At Clearwater, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a focus on strong financial health, we are committed to providing you with reliable services and resources. With a
net worth of $131,566,756, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our
net worth ratio of $1,203 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through
$149,937,465 in share certificates and
$104,046,370 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at
$2,266,836, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your success is further reflected in our
$113,766,756 in undivided earnings. This enables us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With
$8,216 in used auto loans and
$783,741,231 in total loans and leases, our lending capacity supports members' financial goals across various sectors. While our
$0 shows our operational efficiency, it also reflects our ability to continue offering competitive loan rates and solid financial products for our members. We take pride in having
187 full-time employees and
5 part-time employees who are dedicated to serving you with knowledge and care. Net Shares (Funds available for lending and investments) stand at
$2,575,473, reinforcing the trust you've placed in us. With a total of
136,218 share accounts, it's clear that more members are choosing us as their trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Clearwater is your trusted partner. Visit us at 2711 Airport Rd Ste F Helena Mt 59601 or call (406) 523-3300 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at:
https://www.ncua.gov , based on the latest results.