City Employees Credit Union Knoxville TN | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to City Employees, your trusted financial partner located at 5308 Washington Pike, Knoxville, TN 37918. Since our establishment in 1932, we have proudly served our community with dedication and care. With a growing membership of over 8,500 individuals, we strive to create a welcoming environment where your financial needs are met with personalized service. At City Employees, we understand that financial decisions can be daunting. That's why our team, led by CEO James Carroll and Board President Chris Cunningham, is here to guide you through every step. Whether you're looking for personal banking options, auto loans, or business financing solutions, we've got you covered. Our total assets stand at an impressive $111,161,645, reflecting our commitment to the stability and growth of our members' finances. While members can visit us at our branch for all their banking needs, official correspondence should be sent to 5308 WASHINGTON PIKE, KNOXVILLE, TN 37918-7053. We invite you to explore our wide range of services designed to empower your financial journey. With total deposits exceeding $10,554,402 and a robust lending portfolio of 16,290 loans and leases, we are well-equipped to support your aspirations. As a member-focused credit union, we prioritize the needs of our community. Our dedicated staff is ready to assist you from 8 AM to 5 PM on weekdays (closed on weekends) at 865-521-2255. Discover how City Employees can help you achieve your financial goals visit us today or check out our website at cecuknox.com. Join us in building a brighter financial future together!

Branch History & Mission

City Employees Credit Union, known locally as the Washington Pk Branch, has been a pillar of support for the Knoxville community since its establishment in 1932. Nestled at 5308 Washington Pike, this branch stands as a testament to our commitment to serving members and providing financial stability. Over the years, we have grown from humble beginnings to now proudly serve over 8,500 members with total assets exceeding $111 million. Our mission is straightforward yet profound: to enhance the financial well-being of our members while fostering community growth and support. We believe that everyone deserves access to quality financial services, whether it's through personal banking solutions like checking and savings accounts or by offering competitive auto loans and credit card options. As a member-focused institution, we are dedicated not only to meeting your financial needs but also to empowering you through education and resources that promote better financial decisions. Throughout our journey, we've adapted to the evolving needs of our community. From implementing advanced online banking features to ensure convenient access at any time, to maintaining compliance with ADA standards, we prioritize accessibility for all our members. We also provide ATM services for easy cash withdrawals and balance checks, making banking seamless and efficient. While members can visit us at 5308 Washington Pike, official correspondence should be sent to our mailing address at 5308 WASHINGTON PIKE, KNOXVILLE, TN 37918-7053. Our operating hours are designed with your convenience in mind: Monday through Wednesday from 8 AM to 4:30 PM and Thursday through Friday until 5 PM. As we continue to grow alongside our community in Knoxville, we strive to form meaningful partnerships that uplift those around us. Whether through local outreach programs or collaborative efforts with other organizations, we aim to make a positive impact beyond just banking. Join us at City Employees Credit Union and experience firsthand how we can help you achieve your financial goals while being part of a supportive community. For more information or to become a member today, give us a call at 865-521-2255 or visit us online at www.cecuknox.com. Together, let's build a brighter future!

Branch Location & Accessibility

Convenient Access

While members can visit us at 5308 Washington Pike, official correspondence should be sent to our mailing address: 5308 WASHINGTON PIKE, KNOXVILLE, TN 37918-7053. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ample parking to ensure everyone can access our services with ease.

Operating Hours and Services

Our friendly staff is here to assist you during our lobby hours from 8:00 AM to 5:00 PM on Tuesdays through Fridays, and from 8:00 AM to 4:30 PM on Mondays and Wednesdays. Whether you're looking to open an account, inquire about loans, or simply have a chat about your financial options, we're here for you. Additionally, we offer a variety of services including personal banking accounts, auto loans, credit cards with rewards, and more. Plus, for those who prefer self-service options, we have ATM availability for quick cash withdrawals and balance checks.

Stay Connected

If you have any questions or need assistance before visiting us, feel free to give us a call at 865-521-2255. Our team is eager to help you with whatever you need. So why wait? Come by and experience the friendly service that sets City Employees apart! We look forward to welcoming you soon!

Member Eligibility

Joining the family at City Employees is easy and welcoming, making you feel right at home in our supportive community. To become a member, you simply need to meet a few friendly eligibility criteria. Whether you're a city employee, a family member of a current member, or someone who lives or works in the area around 5308 Washington Pike Knoxville Tn 37918, you're likely already qualified! The benefits of membership are plentiful, including access to personalized financial services, competitive loan rates, and community-focused initiatives that truly make a difference. For those interested in learning more about the specific eligibility requirements, we invite you to visit our website at http://www.cecuknox.com/become-a-member/ for all the details. When you're ready to open an account, the process is straightforward and designed with you in mind. You can easily get started by visiting our account opening page at https://www.cmg.loanliner.com/loanrequest/presenter/loanlist/04101840/2321?isframed=f&cuid=04101840&loanlistid=2321&channelid=1057753818102100438&locationid=1807798504142140552 or give us a call at (865) 521-2255 if you have any questions. We're here to help you every step of the way as you take this exciting step towards better financial wellbeing!

Business Banking & Commercial Services

At City Employees, we understand the unique challenges that business owners face. That's why we're committed to helping you succeed through our comprehensive business banking and commercial services tailored just for you. Imagine having access to financing that can transform your vision into reality. Our commercial loan products are designed to fuel growth, whether you're looking to expand operations, invest in new equipment, or manage cash flow. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $56 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $248,028, we continue to drive economic growth by financing new and expanding businesses. Beyond loans, our merchant services simplify transactions so you can focus on what matters most growing your business. From easy payment processing to robust reporting tools, we provide the essential support that helps streamline your daily operations. Visit us at 5308 Washington Pike Knoxville Tn 37918, Knoxville, TN, or call us at (865) 521-2255 to discover how we can help your business thrive!

Comprehensive List Of Services

Business Banking Essentials

For our entrepreneurial members, we offer comprehensive business banking solutions including merchant services and business loans designed to support your company's growth. We know how crucial it is for businesses to have reliable financial support, so we're committed to helping you thrive.

Digital Convenience at Your Fingertips

In today's fast-paced world, convenience is key. Our robust online and mobile banking services allow you to check balances, transfer funds, and pay bills with just a few taps on your smartphone or tablet. You'll also find our ATM services accessible for quick cash withdrawals and balance checks whenever you need them.

Get Started Today!

With so many valuable services available at City Employees, there's no better time to take charge of your financial future! For more information or to open an account today, give us a call at 865-521-2255 or visit us online at cecuknox.com. We look forward to welcoming you into our community!

Personal Banking Solutions

We understand that managing personal finances can sometimes feel overwhelming. That's why we offer checking and savings accounts that fit your lifestyle. With easy access to your funds and online banking options, you can manage your accounts from anywhere at any time. Need to make a big purchase? Our auto loans and vehicle financing services make it easy for you to drive away in your dream car without breaking the bank. Plus, if home ownership is on your mind, our mortgage loans and refinancing options provide flexibility and competitive rates.

Support for Your Financial Goals

Sometimes life throws unexpected challenges your way. That's where our personal loans and debt consolidation come into play. We're here to help you tackle those hurdles head-on. Additionally, our credit cards with rewards offer great benefits while helping you build your credit score.

Digital & Online Banking

Key Features for Your Convenience

We're proud to provide features like electronic signature authorization, allowing you to sign documents securely without needing to visit a branch. Plus, with e-statements available, you can go green while keeping track of your financial statements digitally. For those who are always on the move, our mobile application makes banking even easier. You can manage your accounts, deposit checks, and even send money to friends or family with our person-to-person transfer feature. And if you're interested in making purchases without cash or cards, our mobile payments option is here to simplify your transactions.

Security and Accessibility

Your security is our top priority. Our online banking system uses advanced technology to protect your personal information while providing a user-friendly experience. With 24/7 online banking services available at City Employees, you can feel confident knowing that you have full control over your finances whenever you need it. Join us today and discover how easy it is to manage your money with City Employees's digital and online banking services! For more information about these features and to get started, visit us at https://www.cecuknox.com/.

Financial Strength

Commitment to Growth

With $21,259,866 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is also impressive; with $8,645 in used auto loans and $67,523,316 in total loans and leases, we support our members' financial goals across various sectors.

Growing Membership Base

We currently boast a total of 14,384 share accounts, showing a strong and growing member base that trusts us with their finances. The funds available for lending stand at $154,027, which showcases our ability to invest back into the community while supporting our members' needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, City Employees is your trusted partner. Visit us at 5308 Washington Pike Knoxville Tn 37918 or call (865) 521-2255 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings

Members' savings are secured through $10,631,973 in share certificates and $6,318,332 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $249,189 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 20 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $23,279,676, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 20.94% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $13,576,674 in used vehicle loans and $8,146,663 in new vehicle loans already helping members get on the road. We provide flexible terms and financing options that fit your budget, making it easier for you to drive away in the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $248,028 provide the capital needed to grow and expand. We understand the challenges faced by small businesses and are committed to supporting their success. At City Employees, we also offer refinancing options for those looking to lower their monthly payments or consolidate debt. If you're unsure about eligibility or want more details on how our loan products can work for you, please visit our website or give us a call. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're ready to apply now or just exploring your options, we're here to assist you every step of the way. Let's turn your financial aspirations into reality together!

Credit Lines

For those needing additional financial flexibility, our credit lines amounting to $3,700,000 provide quick access to cash when you need it most. This option is perfect for emergencies or unexpected expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,086,998, make buying or refinancing simple. We guide you through each step of the process, ensuring that you understand your options and choose the best path for your future.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,153,662 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards programs that can benefit your daily spending.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in all comparisons. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect the best options available. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make well-informed choices regarding their financing needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the genuine impact LendMesh can have on securing favorable loan terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers. Each lender featured on LendMesh undergoes a rigorous verification process to guarantee the legitimacy of their loan products.

CITY EMPLOYEES CREDIT UNION - Knoxville, TN

Compare Loan Rates Near You

Loan rates in Knoxville, TN (37918)