Eastrise Credit Union St Johnsbury VT | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Eastrise, your trusted partner in financial well-being, located at 1036 Memorial Dr, St Johnsbury, VT 05819. Since our establishment in 1961, we've proudly served our community with a commitment to provide reliable banking solutions tailored to meet the needs of our 169,568 members. Whether you're looking for personal banking options like checking and savings accounts or seeking financing for your next vehicle or home, we are here for you every step of the way. At Eastrise, we understand that financial decisions can be challenging. That's why our dedicated team is ready to assist you with a wide array of services including auto loans, mortgage refinancing, and business banking. With total assets exceeding $3 billion and total deposits of $85,541,306, we have the resources to support your financial goals while ensuring your money is safe and sound. Our leadership team is committed to fostering a welcoming environment. Led by CEO John Dwyer, Jr. and Board President Arthur Woolf, our staff of 439 employees is devoted to providing personalized service to each member who walks through our doors or reaches out via phone at 802-371-5162. While members can visit us at our branch for all their banking needs, please note that official correspondence should be directed to our mailing address: PO Box 67, Montpelier, VT 5601. We invite you to explore what we have to offer by visiting us online at Eastrise or stopping by the branch during our lobby hours from Monday through Friday, 8 AM to 5 PM. Join us today as we continue to build a brighter financial future together!

Branch History & Mission

A Legacy of Growth

Since our inception, Eastrise has been committed to providing exceptional financial services while fostering community connections. We've seen significant growth throughout the decades, and as of now, our total assets stand at an impressive $3,023,218,775. This growth reflects not only our dedication to sound financial practices but also the trust placed in us by our members. Our operating hours are designed to accommodate your busy schedule: we're open Monday through Friday from 8 AM to 5 PM. For those needing cash on the go, we offer ATM access right at our branch location. While we currently do not have drive-thru banking or shared service centers available, we're always looking for ways to enhance your experience with us.

Join Us Today

As we continue to grow and adapt to meet the needs of our members, we invite you to be part of this journey with us. Experience the benefits of membership with Eastrise where your financial well-being is at the heart of everything we do. If you're ready to take the next step toward securing your financial future or want more information about joining us, please visit our website or call us at 802-371-5162 today! Together, let's build a brighter future for our community!

Mission and Community Impact

Eastrise's mission goes beyond just banking; we aim to empower our members and uplift our community. We believe that everyone deserves access to quality financial services tailored to their needs. Whether you're looking for checking and savings accounts or seeking financing through auto loans and mortgages, we strive to provide options that help you achieve your financial goals. In addition to offering personal and business banking solutions, we engage actively with local initiatives and partnerships that promote economic well-being in St Johnsbury and surrounding areas. Our commitment extends to being ADA compliant and embracing digital advancements like mobile payments and online banking to ensure all members can conveniently access their accounts.

Branch Location & Accessibility

Accessible Banking Experience

At Eastrise, we understand the importance of accessibility. Our branch is designed with everyone in mind, featuring ADA-compliant entrances and ramps so that all members can easily access our services. Parking is available nearby, allowing for a hassle-free visit.

Call Us Today!

Have questions or need assistance? Feel free to give us a call at 802-371-5162. We invite you to visit Eastrise in St Johnsbury today and discover how we can support your financial journey! Your satisfaction is our priority.

Operating Hours and Services

We're here to serve you Monday through Friday from 8 AM to 5 PM. Our dedicated team is ready to assist with a variety of services including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking options. While we do not offer drive-thru banking at this location, we do have an ATM available for quick cash withdrawals and balance checks.

Member Eligibility

At Eastrise, we're excited to welcome you into our community! Becoming a member is simple and open to many. If you live, work, or worship in the area around 1036 Memorial Dr St Johnsbury Vt 05819, you may be eligible to join us. We believe in making banking accessible for everyone, so even if you're not sure about your eligibility, we encourage you to reach out. Our friendly team is here to help you navigate the process and explore the benefits of membership, which include personalized service, competitive rates, and a variety of financial products tailored just for you. For detailed information on eligibility criteria, please check out this resource: . When you're ready to take the next step, visit us online at https://www.eastrise.com/apply-for-loan/ or give us a call at (802) 371-5162. We're looking forward to having you as part of our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $613 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $226,050,463, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the ability to accept payments seamlessly while also managing your finances efficiently. Our merchant services provide practical tools that allow you to process transactions easily, so you can focus on what matters most running your business. Located at 1036 Memorial Dr St Johnsbury Vt 05819 in St Johnsbury, VT, our team is ready to support your vision and help your business reach new heights. Call us today at (802) 371-5162 to learn more about how we can assist you!

Comprehensive List Of Services

Auto Loans and Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options make it simple for you to hit the road in style without breaking the bank. With flexible terms and competitive rates, we help turn your dream of owning a vehicle into reality. Plus, our quick approval process means you can get behind the wheel faster than ever.

Business Banking Services

If you're a business owner, we haven't forgotten about you! Our Business Banking services include merchant services and business loans tailored specifically to meet the needs of small businesses. We aim to support local entrepreneurs as they grow their ventures.

