Concordia Parish School Emp Credit Union Ferriday LA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Concordia Parish School Emp, your trusted financial partner located at 109 Serio Blvd, Ferriday, LA 71334. Since our establishment in 1966, we have proudly served our community, growing to support over 1,363 members with a commitment to personalized banking solutions tailored just for you. At Concordia Parish School Emp, we understand that each member's financial journey is unique. That's why we offer a variety of services designed to meet your needs, whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing. With total assets reaching an impressive $3,241,131 and total deposits of $589,365, we are well-equipped to help you achieve your financial goals. Our dedicated team of 5 employees is led by CEO James Lee and Board President Warren Enterkin, both of whom are passionate about making a positive impact on our members' lives. We pride ourselves on providing exceptional service and fostering strong relationships within the community. While you can visit us at our branch for assistance, please note that official correspondence should be sent to our mailing address: P O Box 1525, Ferriday, LA 71334. If you're ready to take the next step in your financial journey or have any questions about our services, don't hesitate to reach out! Call us at 318-757-6171 during our lobby hours from Monday to Thursday between 1 PM and 5 PM. We look forward to serving you!

Branch History & Mission

Community Commitment

We are dedicated not only to the financial well-being of our members but also to uplifting the community around us. Through various outreach initiatives and partnerships, we aim to create a positive impact in Ferriday and its surrounding areas. Our commitment extends beyond numbers; it's about making a difference in people's lives. As technology advances, we also focus on enhancing accessibility by offering online banking options. Although we currently do not have ATM or drive-thru services available at this location, our goal remains steadfast: to provide a welcoming environment where all individuals feel empowered to achieve their financial goals. Join us at Concordia Parish School Emp and discover how we can help you navigate your financial future with confidence. Experience firsthand the benefits of being part of a community-focused credit union that genuinely cares about its members' success. Together, let's build a brighter tomorrow!

Our Mission

Our mission at Concordia Parish School Emp is simple yet powerful: to empower our members through quality financial services while contributing positively to the communities we serve. We strive to provide personal banking options such as checking and savings accounts, auto loans, mortgage loans, and debt consolidation services. In addition, we offer business banking solutions tailored for entrepreneurs looking to grow their ventures. While members can visit us at 109 Serio Blvd Ferriday La 71334, official correspondence should be sent to P O Box 1525, Ferriday, LA 71334. This ensures that we can always maintain clear communication with those we serve.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important. Our branch is equipped with features to ensure everyone can visit us comfortably. There are designated parking spaces available right outside our entrance, and the building is ADA compliant, featuring ramps for easy access.

Contact Us

If you have any questions before your visit or need assistance with anything specific, don't hesitate to give us a call at 318-757-6171. Our dedicated staff is ready to help! While members can visit us at 109 Serio Blvd, official correspondence should be sent to P O Box 1525, Ferriday, LA 71334. We look forward to welcoming you at Concordia Parish School Emp where your financial well-being is our priority!

Getting Here

Finding us is a breeze! Our branch sits near the heart of Ferriday, making it easy for members and visitors alike to pop in for a visit. If you're traveling from nearby landmarks, we're just a short drive away from the Ferriday High School, which makes it convenient for students and staff to manage their finances without going out of their way.

Operating Hours

Our doors are open Monday through Thursday from 1 PM to 5 PM. We invite you to come in during these hours to explore our services or chat with our friendly team. While we currently do not have an ATM or drive-thru service available, our lobby is warm and welcoming for all your banking needs.

Member Eligibility

Joining the Concordia Parish School Emp community means stepping into a world of support and shared success. If you're a member of the Concordia Parish School District, an employee or an immediate family member, you're already eligible to become a member! This is more than just banking; it's about being part of a cooperative that prioritizes your needs and financial wellness. You can enjoy a variety of services tailored just for you, from personal banking to auto loans, all designed to make your financial journey smoother. Getting started is easy! Simply visit us at 109 Serio Blvd, Ferriday, LA 71334, or give us a call at 318-757-6171 for more details on how to open your account. For updated eligibility criteria and further information, check out our website. We can't wait to welcome you as a member of the Concordia Parish School Emp family!

Business Banking & Commercial Services

Merchant Services That Work for You

Alongside our loan offerings, we provide essential merchant services designed to streamline your operations. Imagine being able to accept payments effortlessly, manage transactions smoothly, and enhance customer satisfaction all at once. Our services help you focus on what matters most growing your business. Come visit us at 109 Serio Blvd Ferriday La 71334 in Ferriday, LA, or give us a call at (318) 757-6171. Let's work together to turn your business aspirations into achievements!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those outside our membership, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that cater to diverse needs.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we don't have ATMs at our branch location, rest assured that cash withdrawal services are accessible through partnerships within our network. At Concordia Parish School Emp, we pride ourselves on being more than just a financial institution; we're part of the community. If you have questions about any of our services or would like assistance in choosing the right option for your needs, don't hesitate to give us a call at (318) 757-6171. We look forward to serving you!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? At Concordia Parish School Emp, we offer auto loans and vehicle financing options that can help put you behind the wheel without breaking the bank. Our flexible repayment plans mean that you can choose what fits best into your budget, making it easier than ever to drive away with the vehicle of your dreams.

Business Banking

For our entrepreneurial members, Concordia Parish School Emp provides essential business banking services including merchant services and business loans. If you're looking to expand or start a new venture in Ferriday, we're here to help fuel your ambitions with the right financial tools.

Credit Cards with Rewards

Enjoy shopping? With our credit cards featuring rewards programs, every purchase can earn you points toward exciting perks! Use it wisely, and watch how quickly those points add up for travel discounts or cashback offers.

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll ever make. That's why our mortgage loans are designed to support you every step of the way. Whether you're a first-time homebuyer or looking to refinance your existing mortgage for better terms, our team is ready to assist you in finding the right mortgage solution that aligns with your goals.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options so you can manage your accounts anytime, anywhere. Check balances, transfer funds, and pay bills all from the comfort of your home or on-the-go.

Personal Banking

Our personal banking services include checking and savings accounts that make managing your finances straightforward. Imagine easily accessing your funds whenever you need them, whether it's for everyday purchases or saving up for that special vacation. Our accounts come with no hidden fees and competitive interest rates, ensuring that your money works as hard as you do.

Personal Loans & Debt Consolidation

If you're dealing with multiple debts or unexpected expenses, our personal loans can provide relief. We understand life happens, which is why we offer options for debt consolidation as well. By combining your debts into one manageable payment, you can simplify your finances and reduce stress.

Digital & Online Banking

Accessible Online Services

While our online banking services are currently not available, you can still enjoy the peace of mind that comes with knowing your financial information is secure. Although we don't offer electronic signatures or e-statements right now, we are focused on ensuring your banking experience remains straightforward and user-friendly.

Commitment to Security

At Concordia Parish School Emp, your security is our priority. We take measures to ensure that all transactions and personal information are protected. Even without advanced online features, rest assured that your data remains safe. We invite you to stay connected with us as we work towards enhancing our digital offerings. For any inquiries or assistance, don't hesitate to reach out by phone at (318) 757-6171. Your financial well-being is our mission!

Simple Transactions

Our branch also understands the importance of easy money transfers. While person-to-person transfer features aren't available yet, we aim to provide accessible solutions in the future to help you send money quickly and easily.

Stay Connected Anytime

In today's fast-paced world, having access to your accounts whenever you need them is vital. Though we currently do not support mobile payments or a dedicated mobile application, our commitment to enhancing member services means we're continuously exploring options to improve your banking experience.

Financial Strength

At Concordia Parish School Emp, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a net worth of $366,953, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.32% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $326,379 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $20 in used auto loans and $2,140,772 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $5,426 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 0 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 968, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Concordia Parish School Emp is your trusted partner. Visit us at 109 Serio Blvd Ferriday La 71334 or call (318) 757-6171 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $349,368 in used vehicle loans and $642,071 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used car, our competitive rates make financing easier than ever.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. We provide personalized service to help guide you through the home-buying process, ensuring you understand every step along the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Our credit cards come with various benefits and rewards, allowing you to make purchases while building your credit score. Our commitment to our members goes beyond just providing loans; we aim to empower you with financial tools that fit your lifestyle. If you're considering refinancing options or want to learn more about eligibility, don't hesitate to reach out. You can contact us at (318) 757-6171 during our operating hours from Monday to Thursday, 1 PM - 5 PM. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results, trust that we are here to support your financial journey every step of the way.

Loan Aggregator

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CONCORDIA PARISH SCHOOL EMP FEDERAL CREDIT UNION - Ferriday, LA

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