Gecu Las Cruces NM Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Gecu Mortgage, your trusted financial partner located at 141 N Roadrunner Pkwy, Las Cruces, NM 88011. Since our establishment in 1932, we have proudly served our community and built a strong reputation for reliability and personalized service. With a total membership of 434,559 individuals, Gecu Mortgage is not just a credit union; it's a thriving community where members come first. At Gecu Mortgage, we understand that financial needs vary from person to person. That's why we offer a diverse range of services tailored to fit your lifestyle. From personal banking solutions such as checking and savings accounts to auto loans, mortgage loans, and even business banking options, we are here to support your financial journey every step of the way. Our commitment to our members is reflected in our impressive financial standing. With total assets exceeding $4.34 billion and total deposits reaching $92,051,037, you can trust that your money is in safe hands. Our net worth stands at an impressive $536,807,272, showcasing our strength and stability. Plus, with $109,771,725 in cash on hand, we're well-equipped to meet your needs promptly. Led by our dedicated CEO, Crystal Long, and Board President, Greg Watters, our team of 967 employees is here to ensure you receive exceptional service each time you visit or call us at 915-778-9221. Whether you're looking for advice on loans or need help managing your accounts online, we're just a phone call away. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address: PO Box 20998, El Paso, TX 79998. Join us at Gecu Mortgage today! Explore how we can help you achieve your financial goals. Visit us online at gecu.com or stop by our branch let's start building a brighter financial future together!

Branch History & Mission

At Gecu, we believe in the power of community and the importance of financial well-being. Established in 1932, our branch has proudly served the residents of Las Cruces, NM, and surrounding areas for over nine decades. From our humble beginnings to becoming a trusted financial partner for more than 434,559 members, Gecu has continuously evolved to meet the changing needs of our community. Located at 141 N Roadrunner Pkwy, just a stone's throw from local landmarks that bring life to our vibrant city, we are dedicated to providing exceptional service and support. While members can visit us at this address, official correspondence should be sent to PO Box 20998, El Paso, TX 79998. Our mission is clear: we aim to empower individuals and families by offering accessible financial solutions that enhance their quality of life. At Gecu, we provide a range of services including personal banking with checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. We strive to make banking not only convenient but also enriching for every member. As we've grown over the years with total assets reaching an impressive $4.3 billion we have embraced advancements in technology to better serve our members. Our online and mobile banking platforms ensure that you can manage your finances anytime, anywhere. Additionally, we prioritize accessibility with features like ADA compliance and digital signature options. We understand the importance of community involvement. Gecu partners with various local organizations and participates in outreach efforts aimed at improving financial literacy and supporting those in need. By working together with our neighbors and local businesses, we contribute to building a stronger community for everyone. Our operating hours are designed to accommodate your schedule: Monday through Friday from 9:30 AM to 5 PM, with Saturday appointments available upon request. Though we currently do not have ATM or drive-thru services at this location, our commitment remains unwavering we are here to assist you in every way possible. Join us at Gecu and experience the difference that a community-focused credit union can make in your life. Whether you're looking for financial advice or planning your future goals, we're here to guide you on your journey toward financial success. Visit us today or call us at 915-778-9221; let's build a brighter future together!

Branch Location & Accessibility

Come Visit Us!

We invite you to stop by Gecu at 141 N Roadrunner Pkwy in Las Cruces today! Experience firsthand how our dedicated team can help meet your financial goals. If you have questions or need assistance before visiting, don't hesitate to call us at 915-778-9221. We look forward to welcoming you soon!

Convenient Access and Parking

At Gecu, we prioritize making your banking experience as smooth as possible. Our branch features ample parking for your convenience. Plus, we are committed to accessibility for everyone, ensuring that our location meets ADA standards with ramps and easy entry points.

Operating Hours Tailored for You

We understand that your time is valuable. That's why we offer flexible hours! Our lobby is open Monday through Friday from 9:30 AM to 5 PM. For those who need assistance on Saturdays, we're happy to serve you by appointment. Just give us a call at 915-778-9221 to schedule a time that works best for you.

Services Designed with You in Mind

At Gecu, we're more than just a bank; we're here to support your financial journey. From personal banking services like checking and savings accounts to vehicle financing and mortgage loans, we have something for everyone. Our friendly staff is dedicated to providing personalized service, whether you're looking for auto loans or credit cards with rewards. Unfortunately, we currently do not offer ATM services or drive-thru banking at this location. However, rest assured that our team is always available during business hours to assist you with any inquiries or transactions you may need.

