From our humble beginnings at 3215 Loop 306, San Angelo, TX 76904, we have continuously evolved to meet the needs of our community. As we grew, so did our offerings from basic savings accounts to comprehensive services such as auto loans, mortgages, and business banking solutions. Our location is not only convenient but also surrounded by key landmarks that connect us with the vibrant life of San Angelo. We are proud to ensure that our branch remains accessible and welcoming for everyone. We feature ADA-compliant facilities and offer essential services like ATM access and drive-thru banking for your convenience. Whether you visit us during our lobby hours from 9:00 AM to 5:00 PM or prefer the ease of online banking, we strive to provide a seamless experience tailored to your needs.
At Concho Educators, our mission goes beyond providing financial services. We aim to empower individuals and families by fostering financial literacy and supporting community initiatives. We believe that when our members thrive, so does the entire community. Our partnerships with local organizations enhance our outreach efforts, ensuring that we contribute positively not just through finance but also through meaningful engagement with those around us. While members can visit us at 3215 Loop 306 San Angelo Tx 76904, official correspondence should be sent to PO Box 60976, San Angelo, TX 76906. Join us on this journey of growth and support! We invite you to become a member of Concho Educators today and experience firsthand the difference a dedicated credit union can make in your life. Together, let's build a brighter financial future for everyone in San Angelo. For more information about membership eligibility and how to open an account, please visit our website or call us at (325) 944-4551.
Imagine running your business smoothly with the right tools at your fingertips. Our merchant services provide you with secure payment processing options that let you accept payments easily. Whether you're at a physical location or selling online, our services ensure that you can focus on what matters most growing your business. Visit us at 3215 Loop 306 San Angelo Tx 76904 in San Angelo, TX, or call us at (325) 944-4551 to learn more about how we can support your business needs today!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
Need cash quickly? Our ATM & Cash Withdrawal Services provide easy access to your money whenever you need it. Plus, with our drive-thru banking option for deposits and withdrawals, handling transactions has never been easier. At Concho Educators, we're committed to supporting our members' financial well-being through a full suite of services tailored just for you. For more information about how we can assist you or to get started today, give us a call at (325) 944-4551 or visit our website at https://www.conchoeducators.org. We look forward to being part of your financial journey!
If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing can make that dream a reality. We provide flexible terms and competitive rates, ensuring that you can drive off in your new car without breaking the bank. Picture yourself on the road with manageable monthly payments that's what we aim for!
For entrepreneurs and business owners, we offer comprehensive Business Banking services. This includes merchant services and business loans aimed at helping you grow and manage your business effectively. Think of us as your partner in success.
Who doesn't love rewards? Our Credit Cards with Rewards provide benefits that suit your lifestyle. From cashback on purchases to travel perks, these cards help you get more out of every dollar spent.
Looking to buy your first home or refinance your existing mortgage? Our Mortgage Loans & Refinancing options are designed with you in mind. We understand how important home ownership is, and our team will guide you through every step of the process, making it straightforward and stress-free.
In today's fast-paced world, convenience is key. That's why we offer Online & Mobile Banking, giving you access to your accounts anytime, anywhere. Whether you're checking balances or transferring funds on the go, our digital banking features ensure that managing your finances is simple and efficient.
We offer Personal Banking services that include checking and savings accounts designed to help you save for the future while managing daily expenses. Imagine having a checking account that makes it simple to pay bills or a savings account that earns competitive interest at Concho Educators Fcu, those options are readily available.
Life can throw unexpected expenses your way. With our Personal Loans & Debt Consolidation services, you can find relief from financial burdens. Whether it's consolidating debt or funding a special project, we offer solutions that fit your budget.
We prioritize security with every transaction. Your data is protected with advanced encryption technologies, ensuring peace of mind when banking online or using our mobile application. With these tools at your disposal, you can manage your accounts in real-time whether you're at home or out and about. At Concho Educators, we're committed to helping you navigate your financial journey with ease. Dive into the world of digital banking today and experience firsthand how simple managing your finances can be!
One of the standout features is our electronic signature authorization. This means you can sign documents securely from the comfort of your home, speeding up processes like loan applications without the hassle of paperwork. Plus, our e-statements provide a paperless way to keep track of your transactions, making it easier for you to stay organized and eco-friendly. For those who prefer managing their finances on the go, our mobile application lets you handle everything right from your smartphone. Need to send money to a friend? Use our person-to-person transfer feature for quick and easy payments without any fuss. While we currently do not offer mobile payments, our focus remains on providing reliable service through our app.
With $11,032,411 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is further supported by $52,832,047 in total loans and leases, including 1,076 used auto loans, helping our members achieve their financial goals across various sectors.
Total Share Accounts stand at 13,720, demonstrating a strong and growing member base that trusts us with their finances. This trust is built on transparency and dedication to your financial well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Concho Educators is your trusted partner. Visit us at 3215 Loop 306 San Angelo Tx 76904 or call us at 325-944-4551 to learn more about how we can help you achieve your financial goals.
Members' savings are secured through $19,899,884 in share certificates and $8,496,611 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Our current net income of $0 reflects our operational efficiency during this period. However, we remain committed to offering competitive loan rates and solid financial products for our members. We also take pride in having 27 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.
With a net worth of $11,032,411, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1114 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $18,152,573 in used vehicle loans and $6,993,866 in new vehicle loans, helping members get on the road with confidence. Whether you prefer a brand-new model or a reliable pre-owned option, our team is here to guide you through the process.
For those who need extra flexibility, our total credit lines available amount to $5,000,000. These lines of credit can be a helpful tool for managing cash flow or covering unexpected expenses.
Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $84,969, making buying or refinancing simple. We provide personalized assistance to help you understand your options and find a solution that fits your budget and lifestyle.
If you're considering refinancing any existing loans, we can assist you with that as well. Our team will work closely with you to evaluate your current situation and explore potential savings on interest rates or monthly payments. At Concho Educators, we pride ourselves on being more than just a lender; we're a community partner dedicated to helping our members thrive financially. For more information about our loan products or to start an application, please contact us at 325-944-4551 or visit us at 3215 Loop 306 San Angelo Tx 76904. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
We also offer flexible terms on unsecured credit card loans, with a total of $857,799 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to enhance your purchasing power while keeping your expenses manageable.
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LendMesh prioritizes accuracy in its loan comparisons. The data used on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their financial needs.