Clearwater Credit Union Helena MT | Reliable ATM Services & Access

Introduction

Welcome to Clearwater, your trusted partner in financial well-being located at 2711 Airport Rd Ste F, Helena, MT 59601. Established in 1956, Clearwater has been dedicated to serving our community for over six decades, fostering strong relationships and empowering our members with the resources they need to thrive. With a total membership of 62,859 and assets amounting to an impressive $1,093,213,713, we take pride in being a cornerstone of financial support in Helena. At Clearwater, we believe that everyone deserves access to reliable financial services tailored to their unique needs. Our commitment is reflected in our robust portfolio, which includes 32,455 loans and leases and total deposits reaching $45,786,495. These figures underscore our stability and ability to serve you better. Additionally, with a net worth of $131,566,756 and cash in hand totaling $13,233,713, we stand ready to assist you with confidence. Led by our dedicated CEO Jack Lawson and Board President Anthony Boote, our team of 192 employees works diligently to ensure that every member receives personalized attention and expert guidance. We understand that navigating financial decisions can be daunting; that's why we are here for you every step of the way. Whether you're looking for a loan or seeking advice on how to manage your finances effectively, Clearwater is just a phone call away at 406-523-3300. While members can visit us at our branch location in Helena, official correspondence should be sent to our mailing address: 3600 Brooks St, Missoula, MT 59801. Join us today and experience the Clearwater difference where your financial future matters! For more information about our services or to get started on your next big financial move, visit us online at Clearwater Credit Union. We look forward to helping you achieve your goals!

Branch History & Mission

At Clearwater, we take pride in our rich legacy of serving the Helena community since our establishment in 1956. Located at 2711 Airport Rd Ste F, Helena, MT 59601, our branch has been a trusted financial partner for nearly seven decades. Over the years, we have grown from humble beginnings to become a vital resource for over 62,000 members, reflecting our commitment to fostering financial well-being and community support. From our headquarters in Missoula, MT, we have expanded our services and membership base significantly. With total assets reaching an impressive $1,093,213,713, Clearwater continues to thrive as a stable and reliable credit union. Our mission is simple yet impactful: to empower our members through quality financial services while actively contributing to the betterment of our community. While members can visit us at our branch location in Helena, official correspondence should be sent to 3600 Brooks St, Missoula, MT 59801. We understand that convenience matters; that's why we offer flexible operating hours by appointment from Monday to Friday between 9:00 AM and 5:00 PM. Our commitment extends beyond just banking. At Clearwater, we believe in building strong relationships with our members and the local community. Through various outreach efforts and partnerships with local organizations, we strive to make a meaningful difference in the lives of those we serve. Whether it's providing financial literacy workshops or supporting local events, we're dedicated to enhancing the quality of life in Helena and surrounding areas. As part of our ongoing efforts to embrace technology and accessibility, we've implemented features such as mobile banking and online account management. While we currently do not have ATM or drive-thru services at this branch location, we are always exploring ways to improve member experience and accessibility. If you're looking for a credit union that prioritizes your needs and values community connection, look no further than Clearwater. Join us today and experience firsthand the benefits of being part of a member-focused institution that truly cares about your financial success! For more information or to get started on your journey with us, call us at 406-523-3300 or visit our website.

Branch Location & Accessibility

Accessible Banking Experience

At Clearwater, we prioritize accessibility for everyone. Our branch complies with ADA standards, ensuring that all members can navigate comfortably. Parking is available right outside our entrance, making it simple for you to stop in without hassle.

Call Us Anytime

If you have questions or would like to schedule an appointment before visiting, feel free to give us a call at 406-523-3300. We're always here to support you in your financial journey! Visit Clearwater today and discover how we can help make banking easier and more enjoyable for you!

Conveniently Located

Situated near the bustling Helena Regional Airport, our branch is not only convenient for travelers but also easily accessible from various parts of the city. If you're nearby, why not take a moment to visit us? While our main location is at 2711 Airport Rd Ste F, any official correspondence can be sent to our mailing address at 3600 Brooks St, Missoula, MT 59801.

Friendly Service Hours

We are open Monday through Friday from 9:00 AM to 5:00 PM by appointment. This ensures that when you visit us, you'll receive personalized service tailored to your needs. Whether you're looking for help with loans, checking accounts, or other financial inquiries, our team is ready to assist you during these hours.

Member Eligibility

At Clearwater, we believe in building a community where everyone can thrive. Becoming a member is simple and welcoming; if you live, work, or worship in the Helena area, you're likely already eligible! We're here to support you with a range of financial services tailored just for our members, from loans to savings accounts. To find out more about the specific eligibility criteria, feel free to check out this resource. Joining us means stepping into a world of personalized service and local commitment that larger banks can't provide. Opening an account is straightforward too! Just visit us at 2711 Airport Rd Ste F Helena Mt 59601 or give us a call at (406) 523-3300 to get started on your journey with Clearwater. We're excited to welcome you into our family! For more details on how to open an account, you can also explore this link: http://clearwatercreditunion.org/home-loans/home-buying-center/get-started/.

