ELECTRIC COOPERATIVES FEDERAL CREDIT UNION
Electric cooperatives in Arkansas play a vital role in powering communities across the state while offering a full spectrum of financial services designed to support members’ everyday needs and long-term goals. As member-owned organizations, these cooperatives emphasize community values and personalized service, making membership especially valuable for Arkansans seeking trustworthy banking solutions.
Members enjoy convenient ATM and cash withdrawal services statewide, ensuring easy access to funds wherever they live. Whether you're financing your next vehicle with competitive auto loans or exploring mortgage loans and refinancing options, electric cooperatives provide tailored programs to help make homeownership and mobility more attainable. Small business owners benefit from comprehensive business banking solutions—including merchant services and flexible business loans—that foster local economic growth throughout Arkansas.
Personal banking needs are met with checking and savings accounts designed for convenience, alongside rewarding credit cards that add value to daily spending. For added financial flexibility, personal loans and debt consolidation options are available to help manage expenses effectively. Statewide online and mobile banking platforms offer secure, 24/7 account access so members can bank anytime, anywhere.
Beyond financial products, Arkansas electric cooperatives invest in community programs that promote education and economic well-being, reinforcing their commitment to strengthening neighborhoods across the state. Joining an electric cooperative means becoming part of a trusted network dedicated to your financial success and the vitality of Arkansas communities.