City Employees Credit Union Knoxville TN | Low Mortgage Rates & Business Banking

Introduction

Welcome to City Employees, your trusted credit union located at 4903 N Broadway St, Knoxville, TN 37918. Since our establishment in 1932, we have proudly served our members with a commitment to community and financial empowerment. With a robust membership of over 8,500 individuals, we focus on providing personalized services that meet the diverse needs of our members. At City Employees, we understand the importance of financial stability and growth. Our total assets have reached an impressive $111,161,645, which reflects our strong position in the community. We offer a wide range of financial products including auto loans, personal loans, and credit cards with rewards designed to help you achieve your goals. Currently, our total deposits stand at $10,554,402, showing the trust that our members place in us. Our dedicated team of 21 employees, led by CEO James Carroll and Board President Chris Cunningham, is here to ensure you receive exceptional service every time you visit us or reach out via phone at 865-219-7225. We take pride in fostering a welcoming environment where every member feels valued. Whether you're looking to buy your first car or save for your future, City Employees is here to help. While members can visit us at our branch address, official correspondence should be sent to 4903 N BROADWAY ST, KNOXVILLE, TN 37918-2315. Join us today and discover how we can assist you on your financial journey! Visit our website at cecuknox.com for more information on membership eligibility and to explore the various services we offer. Let's work together towards a brighter financial future!

Branch History & Mission

A Vision for the Future

As we look ahead, we remain focused on embracing technology to enhance member experience. From mobile payments and online banking to e-statements and electronic signatures, City Employees is committed to making banking easier for you. We invite you to join our growing family at City Employees. Experience firsthand how our member-focused approach can help you achieve your financial goals while being part of a community that cares. For more information about becoming a member or opening an account, please visit us at cecuknox.com. Together, let's build a brighter financial future!

Community Commitment

City Employees isn't just about numbers; it's about people. We actively engage with local organizations and initiatives aimed at bettering Knoxville. Whether it's sponsoring community events or providing educational resources on financial literacy, we strive to make a meaningful impact. While members can visit us at 4903 N Broadway St, official correspondence should be sent to our mailing address: 4903 N BROADWAY ST, KNOXVILLE, TN 37918-2315. Our branch features convenient operating hours open from 8 AM to 4:30 PM Monday through Wednesday and 8 AM to 5 PM Thursday and Friday. Though we do not offer drive-thru service, we are equipped with an ATM for easy access to your funds.

Our Journey

Since its inception, City Employees has been committed to empowering individuals and families through accessible financial services. Over the years, we have witnessed remarkable growth, now boasting a total membership of 8,502 and total assets reaching an impressive $111,161,645. This journey reflects not only our dedication to sound banking practices but also our unwavering focus on community support. Our mission is simple yet profound: to provide comprehensive financial solutions while enhancing the quality of life in our community. We believe that everyone deserves access to fair and affordable financial services. This belief drives us to offer various products ranging from personal banking accounts and auto loans to mortgage financing and business banking solutions.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important for all our members. Our branch is fully ADA compliant, featuring ramps and designated parking spaces to ensure everyone can easily visit us. Plus, there's ample parking available so you can find a spot without any hassle.

Convenient Location

Nestled along North Broadway, our branch is just a short drive from popular local landmarks like the Knoxville Center Mall and the scenic Knoxville Botanical Garden. This prime location makes it simple for you to stop by while running errands or enjoying a day out in the city.

Operating Hours

At City Employees, we value your time. That's why our lobby hours are designed to accommodate your busy schedule. Join us Monday through Wednesday from 8 AM to 4:30 PM, and Thursday through Friday until 5 PM. Whether you need assistance with personal banking or want to explore loan options, our friendly staff is here to help during these hours.