Business Banking & Commercial Services

Merchant Services Made Easy

In today's fast-paced world, efficient payment processing is key. Our merchant services empower you to accept payments easily and securely, allowing you to focus on what you do best running your business. Imagine effortlessly managing transactions while enhancing customer experiences. Located at 2711 Airport Rd Ste F, Helena MT 59601, we're here to help you navigate your business's financial journey. For inquiries or to schedule an appointment, call us at 406-523-3300. Let's work together to make your business thrive!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $304 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $134,634,645, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Services

One of the key services offered at Clearwater is our ATM service. We understand that access to cash can be essential in everyday life. You might find yourself needing cash for a quick grocery run or an unexpected outing. While we currently provide ATM services only, we are always exploring ways to enhance your banking experience and improve convenience. In addition to physical access, we offer robust digital banking features that allow you to manage your finances anytime, anywhere. With online banking, you can check balances, transfer funds, and pay bills with just a few clicks. Our mobile app adds another layer of convenience, enabling you to conduct transactions from your smartphone while on the go.

Embracing Technology

In today's fast-paced world, we recognize the importance of flexibility and ease of use in banking. That's why Clearwater also offers features like electronic signatures and e-statements, making it easier for you to manage your accounts without unnecessary paperwork. With person-to-person payment options available as well, sending money to friends or family is simpler than ever. As a member-focused credit union since 1956, Clearwater aims not only to provide essential services but also to create an environment where members feel valued and understood. Your financial well-being is our priority.

Join Us Today!

Ready to explore what we can do for you? Visit our website at clearwatercreditunion.org for more information or stop by our branch in Helena today! We look forward to supporting your financial goals and being part of your journey toward success!

Personalized Assistance

For any questions or personalized assistance, feel free to reach out to us at our branch located at 2711 Airport Rd Ste F in Helena. Our team is here to help guide you through any service inquiries and assist with your specific financial needs. You can call us at 406-523-3300 during our operating hours by appointment from Monday through Friday, 9:00 AM to 5:00 PM.

Digital & Online Banking

In today's fast-paced world, having quick and secure access to your finances is essential. At Clearwater, we prioritize your convenience while ensuring that your banking experience remains safe and user-friendly. With our comprehensive digital and online banking services, managing your money has never been easier. You can easily access all our online services by visiting http://clearwatercreditunion.org/. Whether you're checking your balance, transferring funds, or paying bills, our 24/7 online banking platform is designed to meet your needs whenever you need it. Plus, with the option for electronic signature authorization, you can complete transactions and agreements from the comfort of your home without any hassle. One of the great features we offer is e-statements. This means you can view and manage your statements online no more waiting for paper copies to arrive in the mail! You also have the flexibility of mobile payments, allowing you to make purchases directly from your smartphone with ease. For those on the go, our mobile application brings banking right to your fingertips. Whether you're depositing checks or reviewing account activity, everything is just a tap away. And if you want to send money to friends or family quickly, our person-to-person transfer feature makes it simple and efficient. At Clearwater, we believe that banking should be accessible and straightforward. Our digital tools are designed to give you real-time control over your accounts while keeping security at the forefront. Experience a modern way of banking that fits seamlessly into your lifestyle!

Financial Strength

At Clearwater, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a focus on strong financial health, we are committed to providing you with reliable services and resources. With a net worth of $131,566,756, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.03% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $149,937,465 in share certificates and $104,046,370 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,266,836, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your success is further reflected in our $113,766,756 in undivided earnings. This enables us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $8,216 in used auto loans and $783,741,231 in total loans and leases, our lending capacity supports members' financial goals across various sectors. While our $2,695,100 shows our operational efficiency, it also reflects our ability to continue offering competitive loan rates and solid financial products for our members. We take pride in having 187 full-time employees and 5 part-time employees who are dedicated to serving you with knowledge and care. Net Shares (Funds available for lending and investments) stand at $2,575,473, reinforcing the trust you've placed in us. With a total of 136,218 share accounts, it's clear that more members are choosing us as their trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Clearwater is your trusted partner. Visit us at 2711 Airport Rd Ste F Helena Mt 59601 or call (406) 523-3300 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Financing Options

In addition to these offerings, we have substantial credit lines available totaling $370,691,608, providing additional flexibility for those who may require more significant funding for various projects or expenses. For business owners looking for growth opportunities, our outstanding commercial loans amounting to $134,634,645 can provide the capital needed to expand your business operations. We encourage all potential borrowers to explore our refinancing options as well. If you're considering refinancing an existing loan or have questions about eligibility requirements for any of our products, please don't hesitate to ask during your visit or call us directly. Our financial data is sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. We are committed to providing transparent information so that you can make informed decisions about your financial future. At Clearwater, we're here to support your journey let's get started today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $107,020,130 in used vehicle loans and $39,112,611 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates for both new and used vehicles, ensuring that you find an option that fits your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $65,738,147, making buying or refinancing simple. We strive to make the process straightforward and stress-free so you can focus on what matters most your new home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $23,801,187 in loans helping members manage their finances effectively. These cards are designed to provide the purchasing power you need while allowing you to enjoy the convenience of cashless transactions.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers, giving users peace of mind that they are comparing legitimate options. Each lender's rates are updated regularly to reflect the most current offerings, making it easier for users to spot the best deals.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results so users can choose freely. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and user-friendly LendMesh can be in helping individuals secure better loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

CLEARWATER FEDERAL CREDIT UNION - Helena, MT

Type of Loan Offerings

Personal Loans

Student Loans

Vehicle Loans

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