EMERALD COAST FEDERAL CREDIT UNION

Welcome to Emerald Coast Federal Credit Union, your trusted financial partner in Eastpoint, FL! Established in 1939, we have proudly served our community for over eight decades, fostering financial growth and stability for our members. Located at 282 Us Highway 98, we invite you to experience a range of personalized services designed to meet your unique needs. At Emerald Coast, we understand that community matters. Our credit union boasts a robust membership of 5,426 individuals who benefit from our commitment to excellent service and competitive offerings. With total assets exceeding $66,775,604 and deposits totaling $3,960,571, we are well-equipped to help you achieve your financial goals. Whether you're looking for auto loans, mortgage options, or personal banking services, we have the solutions you need. Our leadership team is dedicated to ensuring your financial success. Under the guidance of our CEO, April Redmond, and Board President Sue Gannon, we strive to create a welcoming environment where members feel valued and supported. We employ a skilled team of 20 employees, all committed to providing exceptional service every day. While members can visit us at our branch location in Eastpoint, official correspondence should be sent to our mailing address: P.O. Box 891, Eastpoint, FL 32328. We encourage you to explore our website at Emerald Coast Federal Credit Union or give us a call at 850-670-1199. Join us today and discover how we can help you unlock your financial potential!

At the heart of Eastpoint, FL, lies the vibrant legacy of Emerald Coast Federal Credit Union. Established in 1939, this branch has blossomed over the decades into a trusted financial institution serving a community that values both personal service and collective growth. With a proud membership base of over 5,426 individuals, we have worked diligently to create an environment where everyone can achieve their financial goals. Located at 282 Us Highway 98, our branch is easily accessible for all members. Whether you're visiting us for a simple transaction or seeking guidance on larger financial decisions, we are here to help. And while members can visit us at this address, official correspondence should be sent to P.O. Box 891, Eastpoint, FL 32328. Our mission is clear: to empower our members through exceptional financial services while actively contributing to the well-being of our community. We believe in making banking easy and accessible for everyone. From personal checking and savings accounts to auto loans, mortgage options, and credit cards with rewards, our offerings are designed with you in mind. In addition to traditional banking services, we proudly embrace modern conveniences such as online banking and mobile payments. Our commitment to accessibility extends beyond technology; we ensure our facilities are ADA compliant so that all members can comfortably access our services. Emerald Coast FCU also recognizes the importance of community outreach. We partner with local organizations to support initiatives that uplift our neighbors and strengthen our shared values. Whether it's sponsoring local events or providing financial education workshops, we strive to make a meaningful impact beyond just banking. Our operating hours are tailored for your convenience: Monday, Tuesday, and Thursday from 9 AM to 5 PM, Wednesday from 9 AM to 1 PM, and Friday from 9 AM to 5:30 PM. We also offer ATM services and drive-thru banking for those who prefer quick transactions without leaving their vehicles. With total assets exceeding $66 million, we remain focused on creating value for our members while ensuring their funds are secure and growing. Join us at Emerald Coast Federal Credit Union today and discover how we can support your journey towards financial success. Together, let's build a thriving community where everyone can prosper! For more information or assistance, don't hesitate to call us at 850-670-1199 or visit our website here. We look forward to welcoming you!

At Emerald Coast, we believe that becoming a member is like joining a family that truly cares about your financial well-being. If you're wondering if you qualify to join our community, you'll be happy to know that membership is open to anyone who lives, works, worships, or attends school in our service area. This means many people in the local community can enjoy the benefits we offer. We focus on making banking personal and accessible, ensuring that everyone feels welcome. To get started with opening an account, simply visit us at our branch located at 282 Us Highway 98 Eastpoint Fl 32328 or give us a call at (850) 670-1199 for more information. You can also check out our eligibility criteria and see how easy it is to become part of our supportive network by visiting . We can't wait to welcome you into the Emerald Coast family!

At Emerald Coast, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that ensures your peace of mind. With a net worth of $5,499,022, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $823 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $12,153,147 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,615,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $5,438,722 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $589 in used auto loans and a total of $43,451,239 in loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 19 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $32,497. Total Share and Deposit Accounts: 9,652, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Emerald Coast is your trusted partner. Visit us at 282 Us Highway 98 Eastpoint Fl 32328 or call (850) 670-1199 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.