Welcome to first-area-61756, where we have been dedicated to serving our community since our establishment in 1961. Located in the heart of Saginaw, MI, we pride ourselves on fostering financial empowerment and providing exceptional service to all our members, including military personnel. Under the leadership of CEO Lynn Mccoy and Board President James Theisen JR, we strive to build lasting relationships with each individual who walks through our doors, ensuring that their financial needs are met with utmost care and professionalism.

As an NCUA-insured institution since 2/1/1974 0:00, you can trust that your deposits are safeguarded while enjoying a range of modern banking tools designed for your convenience. Our offerings include robust online banking features, a user-friendly mobile application, P2P transfers for easy money movement between friends and family, and e-statements for effortless account management. At first-area-61756, we believe in making banking accessible and transparent, allowing you to focus on what matters most. For more information about us, visit our official website at https://www.firstareacu.com/ or reach out via fax at (989) 781-5202. Join us on this journey toward financial well-being—your future is our priority.

At first-area-61756, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. From personal banking solutions like checking and savings accounts to more specialized services including auto loans and vehicle financing, mortgage loans, and business banking options, we are dedicated to supporting you at every stage of your financial journey. Our members benefit from convenient access to ATM and cash withdrawal services, as well as online banking and a mobile application that empower you to manage your finances anytime, anywhere. With tools such as person-to-person transfers and e-statements, handling day-to-day transactions becomes effortless.

Understanding that life is full of milestones, we tailor our offerings to help you plan for significant events—be it purchasing your first car or expanding your small business. Our commitment extends beyond just providing loans; we strive to make financial growth accessible through flexible loan options and competitive rates. For those considering various loan products, our loan comparison tool is available at https://www.lendmesh.com/loans/vehicle_loans . Membership with us is designed to be inclusive and supportive, ensuring that everyone has the opportunity to thrive financially. If you have any questions or need personal assistance, feel free to reach out via fax at (989) 781-5202—we're here for you!

At first-area-61756, we pride ourselves on being a trusted and valuable financial partner for our members. With a total membership of 3,220, we have built a strong community that thrives on mutual support and shared goals. Our commitment to financial integrity is reflected in our robust total assets, which stand at an impressive 39,086,825. This financial foundation enables us to offer competitive products and services tailored to meet the diverse needs of our members.

Our net worth of 3,895,419 demonstrates our stability and resilience, ensuring that your investments are safeguarded. While our recent net income shows a slight loss at -47,240, it is important to understand that this figure does not diminish our capacity to serve you effectively; rather, it reflects our dedication to investing back into the community and enhancing member services. With total deposits amounting to 2,324,159, we are proud to maintain a healthy balance sheet that supports the lending activities that empower our members' dreams.

Our ability to facilitate growth is evidenced by the total loans and leases we provide, which currently number 994. This includes a commendable auto loan volume of and commercial loans totaling 12, allowing individuals and businesses alike to achieve their financial objectives. Furthermore, with no outstanding borrowings, our net worth ratio stands strong at 996, reinforcing our position as a reliable institution you can count on.

The dedicated team at first-area-61756, comprising just 11 employees, works tirelessly to ensure you receive personalized service that caters specifically to your financial needs. We believe in transparency and are committed to empowering you with the knowledge necessary for making informed decisions.

Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . If you're ready to explore loan options tailored just for you, compare real-time offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs.