Credit Union of Texas Dallas TX | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Credit Union Of Texas, your trusted financial partner located at 4180 S Hampton Rd, Dallas, TX 75224. Since our establishment in 1931, we have dedicated ourselves to serving our community with a range of financial services tailored to meet the diverse needs of our members. With a growing membership of over 165,391 individuals, we take pride in being a cornerstone of financial support and guidance in the Dallas area. At Credit Union Of Texas, we understand that each member's journey is unique. That's why we offer an array of services, including personal banking options, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our total assets exceed $2.66 billion, and we currently hold about $60.7 million in deposits to ensure we are always ready to support your financial goals. Our commitment goes beyond numbers; it's about building relationships within our community. We are proud to maintain a strong net worth of $218.7 million and cash reserves of $29.1 million, ensuring stability and trust for all who walk through our doors. Under the leadership of CEO Eric Pointer and Board President Troy Mathieu, our team of 540 employees is dedicated to providing exceptional service and fostering a welcoming environment. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 4180 S Hampton Rd, Dallas, TX 75224-4704. We invite you to explore how Credit Union Of Texas can assist you on your financial journey. For any inquiries or to learn more about our services, don't hesitate to reach out at 214-818-3231 or visit us online at cutx.org. We look forward to serving you!

Branch History & Mission

Modern Services and Accessibility

While visiting us at our branch is always welcome during our operating hours Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 10:00 AM to 2:00 PM you can also take advantage of our digital services for added convenience. We offer online banking, mobile payments, and ATM access for easy transactions on the go. For those who prefer face-to-face interactions, our drive-thru service ensures you can manage your banking needs without leaving your vehicle. For any official correspondence, please send it to our mailing address at 4180 S Hampton Rd, Dallas, TX 75224-4704. If you have questions or need assistance, don't hesitate to reach out via phone at 214-818-3231. As we look toward the future, we invite you to join us on this journey. At Credit Union Of Texas, you're not just a member; you're part of a family dedicated to helping you succeed financially while building a stronger community together. Experience the benefits of membership today!

Our Mission

The mission of Credit Union Of Texas is clear: we strive to enhance the lives of our members by offering personalized banking solutions that meet their unique needs. We believe that everyone deserves access to quality financial services, which is why we offer a range of products from checking and savings accounts to auto loans and mortgage options. Our services are designed not only for convenience but also for financial well-being. In addition to providing top-notch banking services, we are committed to giving back to the Dallas community. We actively engage in various outreach programs and partnerships aimed at improving local lives and fostering economic growth. Whether it's through educational initiatives or supporting local charities, we aim to make a positive impact on those around us.

Branch Location & Accessibility

Operating Hours

We strive to accommodate your busy schedule. Our lobby hours are Monday through Friday from 9:00 AM to 6:00 PM, and Saturday from 10:00 AM to 2:00 PM. Need to get some quick banking done? Our drive-thru service is available during these same hours, allowing you to complete simple transactions without leaving your car.

Parking and Accessibility

We understand that convenience matters. Our branch offers ample parking with dedicated spots for those who may need extra assistance. The facility is designed to be ADA-compliant, featuring ramps and accessible entrances so everyone can enjoy a hassle-free visit.

Services Offered

At Credit Union Of Texas, we offer a range of services tailored to meet your needs. From checking and savings accounts to auto loans and mortgages, we have solutions for individuals and families alike. Need cash? Enjoy easy access with our ATM on-site, providing quick withdrawals and balance checks. Feel free to give us a call at 214-818-3231 if you have any questions or need assistance before your visit. We look forward to welcoming you at our Hampton Branch soon!

Member Eligibility

At Credit Union Of Texas, we believe in creating a welcoming community where everyone can thrive. Becoming a member is easy and open to those who live, work, worship, or attend school in the Dallas area. If you share these connections with our vibrant community, you're already on your way to enjoying the many benefits of membership! Not only will you gain access to a wide range of financial services tailored just for you, but you'll also find a supportive network that prioritizes your needs. For more detailed eligibility requirements. Ready to take the next step? Opening an account is straightforward and designed with your convenience in mind. You can start the process by visiting us online at http://www.cutx.org/credit-cards/application or give us a call at (214) 818-3231 if you have any questions. We're excited to welcome you to the Credit Union Of Texas family at 4180 S Hampton Rd Dallas Tx 75224!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $118 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $52 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $120,465,961, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services designed to simplify daily operations for business owners. Imagine processing payments efficiently while having the support of a local partner who understands your needs. From point-of-sale systems to online payment options, our merchant services allow you to focus on what you do best running your business. Whether you're just starting out or looking to expand, Credit Union Of Texas at 4180 S Hampton Rd Dallas Tx 75224 is here to help you thrive. Contact us today at (214) 818-3231 or visit us during lobby hours for personalized assistance!