Convenient Access Anytime

We know how busy life can get; that's why Eastrise offers Online & Mobile Banking features that give you access to your accounts 24/7. You can manage transactions on-the-go using our app or website whenever and wherever it suits you best. With all these services at hand, Eastrise is dedicated to ensuring that managing your finances is convenient and stress-free. If you have any questions or would like more information about any of our offerings, don't hesitate to reach out at 802-371-5162. We're here to help! Join us today and experience financial services designed with you in mind! Visit Eastrise for more details or stop by our branch in St Johnsbury let's work together towards achieving your financial dreams!

Credit Cards with Rewards

Don't forget about our Credit Cards with Rewards! These cards not only help build your credit but also offer rewards on everyday purchases. Imagine earning points every time you shop points that can be redeemed for travel, merchandise, or even cash back!

Home Loans Made Easy

For those ready to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services are here for you. We provide personalized assistance throughout the process so that you feel confident in making one of life's biggest investments. Let us guide you through various loan options and find the perfect fit for your financial goals.

Personal Banking Solutions

We understand that managing your money can be overwhelming. That's why we offer Personal Banking services, including checking and savings accounts designed to fit your lifestyle. Imagine having easy access to your funds whenever you need them while enjoying competitive interest rates that help your savings grow. Our accounts come with user-friendly online and mobile banking options, allowing you to check balances, transfer money, and pay bills right from your smartphone or computer.

Personal Loans for Your Needs

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come in handy. Whether it's for medical bills, home repairs, or consolidating debt into one manageable payment, we offer flexible solutions to ease your financial burden.

Digital & Online Banking

Convenient Online Services

With our online banking platform, accessible at https://www.eastrise.com/ , you can check your balance, pay bills, and transfer money anytime you need to. You no longer have to rush to the bank during business hours; our 24/7 online banking services mean you have full access whenever it suits you.

Enhanced Security Features

Your security is a top priority for us at Eastrise. With electronic signature authorization available, signing documents has never been safer or more convenient. Plus, our commitment to protecting your information ensures that your data remains confidential and secure.

Going Green with E-Statements

We also offer e-statements for members who want to reduce paper clutter while staying organized. Enjoy instant access to your statements anytime and anywhere! It's not only eco-friendly but also makes managing your finances easier. In summary, Eastrise is here to provide you with flexible banking solutions that fit seamlessly into your lifestyle. From real-time account management to secure transactions, we strive to make every aspect of your banking experience smooth and straightforward. Join us today and take advantage of these fantastic digital services!

User-Friendly Mobile Application

For those who prefer banking from their smartphones, our mobile application provides all the features of online banking right in your pocket. You can easily manage your accounts, make person-to-person transfers, and even use mobile payments for quick purchases. This means no more fumbling with cash or cards just tap and go!

Financial Strength

At Eastrise, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to highlight our financial strength, which underscores our commitment to providing reliable services that meet your needs. With a net worth of $359,264,595, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.87% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $505,364,314 in share certificates and $689,640,528 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $255,867,354 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we offer $11,109 in used auto loans and a total of $2,448,340,537 in loans and leases, supporting your financial goals across various sectors. Our operational efficiency is evident with a net income of $17,426,503, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 432 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total share accounts stand at 275,600, reflecting a strong and growing member base that trusts us with their finances. The funds available for lending and investments (Net Shares) amount to $0, indicating our careful management of resources for the benefit of our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eastrise is your trusted partner. Visit us at 1036 Memorial Dr St Johnsbury VT 05819 or call 802-371-5162 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $152,686,156 in used vehicle loans and $51,743,965 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to guide you through the process.

Business and Commercial Loans

For business owners, our outstanding commercial loans totaling $226,050,463 provide the capital needed to grow and expand your operations. Whether you're starting a new venture or looking to enhance an existing one, our dedicated team can assist you in navigating the lending process. Our commitment is not just about providing funds but ensuring that each member has access to resources that support their financial well-being. If you're interested in exploring our loan products further or have questions about eligibility and refinancing options, don't hesitate to reach out! You can contact us at 802-371-5162 or visit us at 1036 Memorial Dr St Johnsbury VT 05819. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how we can assist you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $169,027,456, making it easier than ever for you to secure your dream home. Plus, if you're considering refinancing your current mortgage, our experts can assist you in finding the best solution tailored to your situation.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $41,932,112 in loans helping members manage their finances effectively. This option provides you with the purchasing power you need while maintaining control over your budget.

Loan Aggregator

Benefits of Using LendMesh

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EASTRISE FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

A Legacy of Growth

Join Us Today

Mission and Community Impact

Branch Location & Accessibility

Accessible Banking Experience

Call Us Today!

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Auto Loans and Vehicle Financing

Business Banking Services

Convenient Access Anytime

Credit Cards with Rewards

Home Loans Made Easy

Personal Banking Solutions

Personal Loans for Your Needs

Digital & Online Banking

Convenient Online Services

Enhanced Security Features

Going Green with E-Statements

User-Friendly Mobile Application

Financial Strength

Loan Offering

Auto Loans

Business and Commercial Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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