Community Choice Johnston IA Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Community Choice, your trusted partner in financial services located at 8404 Nw 62Nd Ave, Johnston, IA 50131. Established in 1953, our credit union has grown to serve over 51,293 members, making us a vital part of the Johnston community. With a strong commitment to providing personalized banking solutions, we proudly manage total assets of $790,827,925 and total deposits amounting to $29,652,862. At Community Choice, we believe in empowering our members through accessible financial products like checking and savings accounts, auto loans, mortgages, and business banking services. Our dedicated team, led by CEO Josh Cook and Board President Randy Dickey, is here to ensure that your financial journey is smooth and rewarding. We also have a friendly staff of 177 employees ready to assist you with any questions or needs you may have. While you can visit us at our branch for all your banking needs, official correspondence should be sent to the same address: 8404 nw 62nd ave, Johnston, IA 50131. We are proud to maintain a net worth of $97,286,239, demonstrating our stability and dedication to serving our members' best interests. Additionally, with cash in hand totaling $11,358,532, we are well-equipped to support your financial goals. Whether you're looking for personal loans or exploring business financing options with a net member business loan balance of $116,538,356, Community Choice is here for you. Join us today and experience the difference in member-focused banking! For more information or assistance, please call us at 515-334-8100 or visit our website at communitychoicecu.org. Your financial future starts here!

Branch History & Mission

A Commitment to Accessibility

In today's fast-paced world, convenience matters. That's why we offer various digital banking options including online banking, mobile payments, and e-statements to ensure that you can manage your finances anytime and anywhere. Additionally, our branch is ADA compliant and features both ATM access and drive-thru services for added convenience. While members can visit us at our Johnston location for in-person assistance during lobby hours from 9 AM to 5 PM Monday through Friday and from 9 AM to 12 PM on Saturdays for drive-thru services, official correspondence should be sent to our mailing address: 8404 nw 62nd ave, Johnston, IA 50131.

Join Us!

As we continue this journey together with our members and community partners, we invite you to become part of the Community Choice family. Experience firsthand how we can help you achieve your financial dreams while contributing positively to our vibrant Johnston community. For more information or assistance, don't hesitate to reach out at 515-334-8100 or visit us online at ccu.org. Let's build a brighter future together!

Our Mission

At Community Choice, our mission is simple: to provide accessible financial services while fostering a sense of community. We believe that everyone deserves a chance to thrive financially. Our focus is not just on transactions but on building lasting relationships with our members. We aim to empower individuals and families through education and support, making finance easier and more understandable. We take pride in being more than just a credit union; we are an integral part of the Johnston community. Our partnerships with local organizations and active participation in community outreach initiatives demonstrate our commitment to making a positive impact. Whether it's sponsoring local events or supporting charitable causes, we strive to give back to the community that supports us.

Branch Location & Accessibility

Contact Us

We invite you to visit us at Community Choice in Johnston! Feel free to call us at 515-334-8100 if you have any questions or need assistance before your visit. We look forward to serving you soon!

Nearby Landmarks and Accessibility

Situated just a stone's throw away from local favorites like the Johnston Town Center and the scenic Johnston Greenbelt, our branch offers a prime location for both residents and visitors alike. With ample parking available right outside our doors, getting to us is a breeze. Plus, we're committed to accessibility, featuring ADA-compliant entrances and ramps for everyone.

Operating Hours and Services

Our friendly team is ready to assist you during our lobby hours from 9 AM to 5 PM on weekdays and from 9 AM to 12 PM on Saturdays. If you prefer drive-thru services, you can take advantage of our convenient drive-thru banking during those same hours. Need cash? Our ATM is available for quick withdrawals and balance checks whenever you need it. At Community Choice, we offer a variety of personal banking services such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and even business banking solutions. We strive to meet your financial needs with personalized service in a welcoming atmosphere.

Member Eligibility

At Community Choice, we're excited to welcome you into our community where everyone is valued and supported. Becoming a member is simple and open to those who live, work, worship, or attend school in the area around 8404 Nw 62Nd Ave Johnston Ia 50131. It's our way of ensuring that our members are truly part of the community we serve. Plus, as a member, you'll enjoy a range of benefits like competitive loan rates, personalized service, and access to various financial products tailored just for you. If you're ready to take the next step towards membership, opening an account with us is easy! Just give us a call at (515) 334-8100 or visit our website for more information on how you can join. For detailed eligibility criteria, check out this resource: . We look forward to having you as part of our family at Community Choice!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services designed to simplify your transactions. Picture this: your customers can pay seamlessly using various methods while you track sales effortlessly through our platform. This not only enhances customer satisfaction but also boosts your operational efficiency. Located at 8404 Nw 62Nd Ave Johnston Ia 50131 in Johnston, IA, we are here to assist you every step of the way. Call us at (515) 334-8100 or visit our website to learn how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $190 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $111,486,774, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're an entrepreneur or small business owner, our business banking services are here to help you thrive. From merchant services that simplify payment processing to business loans designed to fuel your growth, we're committed to supporting local businesses every step of the way.