Comprehensive List Of Services

Business Banking Support

For entrepreneurs and business owners, our business banking services include merchant services and business loans that can help you grow your venture. From managing transactions smoothly with our ATM and cash withdrawal services to accessing funds when you need them most, we've got you covered.

Convenient Access

We understand that sometimes life gets busy. That's why we offer convenient drive-thru banking for quick deposits, withdrawals, and simple transactions without leaving your car. Plus, with our ATM availability, getting cash or checking balances has never been easier. In addition, our commitment to digital banking means you can bank anytime, anywhere. Enjoy features like mobile payments, person-to-person transfers, and e-statements for a more streamlined experience. At Credit Union Of Texas, we're proud to serve our members with comprehensive financial solutions that cater to various needs whether personal or business-related. If you have questions about any of our services or want assistance in choosing the right options for you, feel free to reach out! Call us at (214) 818-3231 or visit us at our branch today! Together, let's make managing your finances simpler and more rewarding!

Loans Made Easy

If you're looking to finance a new vehicle or refinance your home, we provide competitive auto loans and vehicle financing options that fit your budget. Our mortgage loans are designed to help make owning a home easier than ever before. Picture yourself moving into your dream house with an affordable mortgage plan that suits your lifestyle. For those unexpected expenses or projects that need funding, our personal loans are here for you. You can consolidate debt or cover personal costs without the hassle. And let's not forget about our credit cards with rewards spend wisely and earn benefits that truly matter.

Personal Banking Solutions

When it comes to managing your money, we offer a variety of personal banking options tailored for you. Our checking and savings accounts are perfect for those who want easy access to their funds while also saving for the future. Imagine being able to manage your finances effortlessly through our user-friendly online and mobile banking platforms. Whether you're checking your balance, transferring funds, or paying bills, you can do it all from the comfort of your home or on the go.

Digital & Online Banking

Key Services

Our online banking services are available 24/7, ensuring that you can handle transactions at your convenience. Whether you need to check your balance, transfer funds, or pay bills, everything is just a few clicks away. Plus, with our electronic signature authorization feature, signing important documents online is quick and secure, saving you time and effort. If you prefer going paperless, we also offer e-statements that provide an easy way to track your account activity while being environmentally friendly. And for those who love mobile technology, our mobile application allows you to manage your accounts right from your smartphone. You can even make mobile payments or send money easily through our person-to-person transfer service perfect for splitting bills or sending gifts.

Security and Accessibility

Security is a top priority at Credit Union Of Texas. Our digital banking platform uses advanced encryption technology to protect your information. You can feel safe while managing your finances online or via our mobile app. We strive to make every aspect of banking simple and accessible for all members. With all these features at your fingertips, managing your finances has never been easier. Join us today at Credit Union Of Texas and experience the freedom of digital banking!

Financial Strength

At Credit Union Of Texas, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our strong financial position, we are dedicated to providing you with the best banking services possible. With a net worth of $218,668,832, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 842 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $891,514,778 in share certificates and $93,096,318 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $83,461,715, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $147,771,753 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $42,558 in used auto loans and a total of $2,074,106,562 in loans and leases. Our net income of $5,106,738 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 499 full-time employees and 41 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share and Deposit Accounts: 297,592, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union Of Texas is your trusted partner. Visit us at 4180 S Hampton Rd Dallas Tx 75224 or call 214-818-3231 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Additional Options

If you're considering refinancing or need help determining eligibility for any of our loan products, our team is ready to assist you. We're committed to making your borrowing experience straightforward and beneficial. Visit us at 4180 S Hampton Rd, Dallas, TX 75224 or give us a call at 214-818-3231 during our operating hours from Monday to Friday 9:00 am - 6:00 pm and Saturday 10:00 am - 2:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Credit Union Of Texas can help you reach your financial goals today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $782,680,564 in used vehicle loans and $153,236,825 in new vehicle loans already helping members get on the road. Whether you're looking for financing on a new model or a reliable used vehicle, we have options that can work for you.

Business Loans

For business owners, our outstanding commercial loans totaling $120,465,961 provide the capital needed to grow and expand. We support local businesses by offering financial solutions that help you thrive in today's competitive market.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $320,060,106, make buying or refinancing simple. We know how important it is to find the right home, and our mortgage specialists are here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $36,635,967 in loans helping members manage their finances effectively. These cards provide an excellent way to make purchases while enjoying rewards and benefits tailored for your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that all offers are fair and transparent. You can trust that the information you receive is accurate and reflects current market conditions.

CREDIT UNION OF TEXAS CREDIT UNION - Dallas, TX

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