FIRST AREA CREDIT UNION

Welcome to First Area Credit Union, your trusted financial partner located at 16630 Gratiot Rd, Hemlock, MI 48626. Since our establishment in 1961, we have proudly served our community with dedication and commitment. With a total membership of 3,220, we strive to provide personalized banking solutions that cater to your unique financial needs. At First Area, we understand the importance of building a secure future. Our total assets stand at an impressive $39,086,825, ensuring that we are well-equipped to support your financial journey. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, our experienced team is here to help. We take pride in our strong community ties and focus on member satisfaction. Under the leadership of CEO Lynn McCoy and Board President James Theisen Jr., our dedicated staff of 11 employees works hard every day to ensure you receive the best service possible. We hold ourselves accountable for maintaining a net worth of $3,895,419 and total deposits reaching $2,324,159, reflecting our stability and reliability as your local credit union. While members can visit us at our branch location in Hemlock, official correspondence should be sent to our mailing address: 193 Campbell Ln, Saginaw, MI 48609. We invite you to explore the variety of services we offer including personal loans, business banking solutions, and online banking features tailored for your convenience. For any questions or to get started on your financial goals today, feel free to give us a call at 989-642-2500. Visit us online at firstareacu.com for more information about how we can assist you in achieving your dreams!

At First Area, we take pride in our rich history and the impact we have had on the Hemlock community since our establishment in 1961. Located at 16630 Gratiot Rd, Hemlock, MI 48626, our branch has grown from humble beginnings to become a trusted financial partner for over 3,200 members. With total assets of $39,086,825, we have evolved to meet the changing needs of our members while maintaining a strong focus on community support. First Area was founded with a mission to provide accessible financial services that empower individuals and families. Over the years, we have expanded our offerings to include a wide range of personal banking options such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our commitment to serving the community is reflected in our dedication to providing quality services that make a difference in people's lives. Our mission extends beyond just financial transactions; we aim to be an active participant in the Hemlock area. We strive to foster relationships that benefit not only our members but also local organizations and initiatives. Through partnerships and outreach efforts, we work tirelessly to enhance the well-being of our community. For those who need us, our doors are open Monday through Wednesday from 9 AM to 5 PM, Thursday and Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. We offer convenient drive-thru banking services and ATM access for easy transactions. While members can visit us at our branch location for all their banking needs, official correspondence should be directed to our mailing address at 193 Campbell Ln, Saginaw, MI 48609. As we look ahead, First Area remains committed to advancing technology while ensuring that every member feels valued and supported. Our digital services include online banking and mobile applications designed with accessibility in mind. We are proud to be ADA compliant and continuously seek ways to improve member experiences. Join us today at First Area! Experience firsthand how we blend tradition with innovation while remaining deeply rooted in the values of community support and financial empowerment. Together, let's build a brighter future for you and your family! For more information or assistance, feel free to contact us at (989) 642-2500 or visit us online at First Area.

At First Area, we believe that everyone deserves a supportive community to help them achieve their financial goals. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Hemlock area, you're likely eligible to join us. We also invite family members of existing members to join our credit union family. By becoming a member, you'll gain access to a range of financial products and services designed with your needs in mind, including checking and savings accounts, auto loans, and more. To get started on your journey with First Area, simply visit us at our branch located at 16630 Gratiot Rd Hemlock Mi 48626 or give us a call at (989) 642-2500 for any questions. We encourage you to check out the detailed eligibility criteria at for the most up-to-date information. Join us today and experience the many benefits that come with being part of our community!

At First Area, we understand that every financial journey is unique. Whether you're looking to buy a car, purchase your first home, or manage everyday expenses, our diverse loan offerings are designed to meet your needs. Located at 16630 Gratiot Rd Hemlock Mi 48626 in Hemlock, MI, we're committed to helping our members achieve their financial goals. With over 994 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular, featuring some of the lowest rates in the industry. Looking to buy a new car? Our auto loans offer competitive rates, with over $4,739,074 in used vehicle loans and $2,518,123 in new vehicle loans already helping members get on the road. If you're considering homeownership, our mortgage options could be just what you need. We offer Junior Lien 1-4 Family Residential Properties loans totaling $545,140, making buying or refinancing simple and straightforward. For business owners, we provide outstanding commercial loans totaling $652,217, giving you the capital needed to grow and expand your business. In addition, we understand that managing finances can sometimes require a little extra support. That's why we also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. At First Area, we believe in making borrowing as accessible as possible. If you're interested in refinancing or checking eligibility for any of our loan products, feel free to reach out. We're here to guide you through every step of the process. For more information or to discuss your options, call us at (989) 642-2500. Explore how our loan offerings can help you achieve your financial dreams today! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.