Member Eligibility

At Gecu, we believe that everyone deserves a chance to be part of a caring and supportive financial community. If you're looking to join us, you'll be glad to know that eligibility is straightforward and welcoming. To become a member, you typically need to live, work, worship, or attend school in our service area, which includes the vibrant community around 141 N Roadrunner Pkwy Las Cruces Nm 88011. We aim to make our membership inclusive because we understand that everyone's journey is unique. Once you meet the eligibility requirements, opening an account is easy! You can find all the details on how to get started by visiting our website. And if you have any questions or need assistance, don't hesitate to give us a call at (915) 778-9221. Joining Gecu means gaining access to personalized services designed with your best interests in mind. We can't wait for you to become part of our family!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify how you accept payments. Picture running your business without the hassle of complicated payment processing. With our services, you can easily accept credit cards, manage transactions efficiently, and focus on what you do best growing your business. Located at 141 N Roadrunner Pkwy Las Cruces Nm 88011 in Las Cruces, NM, our team is ready to partner with you on your journey. Let's work together to turn your business aspirations into reality! For more information, reach out at (915) 778-9221 or visit us online at https://www.gecu.com.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $188 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $223,731,465, we continue to drive economic growth by financing new and expanding businesses. Imagine having the resources to invest in new equipment, hire additional staff, or even launch a marketing campaign that elevates your brand. Our loans make this possible by offering flexible terms and competitive rates tailored specifically for you.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're eyeing a new vehicle, our auto loans can make it happen. With competitive rates and flexible terms, we can assist you in financing your next car so that you can hit the road without breaking the bank. Picture yourself behind the wheel of that shiny new ride, knowing you've made a smart financial choice.

Business Banking

For business owners in our community, we offer comprehensive banking solutions including merchant services and business loans. We understand the unique challenges small businesses face and are committed to helping them thrive by providing essential tools and resources.

Credit Cards with Rewards

Make everyday purchases work for you with our credit cards offering rewards. Every swipe brings you closer to great perks! Imagine earning points on groceries or gas those little rewards can add up and make a difference over time.

Mortgage Loans & Refinancing

Thinking about buying a home? Our mortgage loans are tailored to fit various budgets and situations. Whether it's your first home or you're looking to refinance an existing loan, we're here to guide you through the process. You can count on us for personalized service every step of the way because buying a home should be exciting, not stressful.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options. You can check balances, transfer funds, pay bills, and even send money to friends all from the comfort of your own home or on-the-go via our user-friendly app. Our commitment at Gecu goes beyond just banking; it's about building relationships and ensuring our members have access to the services they need when they need them. If you'd like more information about any of these offerings or if you're ready to open an account today, give us a call at (915) 778-9221 or visit us online at https://www.gecu.com. We look forward to serving you!

Personal Banking

When it comes to personal banking, we offer checking and savings accounts designed to help you manage your money efficiently. Imagine easily keeping track of your spending while building your savings for that dream vacation or unexpected expenses. Our checking accounts come with convenient features like online banking and mobile payments, making it simple to access your funds anytime, anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected costs your way, and when it does, our personal loans are ready to help. Whether you need funds for medical expenses or consolidating debt into one manageable payment, we provide solutions that can ease your financial burden.

Digital & Online Banking

Key Features

Our online banking platform makes it simple to check your account balances, transfer funds, and pay bills all with just a few clicks. Plus, with the option for e-statements, you can go green by opting out of paper statements while still staying informed about your account activity. For those on the go, our mobile application allows you to access all these features right from your smartphone. Need to send money to a friend or family member? Our person-to-person transfer feature makes it quick and hassle-free. Just enter the recipient's details and send money instantly no need for cash or checks!

Security You Can Trust

When it comes to security, we have you covered. Our electronic signature authorization ensures that all your transactions are safe and secure, giving you peace of mind every time you log in. We prioritize your safety so you can focus on what matters most. In addition to convenience and security, our mobile payments feature allows you to make purchases quickly using your phone. Whether you're at a store or dining out, just tap and pay without worrying about carrying cash or cards. At Gecu, we're committed to providing you with easy access to your accounts and real-time management tools that enhance your banking experience. Experience the benefits of modern banking today!

Financial Strength

Commitment to Growth

With $483,997,603 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; we currently have $51,050 in used auto loans and $3,285,883,363 in total loans and leases available to support your financial goals across various sectors.

Growing Membership Base

Our net shares (funds available for lending and investments) stand at $18,790,618, showcasing our ability to manage resources effectively. With a total of 708,171 share accounts, it's clear that our member base trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gecu is your trusted partner. Visit us at 141 N Roadrunner Pkwy Las Cruces Nm 88011 or call (915) 778-9221 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $15,709,361 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 922 full-time employees and 45 part-time employees dedicated to serving you with a knowledgeable and committed team.

Secure Savings Options

Members' savings are secured through $759,332,098 in share certificates and $208,823,240 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $74,943,468, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $536,807,272, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.33% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

If you're considering refinancing any existing loans or want to explore eligibility options, feel free to reach out. Our team is ready to assist you in finding solutions tailored specifically for you. For more information about our loan offerings or to discuss how we can assist you further, contact us at (915) 778-9221 or visit us at 141 N Roadrunner Pkwy Las Cruces Nm 88011 in Las Cruces, NM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey starts here!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,095,679,771 in used vehicle loans and $785,703,359 in new vehicle loans already helping members get on the road. We have competitive financing options for both new and used vehicles, making it easier than ever to drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $223,731,465 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses and are here to support you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $85,234,060, make buying or refinancing simple. We provide personalized guidance throughout the mortgage process to help you find a plan that works best for your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $308,918,311 in loans helping members manage their finances effectively. Our credit card options come with rewards that can enhance your everyday spending while keeping your payments manageable.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means users can trust that they are viewing fair and transparent offers. The platform prioritizes accuracy by regularly updating its data to reflect current rates, making it a reliable resource for all your loan comparison needs.

GECU FEDERAL CREDIT UNION - Las Cruces, NM

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