Credit Cards and Rewards

We understand the importance of making every dollar count. That's why we offer credit cards with rewards, allowing you to earn points on everyday purchases. These rewards can be redeemed for travel, merchandise, or cash back, adding value to your spending.

Drive-Thru and ATM Access

For those who prefer face-to-face interactions but want quick service, our drive-thru banking makes it easy to conduct deposits and withdrawals without leaving your car. Plus, with basic ATM access available for cash withdrawals and balance checks, you can handle transactions swiftly at any time. --- Ready to take control of your finances? Visit us at 8404 Nw 62Nd Ave Johnston Ia 50131 in Johnston, IA, or call us at (515) 334-8100 today! Discover how our dedicated team at Community Choice can assist you with all your banking needs.

Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why Community Choice offers robust online and mobile banking features. You can easily manage your accounts from anywhere whether it's checking balances, transferring funds, or paying bills all at the touch of a button. Our ATM services further enhance accessibility, allowing you to withdraw cash or check balances whenever necessary.

Personal Banking Solutions

Our personal banking services include checking and savings accounts designed to fit various lifestyles. Imagine easily managing your money with tools that help you save for vacations, emergencies, or even a new car. With our auto loans and vehicle financing, purchasing a reliable vehicle becomes a reality without straining your budget. For those looking to invest in a home, our mortgage loans and refinancing options offer competitive rates that can make homeownership more accessible. We also provide personal loans and debt consolidation options, perfect for when life throws unexpected expenses your way.

Digital & Online Banking

Key Features

One of the standout features is our support for electronic signature authorization. This means you can sign important documents quickly and securely without needing to visit a branch. We also provide e-statements, so you can keep track of your transactions electronically saving paper while keeping your information organized. If you're looking to send money to friends or family, our person-to-person transfer feature makes it simple. You can easily send money in real time without any hassle. And if you're out shopping or dining, take advantage of our mobile payments feature that allows you to make purchases directly from your phone.

Security and Accessibility

We prioritize your security with robust measures that protect your personal information while allowing you the freedom to manage your finances anytime, anywhere. Our online services are designed with ease-of-use in mind; whether you're tech-savvy or not, you'll find everything straightforward. At Community Choice, we believe that banking should fit into your life seamlessly. Join us today and experience the convenience of digital banking tailored just for you!

Financial Strength

A Solid Foundation

With a net worth of $97,286,239, we maintain robust financial health, enabling us to provide better rates, lower fees, and improved member services. Our net worth ratio of $1,230 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share Accounts stand at 100,557, showcasing a strong member base that trusts us with their finances. With net shares available for lending and investments amounting to $2,716,251, we are well-positioned to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community Choice is your trusted partner. Visit us at 8404 Nw 62Nd Ave Johnston Ia 50131 or call (515) 334-8100 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $63,061,871 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to supporting your financial goals with $9,941 in used auto loans and $654,935,950 in total loans and leases.

Operational Efficiency

Our operational efficiency is reflected in our $5,519,713, which allows us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 173 full-time employees and 4 part-time employees dedicated to serving you with a knowledgeable team.

Your Savings Are Secure

Members' savings are secured through $98,413,853 in share certificates and $118,824,197 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $10,167,406, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $140,433,471 in used vehicle loans and $33,359,909 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new vehicle or a reliable used car, our financing solutions make it accessible and straightforward.

Business Loans

For business owners, our outstanding commercial loans totaling $111,486,774 provide the capital needed to grow and expand your business. We understand the unique challenges that businesses face and are committed to providing tailored solutions that fit your needs. In addition to these offerings, we also provide total credit lines amounting to $176,010,545, giving you access to funds when you need them most. At Community Choice in Johnston, IA, we are dedicated to helping our members navigate their financial journeys with clarity and support. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Whether you're ready to apply for a loan or just have questions about your options our team is here to help! Visit us today or call us at 515-334-8100 to learn more about how we can assist you with your borrowing needs.

Credit Card Loans

Managing day-to-day expenses can be easier with our flexible terms on unsecured credit card loans. We currently have $32,922,063 in these loans helping members manage their finances effectively. With our credit card options, you can enjoy benefits while maintaining control over your spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $87,583,578, making buying or refinancing simple. We can guide you through various refinancing options as well to help you secure better terms on your existing mortgage.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions. This guarantees transparency in the options presented to users. - No Sponsored Listings: Unlike many other comparison tools, LendMesh does not prioritize lenders based on paid promotions. The focus remains on providing unbiased results that serve the best interests of the user. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to make informed decisions without delay. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This type of feedback reflects the effectiveness of the platform in guiding borrowers toward better financial choices. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers. By partnering with reputable lenders, LendMesh provides a trustworthy platform for consumers.

COMMUNITY CHOICE CREDIT UNION