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Personal Loans
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Introduction
Welcome to Digital, your trusted financial partner located at 198 New Lancaster Rd, Leominster, MA 01453. Since our establishment in 1979, we have proudly served our community, growing to a membership base of over 1,154,404 individuals who rely on us for their financial needs. With total assets of $12,123,497,336, we're committed to providing exceptional service and a wide range of banking solutions tailored just for you. At Digital, we understand the importance of financial security and convenience. That's why we offer a variety of services including personal banking accounts, auto loans, mortgage options, and business banking solutions. Our members enjoy easy access to funds with a total deposit base of $935,554,608 and a robust loan portfolio that includes 566,509 loans and leases. Additionally, we maintain a strong net worth of $1,170,409,164, ensuring our stability and reliability as a credit union. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be directed to our mailing address: 198 New Lancaster Road, Leominster, MA 1453. Our dedicated team is led by CEO Shruti Miyashiro and Board President Lionel Raffi, who both share a passion for community service and member satisfaction. With a total workforce of 1,794 employees, we are here to help you navigate your financial journey with ease. Whether you're looking to open an account or need assistance with loans or other services, we're just a phone call away at 978-466-1113. Visit our website at dcu.org for more information about our offerings or stop by today! We're excited to help you achieve your financial goals!
Branch History & Mission
Community Engagement
Our commitment goes beyond just banking; we actively engage with our community through various outreach programs and partnerships. We understand the importance of giving back and strive to be a positive force in the neighborhoods we serve. As technology advances, so do we. Our branch is equipped with modern conveniences like ATMs and shared service centers to enhance your banking experience. We're not just a credit union; we're a community partner dedicated to helping you achieve your financial goals.
Join Us Today!
We invite you to become part of the Digital family. Experience firsthand the benefits of being a member-focused credit union where your needs come first. Visit us at 198 New Lancaster Rd Leominster Ma 01453, or call us at (978) 466-1113 for more information on how you can join us today! Together, let's build a brighter financial future for everyone in Leominster!
Our Mission
At Digital, our mission is clear: we are here to empower our members with the financial tools they need to succeed while fostering a strong sense of community. We believe that everyone deserves access to affordable financial services, and we work hard to ensure that our offerings align with this belief. Our goal is not just about transactions; it's about building lasting relationships and supporting local initiatives that improve the lives of those around us. We offer a wide range of services including personal banking, auto loans, mortgages, and credit cards with rewards. Our online and mobile banking platforms make managing your finances easier than ever, enabling you to stay connected wherever you are. Additionally, we take pride in our ADA compliance efforts, ensuring accessibility for all members.
Branch Location & Accessibility
Additional Amenities
For those on the go, we also have an ATM available right at our branch for easy cash access whenever you need it. Plus, if you happen to be part of another credit union, our shared service center allows you to perform basic transactions without any extra fuss. While members can visit us at 198 New Lancaster Rd Leominster Ma 01453, official correspondence should be sent to 198 New Lancaster Road, Leominster, MA 1453. Our dedicated team is ready to assist you with any questions you may have. Don't hesitate give us a call at (978) 466-1113 or stop by today! We look forward to welcoming you into the Digital family!
Nearby Landmarks and Features
Situated near popular local spots, you'll find us just a stone's throw away from key landmarks that make your visit even easier. We are proud to offer ample parking space and are fully ADA compliant, featuring ramps and accessible entrances so everyone can enjoy our services without hassle.
Operating Hours and Services
At Digital, we understand your busy schedule. That's why we have flexible operating hours! Our lobby is open Monday through Wednesday from 9 AM to 5 PM, Thursday and Friday from 9 AM to 7 PM, and Saturday from 9 AM to 3 PM. This way, you can choose a time that fits best into your day. We provide a variety of services tailored to meet your banking needs. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we aim to support you in every step of your financial journey. If you're looking for quick transactions, take advantage of our drive-thru service for deposits or withdrawals.
Member Eligibility
Becoming a member of Digital feels like joining a family that truly cares about your financial well-being. We warmly welcome anyone who lives, works, worships, or attends school in our community to join us. Whether you're looking to open a savings account, apply for an auto loan, or simply want to take advantage of our personalized service, we have something for everyone. If you're curious about the specific eligibility requirements, you can find all the details at https://www.dcu.org#membership. Our friendly team is always ready to help you navigate the membership process and answer any questions you might have. Once you're ready to take the next step, opening an account is simple! Just reach out to us at (978) 466-1113, and we'll guide you through everything you need to know. Join us at Digital located at 198 New Lancaster Rd Leominster Ma 01453, and let's start building your financial future together!
Business Banking & Commercial Services
Business Loans That Fuel Growth
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,412 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,402,850,493, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services for Everyday Transactions
In addition to our loan options, we offer robust merchant services that simplify your everyday transactions. Imagine processing payments seamlessly, whether it's through card readers or mobile payments. Our services are crafted to make handling finances easy, so you can focus on what really matters growing your business. Located at 198 New Lancaster Rd Leominster Ma 01453 in Leominster, MA, we're here to partner with you on your journey toward success. Connect with us today at (978) 466-1113 to learn more about how we can support your business dreams!
