ELECTRIC COOPERATIVES FEDERAL CREDIT UNION

Welcome to Electric Cooperatives, your trusted financial partner located at 1 Cooperative Way, Little Rock, AR 72209. Established in 1979, we have dedicated ourselves to serving our community with integrity and care. With a total membership of 2,748 and assets amounting to an impressive $16,678,104, we are committed to providing our members with valuable financial services that empower them to achieve their goals. At Electric Cooperatives, we understand the importance of building strong relationships within our community. That's why we offer a range of services designed to meet the diverse needs of our members whether it's personal banking, auto loans, or business financing. Our total deposits stand at $1,272,876, reflecting the trust our members place in us. We pride ourselves on being a safe harbor for your savings with a solid net worth of $2,346,953. Our leadership team is here to guide you every step of the way. Under the stewardship of CEO Windy Campbell and Board President Lacey Johnson, we strive to create an environment where you feel valued and supported. Our small but dedicated team of just 3 employees is always ready to assist you with any inquiries or financial needs. While members can visit us at our branch location in Little Rock, official correspondence should be sent to our mailing address at P.O. Box 194208, Little Rock, AR 72219. If you're looking for reliable banking services that prioritize community values and member satisfaction, look no further than Electric Cooperatives. We invite you to explore all that we offer by visiting our website at ElectricCoopFCU.org or giving us a call at 501-570-2396. Experience firsthand how we can help you navigate your financial journey with confidence and ease!

Welcome to the Electric Cooperatives branch, a proud part of the community in Little Rock, Arkansas. Established in 1979, our branch has grown alongside our members, evolving from its humble beginnings into a trusted financial partner for over 2,700 individuals. We are located at 1 Cooperative Way, Little Rock, AR 72209, a place where we have built lasting relationships and provided essential services to those we serve. At Electric Cooperatives, our mission is straightforward: to deliver excellent financial services while supporting our community's needs. We believe in empowering our members through accessible banking solutions that include checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our goal is to ensure that every member feels valued and supported on their financial journey. Over the years, we have achieved significant milestones. With total assets amounting to $16,678,104, we've been able to expand our offerings and enhance member experiences. Our commitment to digital advancements allows us to provide online and mobile banking services that make managing finances easier than ever before. Our dedication goes beyond just banking; we actively engage in community outreach initiatives that strengthen local ties. We strive to be more than just a financial institution; we want to be a reliable resource for families and businesses alike. While you can visit us at our main location in Little Rock, official correspondence should be sent to P.O. Box 194208, Little Rock, AR 72219 if needed. We invite you to join us at Electric Cooperatives. Experience firsthand how we put our members first by offering personalized service and tailored solutions designed for your unique needs. Whether you're looking for your first loan or planning for retirement, we're here every step of the way. Connect with us today at 501-570-2396 or visit our website at ElectricCoopFCU.org. Let's build a brighter financial future together!

At Electric Cooperatives, we believe that everyone deserves a chance to be part of a warm and welcoming community. Becoming a member is easy! If you're connected to the electric cooperative industry, whether as an employee, a family member, or through another association, you're likely eligible to join us. Our members enjoy benefits such as personalized service, competitive rates on loans, and access to various financial products tailored just for you. To explore the specific eligibility criteria, feel free to check out our detailed information at http://www.ElectricCoopFCU.org/membership-application . Ready to take the next step? Opening an account is straightforward! Simply visit us at our branch located at 1 Cooperative Way Little Rock Ar 72209, or give us a call at (501) 570-2396 for any questions. You can also find more details about opening an account at http://www.ElectricCoopFCU.org/loan-request-form . We can't wait to welcome you into our community!

At Electric Cooperatives, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, trust is paramount when it comes to managing your finances. With a net worth of $2,346,953, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.07% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $453,910 in share certificates and $1,581,236 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,772,302 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,084 in used auto loans and a total of $10,282,672 in loans and leases. Our net income of $293,132 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share and Deposit Accounts stand at 4,450, showing a strong and growing member base that trusts us with their finances. Net Shares (funds available for lending and investments) amount to $4,361,743, further demonstrating our capacity to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Electric Cooperatives is your trusted partner. Visit us at 1 Cooperative Way Little Rock AR 72209 or call 501-570-2396 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.