CommunityAmerica Credit Union Kansas City MO | Top Checking & Rewards Cards

Introduction

Welcome to Communityamerica, your trusted partner for financial services located at 2316 E Meyer Blvd, Kansas City, MO 64132. Since our establishment in 1940, we have proudly served over 336,484 members, offering a wide range of banking solutions tailored to meet your needs. With total assets exceeding $5.4 billion, we are committed to providing secure and reliable financial services that empower our community. At Communityamerica, we understand the importance of building strong relationships with our members. That's why we offer personal banking options including checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Our business banking services are designed to support local entrepreneurs with merchant services and business loans. We invite you to visit us in person or reach out by phone at 913-905-7000. If you're unable to visit, please note that official correspondence can be sent to our mailing address: PO Box 15950, Lenexa, KS 66285. Our dedicated leadership team, led by CEO Lisa Ginter and Board President David Shepard, is passionate about ensuring your financial well-being. Together with a staff of over 1,009 employees, we strive to create a welcoming environment where you can confidently manage your finances. Explore how we can help you achieve your financial goals today! Visit our website at Communityamerica for more information on our services or to become a member. Your journey towards financial empowerment starts here!

Branch History & Mission

Welcome to Communityamerica, a credit union with a rich history and a mission dedicated to serving our members in Kansas City, MO. Since opening our doors in 1940, we have grown from a small local institution into a trusted financial partner for over 336,000 members. Our branch, located at 2316 E Meyer Blvd, Kansas City, MO 64132, stands as a testament to our commitment to the community and our members. Over the years, Communityamerica has achieved significant milestones that reflect our dedication to providing exceptional financial services. With total assets exceeding $5.4 billion, we are proud to offer a wide range of products including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also cater to businesses through merchant services and business loans. At the heart of our mission is the desire to enhance the financial well-being of our members while giving back to the community. We believe in creating opportunities for individuals and families to achieve their goals through sound financial practices. This commitment drives us not only to provide excellent customer service but also to engage in community outreach initiatives that uplift those around us. While you can visit us at our branch location for your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 15950, Lenexa, KS 66285. We strive to ensure accessibility for all members through various digital advancements such as online banking and mobile payments. Our operating hours are designed with your convenience in mind: Monday through Friday from 7 AM to 7 PM, Saturday from 8 AM to 4 PM, and Sunday from 10 AM to 2 PM. Unfortunately, we do not currently offer ATM services or drive-thru banking; however, our friendly staff is always ready to assist you during lobby hours. As we look ahead, Communityamerica remains committed to supporting our members' financial journeys while fostering a strong sense of community. Join us today and experience the benefits of being part of an organization that truly cares about its members and strives for excellence every day. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

At Communityamerica, we prioritize accessibility for all members. Our branch features ADA-compliant entryways and ramps, ensuring that everyone can access our services comfortably. Plus, ample parking is available right outside the branch, allowing for easy access whether you're visiting us for personal banking or business services.

Call-to-Action

Ready to experience personalized banking? We invite you to visit us at Communityamerica today! If you have any questions before stopping by, don't hesitate to give us a call at 913-905-7000. We look forward to welcoming you!

Operating Hours

We want to make banking as convenient as possible for you! Our lobby hours are designed to fit your busy schedule: we're open Monday through Friday from 7 AM to 7 PM, Saturday from 8 AM to 4 PM, and Sunday from 10 AM to 2 PM. Whether you need to manage your accounts during lunch or after work, we're here for you.

Services Offered

At our Kansas City branch, you'll find a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we offer everything under one roof. Need assistance with mortgage loans or debt consolidation? Our friendly team is ready to help. While we do not have ATM facilities or drive-thru banking at this location, our knowledgeable staff are always available inside the branch to assist you. If you need official correspondence, please remember that while you can visit us at 2316 E Meyer Blvd, all mail should be directed to PO Box 15950 in Lenexa, KS.

Member Eligibility

Joining the Communityamerica family at our branch located at 2316 E Meyer Blvd, Kansas City, MO 64132, opens the door to a supportive community where your financial well-being is our priority. We welcome anyone who lives, works, or attends school in the area to become a member. This inclusive approach means that whether you're just starting out or looking to enhance your financial journey, you can find a home with us. The benefits of membership are numerous, from access to competitive loan rates to personalized banking services designed with you in mind. To learn more about the specific eligibility requirements and how easy it is to join us, check out our detailed guidelines at this link. When you're ready to open an account and take the next step towards better banking, visit here for everything you need. If you have any questions, feel free to give us a call at (913) 905-7000; we're here to help!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $547 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,887,906, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Imagine running a busy café where you serve delicious coffee and pastries. With our merchant services, you can easily process payments, manage inventory, and even offer loyalty programs all from one platform. This means less time worrying about transactions and more time focusing on what you love: serving your customers. Whether you're a startup or an established company in Kansas City, MO, 2316 E Meyer Blvd Kansas City Mo 64132, we're here to help your business thrive. Explore how our tailored solutions can meet your needs today!

Comprehensive List Of Services

Business Banking

If you're a business owner or entrepreneur, our business banking services can help you thrive. We provide merchant services and business loans that give you the support needed to grow your venture. We know how important it is for businesses to have reliable financial backing, so we offer personalized solutions tailored just for you.

Connect with Us

We invite you to experience all that Communityamerica has to offer at our branch located at 2316 E Meyer Blvd Kansas City Mo 64132 in beautiful Kansas City, MO. If you have questions or want more information about any of our services, please don't hesitate to call us at (913) 905-7000. Our friendly team is ready to assist you during our operating hours: Monday through Friday from 7 AM to 7 PM, Saturday from 8 AM to 4 PM, and Sunday from 10 AM to 2 PM. Join us at Communityamerica, where community matters! We look forward to helping you achieve your financial goals today and in the future!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Communityamerica offers robust online and mobile banking features. You can easily transfer funds, pay bills, or even send money to friends with our person-to-person payment option all from the comfort of your home or on the go. Our commitment doesn't stop there; we also provide ATM and cash withdrawal services for added accessibility when you need cash quickly.

Home Financing Solutions

Buying a home is one of the biggest decisions you'll ever make, and at Communityamerica, we're here to help. Our mortgage loans and refinancing options are tailored to fit various budgets and needs. With competitive rates and friendly service, we guide you through the process so that owning your dream home becomes a reality.

Personal Banking

For those seeking reliable banking options, our personal banking services cover everything from checking and savings accounts to auto loans and vehicle financing. Imagine having a checking account that fits your lifestyle easy access through online and mobile banking allows you to manage your money anytime, anywhere. Need a new car? Our auto loans make it simple to drive off the lot with confidence.

Personal Loans & Credit Cards

Whether you're planning a vacation, consolidating debt, or managing unexpected expenses, our personal loans offer flexible solutions that work for you. And if you're looking for rewards on your everyday purchases, check out our credit cards with rewards it's a great way to earn while you spend!

Digital & Online Banking

Key Features for Your Convenience

One of the standout features is our 24/7 online banking service, which allows you to check balances, pay bills, and transfer funds any time of day or night. You can also take advantage of e-statements, making it easier than ever to stay organized and keep track of your financial history without the clutter of paper statements. For those who prefer using their smartphones, our mobile application brings banking right to your fingertips. You can make person-to-person transfers with ease, so sending money to friends or family is just a tap away. Plus, with mobile payments, you can make purchases directly from your phone no wallet needed! Security is a top priority at Communityamerica. We offer electronic signature authorization for transactions, ensuring that your sensitive information remains protected while you enjoy the convenience of digital banking.

Stay Connected Anytime

Whether you're at home or on the go, our digital services ensure that you have real-time access to your accounts. You can manage your finances confidently with features like instant notifications and alerts that keep you informed about important account activity. In today's fast-paced world, having reliable online banking options is essential. At Communityamerica, we are committed to providing you with accessible and easy-to-use tools that simplify your banking experience. Explore all these services today at https://www.communityamerica.com/ and take control of your financial journey!

Financial Strength

At Communityamerica, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our commitment to transparency and service, we want to reassure you of our solid financial foundation. With a net worth of $511,039,696, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 941 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $832,011,010 in share certificates and $925,931,291 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. We ensure that our resources are focused on benefiting you through better loan rates and exclusive perks. With $496,592,569 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our ability to provide support extends across various sectors with $39,490 in used auto loans and $3,357,963,779 in total loans and leases, empowering you to reach your financial goals. Our operational efficiency is reflected in our net income of $0, allowing us to maintain competitive loan rates and robust financial products for our members. We're proud to have 992 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team dedicated to your needs. Total Share Accounts stand at an impressive 789,247, highlighting the trust our growing member base places in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Communityamerica is your trusted partner. Visit us at 2316 E Meyer Blvd Kansas City MO 64132 or call 913-905-7000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $680,197,462 in used vehicle loans and $268,146,241 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates for both new and used vehicles, making it easier for you to drive away in the car you want.

Business Loans

For business owners, our outstanding commercial loans totaling $265,887,906 provide the capital needed to grow and expand. We understand that running a business can be challenging; that's why we offer tailored solutions that support your unique business needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $677,981,214, make buying or refinancing simple. Whether you're looking for your first home or considering refinancing your existing mortgage, our team is here to guide you through the process and find the best solution for your needs.

Refinancing Options

If you're considering refinancing any of your current loans or credit products, we have options available that may save you money or help adjust your payments to better suit your budget. For more information on our loan offerings or to see how we can assist you further, don't hesitate to reach out! You can contact us at 913-905-7000, visit us at 2316 E Meyer Blvd Kansas City Mo 64132, or check out our website at Communityamerica. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $135,695,320 in loans helping members manage their finances effectively. Our credit cards come with rewarding benefits and are designed to fit into your lifestyle while providing you with the purchasing power you need.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means that users can trust the information they receive when comparing loan options.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*