Fairwinds Credit Union Orange City FL | Affordable Vehicle Loans & Checking

Introduction

Welcome to Fairwinds, your trusted partner in financial growth and community support, located at 2487 Enterprise Rd, Orange City, FL 32763. Since our establishment in 1949, we have dedicated ourselves to serving our members with a range of personalized banking solutions. With over 232,476 members, we take pride in being a cornerstone of the Orange City community. At Fairwinds, we understand that your financial needs are unique. That's why we offer services such as personal banking, auto loans, mortgages, and credit cards with rewards tailored just for you. Our total assets have grown to an impressive $4,832,971,664, reflecting our commitment to your success. We currently manage $186,382,647 in deposits and have facilitated 116,451 loans to help our members achieve their dreams. Our leadership team is led by CEO Larry Tobin and Board President Elizabeth Krahmer, who together foster an environment of trust and integrity. With a dedicated staff of 581 employees, we are here to support you every step of the way. For any inquiries or assistance, don't hesitate to reach out at 407-277-6030. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 2487 Enterprise Rd, Orange City, FL 32763-7959. Join us at Fairwinds today and experience the benefits of being part of a credit union that truly cares about its members! Whether you're looking for savings options or need assistance with loans, we're here to help you navigate your financial journey with confidence. Visit us online at fairwinds.org or call us now!

Branch History & Mission

Join Us

As we look toward the future, we invite you to become part of the Fairwinds family. Experience firsthand how our member-focused approach can help you achieve your financial goals while enjoying the benefits of being part of a community-oriented credit union. Call us at (407) 277-6030 or visit us online at Fairwinds to learn more about how we can assist you today!

Our Evolution

Since opening our doors in 1949, Fairwinds has continuously evolved to meet the changing needs of our members. We started with humble beginnings but quickly established ourselves as a cornerstone of the Orange City community. As we expanded our services and membership base, we also embraced advancements in technology to enhance the banking experience. Today, we proudly offer online and mobile banking options that make managing your finances easier than ever. With total assets exceeding $4.8 billion, Fairwinds stands strong as an organization dedicated to financial wellness. Our growth is a testament to the trust placed in us by our members, and we're honored to have supported countless individuals on their financial journeys.

Our Mission

At the heart of Fairwinds is our mission: to provide exceptional financial services while making a positive impact on the communities we serve. We believe that everyone deserves access to affordable banking solutions and personalized support. Whether it's helping you secure an auto loan or guiding you through mortgage options, our team is here for you every step of the way. We take pride in being more than just a credit union; we're your neighbors committed to giving back. Through various community outreach programs and partnerships, we strive to improve the quality of life for all residents of Orange City and beyond. While members can visit us at 2487 Enterprise Rd Orange City Fl 32763, official correspondence should be sent to 2487 Enterprise Rd, Orange City, FL 32763-7959. Our operating hours are designed with your convenience in mind: Monday through Thursday from 9 AM to 4 PM, Friday until 6 PM, and Saturday from 9 AM to 1 PM. Plus, with ATM availability and drive-thru banking services, accessing your funds has never been easier.

Branch Location & Accessibility

Accessibility Features

At Fairwinds, we prioritize making our services available to everyone. Our branch is fully ADA-compliant, ensuring that all members can easily access our facilities. There's ample parking available right outside, so you won't have to worry about finding a spot during your visit.

Operating Hours

Our lobby hours are designed with your schedule in mind. We welcome you Monday through Thursday from 9 AM to 4 PM, and on Fridays, we're open until 6 PM for your convenience. If you prefer drive-thru banking, stop by Monday through Friday from 8 AM to 6 PM or visit us on Saturday from 9 AM to 1 PM.

Services Available

At Fairwinds, we offer a wide range of services tailored to meet your personal and business banking needs. Whether you're looking for checking and savings accounts, auto loans, mortgage options, or even credit cards with rewards, we have you covered! Plus, with ATM access and basic drive-thru services for deposits and withdrawals, managing your finances has never been easier. If you have any questions or need assistance, don't hesitate to call us at 407-277-6030. Our friendly team is always ready to help! We invite you to visit us soon and experience the personalized service that sets Fairwinds apart from other financial institutions.

Member Eligibility

At Fairwinds, we believe that everyone deserves a chance to be part of a supportive community that prioritizes your financial well-being. Becoming a member is simple and welcoming! If you live, work, or worship in the areas surrounding our branch at 2487 Enterprise Rd Orange City Fl 32763, you are eligible to join us. We also embrace family members of existing members, so even if you're not directly connected, there's still a path for you. This inclusive spirit allows us to create a vibrant network focused on helping each other achieve our financial goals. Joining Fairwinds offers you access to a variety of financial products and services tailored just for you, from checking and savings accounts to auto loans and credit cards with rewards. Plus, our friendly team is here to guide you every step of the way! To get started with your membership journey, feel free to visit our website for detailed eligibility criteria or give us a call at (407) 277-6030. We're excited to welcome you into our growing family!

Business Banking & Commercial Services

Practical Merchant Services

In today's fast-paced world, efficient payment processing can set your business apart. Our merchant services help you accept payments seamlessly, whether in-store or online. Imagine a customer being able to check out smoothly while you focus on delivering great service. That's the kind of reliability we aim to provide. Located at 2487 Enterprise Rd Orange City Fl 32763 in Orange City, FL, we're dedicated to empowering local businesses with the financial tools they need to thrive. Connect with us today at (407) 277-6030 to explore how we can help your business grow!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $974 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $876,661,123, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our auto loans provide competitive rates and flexible terms tailored just for you. Whether you're looking for a reliable sedan or a rugged SUV, our team is ready to assist you with financing that fits your budget.

