COMMONWEALTH FEDERAL CREDIT UNION - Richmond, KY

At Commonwealth, we're not just a credit union; we're a community partner dedicated to supporting your financial journey. Located at 108 Meridian Way in Richmond, KY 40475, our Richmond Branch has been serving members since 1951. With over 130,000 strong members and assets exceeding $2.5 billion, we strive to offer reliable financial solutions tailored to your needs. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, our experienced team is here to help. Under the leadership of CEO Karen Harbin and Board President Randy Fawns, we focus on building lasting relationships with our members. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to our mailing address: PO Box 978, Frankfort, KY 40601. Commonwealth stands out with total deposits of $317,693,456 and a net worth of $287,619,804. Our commitment is evident through the nearly 110,343 loans we've provided to members seeking financial empowerment. Plus, with $22,699,370 in cash on hand and robust online banking services available, managing your finances has never been easier. Come experience the difference at Commonwealth! We invite you to visit us or call us at 800-228-6420 during our operating hours Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:30 PM. Let us help you achieve your financial goals today!

Welcome to the Commonwealth Richmond Branch, a beacon of community support and financial empowerment in Richmond, KY. Established in 1951, our branch has a rich history of serving members with dedication and integrity. Over the decades, we have grown from a small local credit union to a trusted financial partner for over 130,000 members, reflecting our commitment to fostering financial well-being and community growth. Located at 108 Meridian Way, our branch is easily accessible for all your banking needs. Whether you are near the bustling downtown area or visiting the nearby parks, we are here to serve you. While members can visit us at this address, official correspondence should be sent to PO Box 978, Frankfort, KY 40601. At Commonwealth, our mission is clear: we aim to provide exceptional financial services while actively supporting our community. We offer a range of products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our goal is to empower our members with the tools they need to achieve their financial dreams. With total assets exceeding $2.5 billion, we have established ourselves as a strong and reliable institution. This financial strength allows us to invest back into the community through various outreach programs and partnerships that benefit local organizations and initiatives. We believe that when our community thrives, so do our members. Our commitment to technology ensures that you can manage your finances conveniently through online banking and mobile applications. We also prioritize accessibility with ADA-compliant facilities and services. Need cash? Our branch features both ATM services and drive-thru banking for quick transactions. Under the leadership of CEO Karen Harbin and Board President Randy Fawns, we continue to innovate while staying true to our roots as a member-focused credit union. Our operating hours are designed for your convenience: Monday through Friday from 9:00 AM to 5:00 PM, and Saturday from 9:00 AM to 12:30 PM. Join us at Commonwealth Richmond Branch today! Experience firsthand how we can help you reach your financial goals while being part of a supportive community network. Give us a call at 800-228-6420 or visit us soon we look forward to welcoming you!

At Commonwealth, becoming a member means joining a warm, welcoming community that values your needs and goals. If you live, work, or attend school in the area, you're likely eligible to join us! We believe in making banking accessible to everyone, so whether you're looking for personal banking services or loans, we've got something for you. To ensure you meet all the requirements, please take a moment to check out our detailed eligibility criteria at . Once you're ready to open an account, the process is straightforward and designed with you in mind. Just give us a call at (800) 228-6420 or visit us at our location on 108 Meridian Way Richmond Ky 40475 during our business hours. We're here to help you every step of the way as you take this exciting step toward financial empowerment!

At Commonwealth, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that knowing the financial strength of your credit union can make all the difference in your banking experience. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $287,619,804, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1120 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $965,401,846 in share certificates and $222,402,007 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $277,904,161 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $18,914 in used auto loans and a total of $1,833,796,165 in loans and leases. Our operational efficiency is reflected in our net income of $5,649,362, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 358 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,403,159. Total Share Accounts: 327,896, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Commonwealth is your trusted partner. Visit us at 108 Meridian Way Richmond Ky 40475 or call 800-228-6420 to learn more about how we can help you achieve your financial goals.