For those looking to simplify their paperwork, we offer e-statements that let you view your account statements online. This not only reduces clutter but also helps you keep track of your finances easily and securely.

Stay Connected with Our Mobile App

Our mobile application is designed to provide you with a seamless banking experience right from your phone. You can access all the features of online banking in the palm of your hand making it easier than ever to stay on top of your accounts while on the go. At Great Falls Regional, we prioritize both accessibility and security. With features like electronic signature authorization, managing documents is straightforward without compromising safety. Join us today at https://www.greatfallsfcu.com/ and discover how our digital banking solutions can enhance your financial management!

Financial Strength

At Great Falls Regional, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We believe that understanding our financial health reassures you about your investment with us. With a net worth of $7,343,032, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1230 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,799,684 in share certificates and $7,703,910 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $4,544,966 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $7,900 in used auto loans and $20,989,844 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our $0 net income, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 12 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 9,808, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Great Falls Regional is your trusted partner. Visit us at 1176 Main St Monmouth Me 04259 or call 207-933-2667 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Additional Services

Our commitment extends beyond just lending; we are dedicated to providing comprehensive financial services tailored to our members' needs. You can take advantage of personal banking options like checking and savings accounts, as well as business banking solutions if you're a business owner. For any questions about eligibility or refinancing options that might be available to you, feel free to contact us at (207) 933-2667 or visit our branch located at 1176 Main St., Monmouth, ME 04259. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Great Falls Regional, we're here to support your financial journey every step of the way!

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $7,214,584 in used vehicle loans and $1,930,735 in new vehicle loans already helping members get on the road. We offer financing for both new and used vehicles, making it easier for you to drive away in the car you want.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have any Junior Lien 1-4 Family Residential Properties loans available, we encourage you to reach out for future opportunities or alternative financing options that may suit your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans to help you manage your expenses more effectively. While our total for these loans stands at $0, we continually assess our products based on member feedback and market conditions to ensure we're providing valuable options when they become available.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This means that users can trust the information presented to them without worrying about hidden fees or misleading terms.

GREAT FALLS REGIONAL FEDERAL CREDIT UNION - Monmouth, ME

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