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Introduction

Welcome to Concordia Parish School Emp, a trusted financial institution proudly serving the community since 1966. Located in the heart of Ferriday, LA, our mission is to empower members through exceptional financial services that prioritize accessibility and trust. Led by CEO James Lee and Board President Warren Enterkin, we are committed to providing personalized banking solutions tailored to meet your unique needs, whether you're seeking personal loans, auto financing, or business banking services.As a member of the National Credit Union Administration (NCUA) since May 7, 1971, your deposits are protected, allowing you to bank with confidence. While we focus on traditional values, we also embrace modern banking tools to enhance your experience. Although we currently do not offer features like online banking, mobile applications, or electronic statements, our commitment to excellent service remains unwavering. We invite you to explore all that Concordia Parish School Emp has to offer and become part of our growing family of satisfied members. For more information, feel free to contact us at (318) 757-6173.

Financial Services

At Concordia Parish School Emp, we pride ourselves on offering a comprehensive suite of financial services tailored to meet the diverse needs of our members in Ferriday, LA. From personal banking solutions like checking and savings accounts to specialized offerings such as auto loans and vehicle financing, we are here to support you through every stage of life. Our mortgage loans and refinancing options provide pathways to homeownership, while our personal loans and debt consolidation services empower you to take control of your financial future. For small businesses, we offer merchant services and business loans designed to fuel growth and innovation.In today’s fast-paced digital world, having convenient access to your finances is essential. While we currently do not provide online banking or mobile applications, our commitment to personal service remains strong. Our team is ready to assist you with everyday banking needs and financial planning directly at our branch. Whether you’re navigating major life milestones or seeking advice on how best to manage your funds, our knowledgeable staff is here for you. Membership is accessible through specific eligibility requirements, which can be reviewed. Additionally, if you're looking for competitive loan rates or wish to compare options, check out https://www.lendmesh.com/loans/vehicle-loans for valuable insights.We believe in fostering a supportive environment where members can thrive financially. Feel free to reach out for personalized assistance by contacting us at (318) 757-6173. At Concordia Parish School Emp, your financial well-being is our priority, and we are dedicated to helping you achieve your goals with confidence.

Financial Highlights

At Concordia Parish School Emp, we pride ourselves on being a trusted financial partner to our community. With a robust Total Membership of 1,363, we have established strong relationships with our members, ensuring that their financial needs are met with care and expertise. Our commitment to service is reflected in our Total Assets, which stand at an impressive $3,241,131, showcasing the trust our members place in us.Financial stability is paramount, and we are proud to report a Net Worth of $366,953 and a remarkable Net Worth Ratio of 11.32%, demonstrating our solid foundation in the financial landscape. This stability allows us to serve our members effectively while also contributing positively to the local economy. In the past year, we achieved a Net Income of $5,426, which further underscores our operational efficiency and prudent management practices.With Total Deposits reaching $2,865,684 and Total Loans and Leases amounting to $2,140,772, we offer a wide array of financial products tailored to meet various needs, from personal banking to auto loans. Our dedication to providing valuable services is evident in our Auto Loan Volume, which currently stands at $991,439, making it easier for our members to secure financing for their vehicles.Our small yet dedicated team of just Total Employees 5 ensures personalized attention for every member. We understand that each financial journey is unique, and we strive to provide tailored solutions that align with individual goals. Moreover, while we don't engage in commercial lending at this time, our extensive experience enables us to advise members on navigating their financial paths effectively.We take pride in maintaining transparency and accountability as part of our operational ethos. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov.Discover how you can benefit from partnering with us by comparing real-time loan offers today at https://www.lendmesh.com/loans/vehicle-loans and find the best rates for your needs.

CONCORDIA PARISH SCHOOL EMP FEDERAL CREDIT UNION

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Introduction

Financial Services

Financial Highlights

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