Business Banking

For entrepreneurs and small businesses, Fairwinds offers tailored business banking solutions including merchant services and business loans. We understand the challenges faced by business owners and are committed to supporting your growth with financial products that suit your needs.

Convenient Access

We know how busy life can get, which is why we ensure convenience in accessing your accounts. Utilize our ATM services for quick cash withdrawals and balance checks without waiting in line. Our drive-thru banking allows for easy transactions like deposits and withdrawals right from your car.

Credit Cards with Rewards

Enjoy shopping while earning rewards! Our credit cards come with great benefits that allow you to earn points on purchases which can be redeemed for travel, merchandise, or cash back. It's an easy way to get more from your everyday spending.

Digital Banking Features

In today's fast-paced world, having control over your finances anytime is crucial. Our online and mobile banking features include person-to-person payments perfect for splitting bills with friends or sending money quickly without hassle. If you have any questions about our services or would like assistance, please reach out at (407) 277-6030 or visit us at 2487 Enterprise Rd Orange City Fl 32763. We look forward to helping you achieve your financial goals!

Mortgage Loans & Refinancing

Owning a home is an important milestone. If you're ready to take that leap or want to refinance your current mortgage for better terms, we offer mortgage loans that make homeownership attainable. Our experts will guide you through the process, ensuring you understand all your options.

Personal Banking

Managing your finances can be simple and rewarding with our personal banking options. At Fairwinds, you can open checking and savings accounts that cater to your lifestyle. Imagine having easy access to your funds whenever you need them through our online and mobile banking platforms. You can check balances, transfer money, and even pay bills from the comfort of your home or on the go.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. With our personal loans, you can cover those costs easily. Additionally, if you're feeling overwhelmed by debt, consider our debt consolidation options to simplify your payments into one manageable monthly amount.

Digital & Online Banking

Convenient Online Services

With our online banking platform available at https://www.fairwinds.org/, you can manage your accounts with just a few clicks. Whether you're checking balances, transferring funds, or paying bills, everything is user-friendly and accessible 24/7. Plus, with the option for electronic signature authorization, signing documents is quick and hassle-free.

Mobile Banking at Your Fingertips

Our mobile application makes banking on-the-go a breeze. With features like mobile payments and person-to-person transfers, you can send money to friends or family instantly from your smartphone. Whether you're out shopping or catching up with friends, managing your finances has never been easier.

Security You Can Trust

We prioritize your security at every step. Our online services utilize advanced technology to protect your information, giving you peace of mind while you bank digitally. At Fairwinds, we strive to make banking convenient, accessible, and secure for all our members. Join us today and explore the ease of digital banking!

Stay Organized with E-Statements

Say goodbye to paper clutter! Our e-statements feature allows you to view and manage your statements electronically. You'll receive notifications when new statements are ready, helping you stay organized without the mess of paper.

Financial Strength

At Fairwinds, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's economic climate, knowing your financial institution is sound can bring peace of mind. That's why we proudly share our financial strength with you. With a net worth of $496,858,200, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.61% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,017,123,120 in share certificates, offering stable and rewarding financial growth opportunities. While we focus on benefiting our members first, we also manage $19,891,421 in non-member deposits to ensure our resources are directed toward giving you the best possible service through better loan rates and exclusive perks. With $448,641,693 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $21,447 in used auto loans and $3,069,180,467 in total loans and leases. Our operational efficiency shines through with a net income of $12,483,068, enabling us to continue offering competitive loan rates and solid financial products for our members. Our dedicated team consists of 570 full-time employees and 11 part-time employees who are always ready to assist you with their knowledge and commitment. In addition, we have net shares (funds available for lending and investments) amounting to $17,697,509, alongside an impressive total of 606,068 deposit accounts. This reflects a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fairwinds is your trusted partner. Visit us at 2487 Enterprise Rd Orange City Fl 32763 or call (407) 277-6030 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $358,387,055 in used vehicle loans and $174,181,280 in new vehicle loans, helping members get on the road with confidence. We provide flexible terms and competitive rates that make financing your vehicle straightforward and affordable.

Business Loans

For business owners looking to expand or start anew, our outstanding commercial loans totaling $876,661,123 provide the capital needed to grow and thrive in today's competitive market. At Fairwinds, we're committed to supporting our members' financial journeys with personalized service and expert advice. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're interested in any of our loan offerings or want more information about refinancing options or eligibility requirements, please feel free to call us at 407-277-6030 or visit our website at Fairwinds.org. Your path to financial success starts here!

Credit Lines and Unsecured Loans

In addition to auto and mortgage loans, we also offer credit lines with a total of $1,008,298,137 available. These lines can provide you with the flexibility needed for unexpected expenses or planned purchases. Furthermore, we provide flexible terms on unsecured credit card loans as well, with a total of $93,761,364 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $196,605,200, making buying or refinancing simple. We offer various programs tailored to different financial situations, ensuring that you find a solution that works for you. If you're considering refinancing your current mortgage, our team can help evaluate your options to see if it makes sense for you.

Loan Aggregator

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FAIRWINDS CREDIT UNION - Orange City, FL

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Orange City, FL (32763)

Introduction

Branch History & Mission

Join Us

Our Evolution

Our Mission

Branch Location & Accessibility

Accessibility Features

Operating Hours

Services Available

Member Eligibility

Business Banking & Commercial Services

Practical Merchant Services

Tailored Loan Options

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking

Convenient Access

Credit Cards with Rewards

Digital Banking Features

Mortgage Loans & Refinancing

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Convenient Online Services

Mobile Banking at Your Fingertips

Security You Can Trust

Stay Organized with E-Statements

Financial Strength

Loan Offering

Auto Loans

Business Loans

Credit Lines and Unsecured Loans

Mortgage Loans

Loan Aggregator

Key Benefits of Using LendMesh

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