Welcome to effingham-highway, proudly established in 0 and rooted in the heart of Effingham, IL. Under the leadership of CEO Ronni Turner and Board President Delbert Crouse, we are dedicated to empowering our members and serving our community with a mission that prioritizes trust, accessibility, and a member-first approach. Our commitment to financial security is underscored by NCUA insurance, safeguarding your assets since 1/1/1900 0:00.

At effingham-highway, we understand the importance of modern banking tools in today’s fast-paced world. While our current offerings do not include online banking, mobile applications, or electronic statements, we are focused on providing personal service tailored to meet your financial needs. Our branch is equipped to assist with a variety of services including auto loans, mortgages, personal loans, and business banking solutions. We invite you to visit us at our headquarters or contact us via fax at (217) 342-8344. Join us on this journey toward financial empowerment where your needs come first.

At effingham-highway, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. From personal banking solutions like checking and savings accounts to specialized services such as auto loans, vehicle financing, mortgage loans, and debt consolidation, we are here to help you navigate every financial milestone. Our commitment extends beyond traditional banking; we also provide business banking options, including merchant services and business loans, ensuring that small businesses have the resources they need to thrive.

In today’s fast-paced world, accessibility is key. Although our online banking services are currently not available (No), we understand the importance of convenience in managing your finances. While our mobile app (No) may not be available either, our dedicated team is always here to assist you with your banking needs. Members can still utilize traditional methods for transactions and inquiries while planning for their future or managing day-to-day expenses. We encourage potential members to check their eligibility at so they can take advantage of these valuable services. Additionally, for those looking to explore competitive loan rates or compare options, you can visit https://www.lendmesh.com/loans/vehicle_loans for insights tailored just for you.

Should you have any questions or require personalized support, feel free to reach out to us at (217) 342-8344. At effingham-highway, we’re committed to helping you achieve your financial goals with friendly service and expert guidance every step of the way.

Effingham Highway Credit Union stands as a beacon of trust and reliability in the financial landscape of Illinois. With a robust Total Membership of 1,050, we are deeply committed to serving our community and fostering financial well-being. Our strength is reflected in our impressive Total Assets amounting to 5,723,373, showcasing our capacity to provide valuable services while ensuring the safety of our members' investments.

Our commitment to sound financial management is further illustrated by our solid Net Worth of 936,356 and an admirable Net Worth Ratio of 1,636, which underscores our stability and resilience in an ever-changing economic environment. In the past year, we have achieved a notable Net Income of 80,537, allowing us to reinvest in our services and better serve our members.

With Total Deposits reaching 596,380 and Total Loans and Leases standing at 345, we pride ourselves on facilitating access to funds that empower personal growth, business ventures, and community development. Our diverse portfolio includes a healthy Credit Card Loan Volume of 113 and an expansive Auto Loan Volume of 362, catering to various needs from vehicle purchases to managing everyday expenses.

At Effingham Highway Credit Union, we believe that exceptional service begins with dedicated professionals. Our team comprises only Total Employees totaling 2, ensuring personalized attention and support for each member's unique financial journey. We understand that transparency is vital; therefore, we encourage you to explore how we uphold these values by reviewing performance insights sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

Join us on your financial journey today. Compare real-time loan offers at https://www.lendmesh.com/loans/vehicle_loans and discover tailored solutions that fit your needs perfectly.