Comprehensive List Of Services
Additional Services
We also cater to basic banking needs through our drive-thru service for quick deposits and withdrawals. If you're a member of a partner credit union, enjoy shared branch transactions where you can perform basic transactions seamlessly. At Digital, we're not just about providing financial products; we're about enhancing your overall banking experience with accessible services tailored for every need. Ready to explore how we can assist you today? Visit us at 198 New Lancaster Rd Leominster Ma 01453, call us at (978) 466-1113, or check out our website at Leominster. Join us in building a brighter financial future together!
Auto Loans & Vehicle Financing
Thinking about purchasing a new vehicle? Our auto loans and vehicle financing options make it possible to drive away in the car of your dreams without financial stress. With competitive rates and flexible terms, we ensure that financing fits comfortably within your budget.
Business Banking
For our entrepreneurial members, Digital provides essential business banking services. From merchant services that simplify payment processing to business loans designed for growth, we support local businesses every step of the way.
Credit Cards with Rewards
Our credit cards offer more than just a way to make purchases they come with rewards that add value back into your everyday spending. From cash back on groceries to travel rewards, you'll find plenty of ways to benefit from using our cards.
Digital Banking Features
In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options. With features like person-to-person payments and electronic statements, managing your finances is as easy as tapping on your phone or logging into your account online. Plus, our ATM services ensure you have access to cash whenever you need it.
Mortgage Loans & Refinancing
Owning a home is a significant milestone, and our mortgage loans are here to support that journey. Whether you're buying your first home or refinancing an existing mortgage, our knowledgeable staff will guide you through the process, making it simple and straightforward.
Personal Banking
Whether you're looking to open a checking or savings account, Digital has options designed with you in mind. Our personal banking services include not just standard accounts but also features that help you save more effectively and manage your day-to-day expenses with ease. Imagine being able to track your spending effortlessly through our online and mobile banking platforms this is just one way we make banking easier for you.
Personal Loans & Debt Consolidation
Life sometimes throws unexpected expenses your way. That's where our personal loans come in handy. If you're looking to consolidate debt or cover unforeseen costs, we can help provide the necessary funds with manageable repayment plans.
Digital & Online Banking
Convenient Access Anytime
With our 24/7 online banking services available at https://www.dcu.org/, you can check your balances, transfer funds, and pay bills whenever it suits you. Whether you're at home or on the go, accessing your accounts has never been easier. Plus, our user-friendly mobile application allows for quick navigation and instant access to your financial information.
Effortless Payments and Transfers
Need to send money to a friend? Our person-to-person transfers feature makes it effortless. Just a few taps on your phone and you're done! Additionally, with our mobile payments feature, you can pay for purchases directly from your device making shopping more convenient than ever. At Digital, we strive to make banking easy and accessible for all members. Enjoy real-time account management and peace of mind knowing that you have secure options at your fingertips. Join us today to experience modern banking that fits into your lifestyle!
Go Paperless with E-Statements
Say goodbye to clutter! With e-statements, you can receive your bank statements electronically. Not only does this help the environment, but it also keeps your financial information organized and easily accessible.
Secure Transactions
Your security is our top priority. We offer electronic signature authorization for documents, making it simple to complete transactions without the hassle of printing or mailing paperwork. This means you can sign important documents quickly and securely from the comfort of your home.
Financial Strength
Commitment to Growth
With $1,170,409,164 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $186,169 in used auto loans and $10,800,075,946 in total loans and leases.
Growing Member Base
Total Share and Deposit Accounts stand at 2,370,879, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $42,139,552, further showcasing our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Digital is your trusted partner. Visit us at 198 New Lancaster Rd Leominster Ma 01453 or call (978) 466-1113 to learn more about how we can help you achieve your financial goals.
Operational Efficiency
Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 1,693 full-time employees and 101 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Secure Savings Options
Members' savings are secured through $1,408,876,162 in share certificates and $2,932,199,001 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Strong Financial Health
With a net worth of $1,170,409,164, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $965 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,486,644,812 in used vehicle loans and $1,320,728,760 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a pre-owned one, we have options that fit your budget and lifestyle.
Business Loans
For business owners, our outstanding commercial loans totaling $1,402,850,493 provide the capital needed to grow and expand your business. Whether you need funds for equipment purchase, inventory, or operational costs, we're here to support your entrepreneurial journey.
Credit Cards and Personal Loans
We also provide flexible terms on unsecured credit card loans, with a total of $694,219,562 in loans helping members manage their finances effectively. This can be a great way to build credit while enjoying rewards and benefits tailored to your spending habits. Additionally, our personal loans can assist you in consolidating debt or covering unexpected expenses without hassle.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $880,247,336, make buying or refinancing simple. We offer competitive rates and flexible terms designed to meet your needs, whether you're a first-time homebuyer or looking to refinance an existing mortgage.
Refinancing Options
If you're considering refinancing any existing loans, we offer options that might help lower your monthly payments or reduce interest rates. It's worth discussing with our team how we can make your current financial situation work better for you. At Digital, we are committed to providing personalized service and expert guidance every step of the way. If you're interested in any of our loan products or want more information about eligibility criteria, feel free to contact us at (978) 466-1113 or visit us at 198 New Lancaster Rd Leominster Ma 01453 in Leominster, MA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our offerings can benefit you today!
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Benefits of Using LendMesh
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Ensuring Accurate Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers are fair and transparent.