At Effingham Highway Credit Union, our mission is simple yet profound: to empower our members with community-focused, member-first financial services throughout Illinois. Under the dedicated leadership of CEO Ronni Turner and Board President Delbert Crouse, we strive to provide a welcoming environment where every member feels valued and supported. Our commitment to modern conveniences enhances your banking experience, offering you tools such as electronic signature authorization, e-statements, mobile payments, a dedicated mobile app, online banking, and person-to-person payment support. We believe that your financial journey should be seamless and straightforward, which is why we prioritize innovation alongside personalized service. For more information about how we can serve you better, visit us at or reach out via fax at (217) 342-8344. Join us in building a stronger financial future together!

At Effingham Highway Credit Union, we pride ourselves on offering a comprehensive suite of financial services tailored to meet the diverse needs of our members across Illinois. Whether you’re looking to manage your daily expenses, save for the future, or make significant investments like purchasing a home, our personal banking options provide the flexibility and accessibility you need. With checking and savings accounts designed to suit various lifestyles, you can easily track your finances and plan for what's ahead. Our auto loans and vehicle financing make it simpler for you to get behind the wheel of your dream car, while our mortgage loans and refinancing solutions help turn your homeownership dreams into reality.

For those venturing into entrepreneurship or seeking business banking support, we offer merchant services and business loans that empower local businesses to thrive. Our commitment to convenience extends beyond traditional banking hours; with online banking and mobile banking options, managing your finances is just a click or tap away. You can access your accounts anytime from anywhere in Illinois, making transactions smoother than ever. Features like e-statements help keep your records organized without the clutter of paper, while person-to-person payment options simplify how you share funds with friends or family. At Effingham Highway Credit Union, we strive to provide services that not only meet but exceed your expectations, ensuring you feel supported at every step of your financial journey.

At Effingham Highway Credit Union in IL, we believe that joining our community should be a seamless and rewarding experience. Becoming a member is straightforward, and you can easily review your eligibility at . Our core values of trust, community engagement, personalized service, and financial reliability set us apart. We take pride in offering tailored solutions to meet your unique financial needs while fostering a welcoming environment where every member feels valued. Whether you're looking for personal banking options, auto loans, or credit cards with rewards, our dedicated team is here to guide you every step of the way. Compare real-time loan offers today at LendMesh and find the best rates for your needs. For added assurance, know that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . Join us today and experience the difference!