Welcome to Emerald Coast Federal Credit Union, where we have proudly served our community since 1939. Under the leadership of CEO April Redmond and Board President Sue Gannon, we are committed to empowering our members through financial education and personalized service. Our headquarters in Port St Joe, FL, is a testament to our dedication to the local community, including military members and their families. As an NCUA-insured institution since January 4, 1971, you can trust that your deposits are safe with us.

At Emerald Coast FCU, we understand the importance of modern banking tools in today's fast-paced world. That’s why we offer convenient online banking, a user-friendly mobile application, and features such as person-to-person transfers, e-statements, mobile payments, and electronic signature authorization. We prioritize accessibility and strive to provide a member-first approach in all our services. Explore more about us at https://www.emeraldcoastfcu.com/ or reach out via fax at 8502298584. Join us today and experience the difference that a community-focused credit union can make in your financial journey.

Emerald Coast Federal Credit Union is dedicated to providing its members with a comprehensive range of financial services that cater to various banking needs. From personal banking solutions like checking and savings accounts to specialized services such as auto loans, mortgage refinancing, and credit cards with rewards, Emerald Coast ensures that every member can find the right products to support their financial journey. Additionally, our business banking offerings include merchant services and business loans, designed to empower local entrepreneurs in growing their small businesses while enjoying seamless online banking and mobile app access.

In today’s fast-paced world, managing finances efficiently is essential. That’s why Emerald Coast offers digital tools like Person-to-Person transfers, mobile payments, e-statements, and electronic signatures, making it easier than ever for members to handle their banking tasks on the go. Whether you're planning for life milestones or simply looking for a more convenient way to manage your everyday banking needs, our suite of digital services provides the flexibility you deserve. For those interested in membership eligibility or exploring competitive loan rates, we invite you to visit and https://www.lendmesh.com/loans/vehicle_loans for more information. Should you require any assistance or have questions about your account, feel free to reach out via fax at (850) 229-8584, where our friendly team is ready to help you navigate your financial options.

Emerald Coast Federal Credit Union has built a reputation as a trusted and valuable financial partner in the community, serving a robust membership of 5,426 individuals. With total assets reaching 66,775,604, the credit union demonstrates its stability and commitment to providing quality services tailored to meet the needs of its members. The net worth of 5,499,022 reflects not only financial strength but also a dedication to responsible management, ensuring members can rely on Emerald Coast for their financial well-being.

The credit union's financial performance is noteworthy, with total deposits amounting to 3,960,571 and an impressive portfolio of 2,921 loans and leases, highlighting its active role in facilitating personal and business growth. Despite challenges in the broader economic landscape, Emerald Coast maintains a steady net income of 0, underscoring its resilience and operational efficiency.

With a dedicated team of 20 employees, Emerald Coast is committed to offering personalized service that fosters lasting relationships. The impressive net worth ratio of 823 signifies the credit union's solid foundation, providing members with peace of mind in their financial transactions. Additionally, with a diverse lending portfolio that includes credit card loans and auto loans, Emerald Coast is well-positioned to support various financial aspirations.

Emerald Coast Federal Credit Union stands out not only for its strong financial metrics but also for its unwavering commitment to transparency and member service. As it continues to grow and adapt in today's fast-paced environment, it remains focused on delivering exceptional value to its community through innovative banking solutions.

Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . Compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs.