Community Choice Johnston IA Credit Union

Introduction

Welcome to Community Choice, your trusted financial partner located at 6163 Nw 86Th St, Johnston, IA 50131. Since our establishment in 1953, we have been dedicated to providing exceptional financial services and building strong relationships with our members. With a membership base of over 51,293, we pride ourselves on creating a welcoming environment where every member feels valued. At Community Choice, our commitment to you is reflected in our robust financial standing. We are proud to manage total assets of $790,827,925 and total deposits amounting to $29,652,862. Our net worth stands at an impressive $97,286,239, highlighting our strength and stability in the credit union landscape. Led by our CEO Josh Cook and Board President Randy Dickey, we have a team of 177 dedicated employees ready to serve your financial needs. Whether you're looking for loans or savings options, our offerings include over 34,234 loans and leases designed to meet diverse financial goals. While members can visit us at our branch address for personal service and support, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to reach out at (515) 334-8100 or explore our website at Community Choice. Join us as we continue to grow together your financial journey is important to us!

Branch History & Mission

Call to Action

Join us at Community Choice and experience the difference a member-focused credit union can make in your life. Discover how we can help you reach your financial dreams while making a meaningful contribution to our community. For more information or assistance, don't hesitate to call us at 515-334-8100 or visit our website at ccu.org. Together, let's build a brighter financial future!

Commitment to Accessibility

In today's fast-paced world, accessibility is key. Community Choice embraces digital advancements while ensuring ADA compliance so that all members can easily access our services online or through mobile applications. Whether it's online banking or mobile payments, we prioritize convenience without sacrificing security.

Our Mission

At Community Choice, our mission is simple yet powerful: we aim to empower our members through exceptional financial services and community support. We believe that everyone deserves a chance to achieve their financial goals. That's why we offer a variety of products tailored to meet our members' needs from loans and savings accounts to digital banking solutions. We take pride in being more than just a credit union; we are deeply invested in our community. Through various outreach programs and partnerships with local organizations, we strive to make a positive impact on the lives of those around us.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind, featuring ADA-compliant entryways and facilities to ensure that everyone can access our services comfortably. If you have any questions or need assistance before your visit, don't hesitate to give us a call at 515-334-8100. We look forward to welcoming you soon at Community Choice!

Operating Hours

We understand that life can be busy! That's why we offer convenient lobby hours from 8 AM to 5 PM on weekdays. Our team is ready to assist you during these hours, so feel free to drop by whenever it suits you.

Services Offered

Although we don't currently offer ATM services or drive-thru banking at this location, our knowledgeable staff is here to help with a variety of services tailored just for you. Whether you're looking for loans or need assistance with accounts, we're committed to providing personalized support.

Member Eligibility

Becoming a member of Community Choice feels like joining a warm, welcoming family dedicated to helping you thrive. If you live, work, or go to school in the area or have a family member who is already a member, you're already on the right path! This inclusive approach means that many people can enjoy the benefits of membership. With access to tailored financial services and a team that genuinely cares about your needs, Community Choice is here to support your financial journey. For those eager to learn more about eligibility requirements, check out the detailed criteria. When you're ready to open your account and start enjoying all the advantages of membership, simply give us a call at (515) 334-8100, and our friendly staff will guide you through the process. Come visit us at 6163 Nw 86Th St Johnston Ia 50131 we can't wait to welcome you!

Business Banking & Commercial Services

At Community Choice, we understand that running a business is no small feat. Every entrepreneur faces unique challenges, and having the right financial partner can make all the difference. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $190 in commercial loans for our members, helping businesses scale and succeed. From purchasing new equipment to expanding operations, our tailored loan options empower you to take your business to the next level. - With an outstanding commercial loan portfolio of $111,486,774, we continue to drive economic growth by financing new and expanding businesses. This strong commitment reflects our dedication to fueling local economies and supporting entrepreneurs like you. In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine accepting payments from customers seamlessly whether they're using credit cards or mobile payments allowing you to focus on what you do best: running your business. Located at 6163 Nw 86Th St Johnston Ia 50131 in Johnston, IA, we're here to provide personalized service tailored to your needs. If you're ready to take the next step for your business, contact us at (515) 334-8100 today!

Comprehensive List Of Services

Banking Made Easy

Whether you're looking to access your funds or make a quick transaction, our ATM Services Only ensure that you can do so with ease. Imagine you're out running errands in Johnston, and you suddenly need cash for a purchase. With our convenient ATM options, you can quickly withdraw funds without having to navigate through long lines or complicated processes.

Commitment to Community

We understand that our members come from diverse backgrounds and have unique financial goals. Whether you're saving for a new car, planning a vacation, or simply looking to manage your day-to-day expenses more effectively, our services are designed with your needs in mind. We aim to create lasting relationships with our members by being there when you need us most.

Connect With Us

If you have any questions about how we can assist you further or if you're curious about opening an account, please reach out! Call us at (515) 334-8100 during our operating hours from 8 AM to 5 PM on weekdays. We're here to guide you through every step of your financial journey. At Community Choice, we are not just a credit union; we are a partner in your financial success. Explore all that we offer and let us help you achieve your financial dreams!

Digital Access at Your Fingertips

In today's fast-paced world, managing your finances online is more important than ever. At Community Choice, we offer robust digital banking features. You can enjoy the convenience of online banking, where checking your balance, transferring funds, or paying bills is just a click away. Our mobile application allows you to handle your banking needs on the go, perfect for busy individuals who value their time.

Digital & Online Banking

Key Features

Our electronic signature authorization feature allows you to sign documents digitally, saving you time and hassle. You can say goodbye to printing and mailing forms! Plus, our e-statements give you an eco-friendly way to keep track of your finances without the clutter of paper statements. For those on the go, our mobile application brings all these features right to your fingertips. Whether you're out shopping or relaxing at home, you can make person-to-person transfers easily and even take advantage of mobile payments for quick checkouts. We know life can get busy. That's why our 24/7 online banking services ensure you have access to your accounts whenever you need it. With all these tools at your disposal, managing your money has never been more convenient! Join us at Community Choice and experience the ease of digital banking today!

Financial Strength

At Community Choice, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to feel confident in your financial partner, and we're committed to providing that reassurance through our strong performance. With a net worth of $97,286,239, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.30% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $98,413,853 in share certificates and $118,824,197 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $10,167,406, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition, with $63,061,871 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $9,941 in used auto loans and $654,935,950 in total loans and leases. Our operational efficiency is reflected in our $3,273,109, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 173 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares available for lending and investments amounting to $2,716,251, along with a strong member base represented by 100,557 total share accounts, we are here to support your financial journey every step of the way. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community Choice is your trusted partner. Visit us at 6163 Nw 86Th St Johnston Ia 50131 or call (515) 334-8100 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Information

If you're considering refinancing any existing loans or want more information about eligibility options, our team at Community Choice can guide you through the various choices available. We want to ensure that your financial journey is as smooth as possible. For more details on any of our loan products or to discuss how we can help you achieve your financial goals, don't hesitate to reach out. You can contact us at (515) 334-8100, or visit us at our branch located at 6163 Nw 86Th St Johnston Ia 50131 in Johnston, IA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here for you every step of the way!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $140,433,471 in used vehicle loans and $33,359,909 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates tailored to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $111,486,774 provide the capital needed to grow and expand. We're dedicated to supporting local businesses and fostering economic growth within our community.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $87,583,578, make buying or refinancing simple. Our team is ready to assist you through every step of the process, ensuring you have all the necessary information to make informed decisions.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $32,922,063 in loans helping members manage their finances effectively. This option is great for those who need quick access to funds without having to secure collateral.

Loan Aggregator

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Ensuring Accurate Comparisons

LendMesh takes transparency seriously. The loan data available on our platform is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers are fair and transparent, giving you confidence in your choices.

COMMUNITY CHOICE CREDIT UNION - Johnston, IA

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