Services Offered

As a member of City Employees, you have access to a variety of services tailored just for you. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Need cash? Enjoy the convenience of our ATM services available on-site for quick withdrawals and balance checks. While members can visit us at 4903 N Broadway St, official correspondence should be sent to our mailing address at 4903 N BROADWAY ST, KNOXVILLE, TN 37918-2315. We invite you to reach out with any questions or simply drop by! Call us at 865-219-7225 if you need assistance before your visit. At City Employees, we're here to support your financial journey every step of the way!

Member Eligibility

At City Employees, we believe that everyone deserves to be part of a welcoming community where financial support is just a heartbeat away. Becoming a member is simple and inclusive! If you live, work, worship, or attend school in the Knoxville area, you're already eligible to join us. We warmly invite you to explore the benefits that come with membership, such as access to personalized banking services, competitive loan rates, and a dedicated team ready to help you achieve your financial goals. To get started on your journey with us, check out our detailed eligibility criteria at http://www.cecuknox.com/become-a-member/. And when you're ready to open an account, visit https://www.cmg.loanliner.com/loanrequest/presenter/loanlist/04101840/2321?isframed=f&cuid=04101840&loanlistid=2321&channelid=1057753818102100438&locationid=1807798504142140552 or give us a call at (865) 219-7225. Join us at our branch located at 4903 N Broadway St Knoxville Tn 37918 and become part of something special today!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments from customers quickly and securely, all while keeping track of sales seamlessly through our online platform. This allows you to focus on what matters most growing your business! Visit us at 4903 N Broadway St Knoxville Tn 37918 in Knoxville, TN, or call us at (865) 219-7225 to learn more about how we can support your business journey!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $56 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $248,028, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we offer comprehensive Business Banking services, including Merchant Services and tailored Business Loans. We believe in supporting local businesses because when they thrive, our community flourishes too.

Credit Cards

Looking for a way to earn rewards while making purchases? Check out our Credit Cards with Rewards program that allows you to enjoy benefits while staying within your budget.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features. With our Online & Mobile Banking, you can access your accounts anytime, anywhere whether it's checking your balance or transferring funds on the go. Plus, we offer easy ATM access for cash withdrawals and balance checks so that you can manage your money effortlessly. We invite you to explore all these services and discover how City Employees can assist you in achieving your financial goals. Don't hesitate to visit us or call us at 865-219-7225 for more information or assistance with account openings. Your financial success starts here!

Loans and Financing

Thinking about getting a new car? Our Auto Loans and Vehicle Financing provide competitive rates and flexible terms designed just for you. If you're considering buying a home or refinancing your current mortgage, our Mortgage Loans and Refinancing options make the process smoother than ever. For those unexpected expenses or consolidating debt, our Personal Loans and Debt Consolidation services can help you manage your financial obligations without stress.

Personal Banking

We understand that managing finances is a crucial part of your life. That's why we offer Personal Banking options including Checking and Savings Accounts that fit various lifestyles and needs. From setting up your first account to planning for future expenses, we have the right tools to help you succeed.

Digital & Online Banking

Key Services for Your Convenience

Our online banking platform allows you to check your balances, transfer funds, and even manage your e-statements with just a few clicks. Yes, you heard it right! We provide e-statements so you can go paperless and keep your financial information organized without the clutter. Need to send money quickly? Our person-to-person transfer feature makes it simple to send funds to friends or family without any hassle. Plus, if you're always on the go, our mobile application is here for you! With it, you can make mobile payments easily and securely whether you're shopping in-store or online.

Security You Can Trust

Your security is our priority. That's why we offer electronic signature authorization for important transactions, ensuring that only you can approve activities on your account. Rest easy knowing that every action you take through our digital channels is protected. With user-friendly features and real-time account management, managing your finances has never been easier. Embrace the convenience of digital banking with City Employees today! Whether it's setting up an account or exploring all our services, visit us at https://www.cecuknox.com/ to get started.

Financial Strength

Commitment to Growth and Innovation

With $21,259,866 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $8,645 in used auto loans and $67,523,316 in total loans and leases, supporting members' financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts: 14,384, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $154,027. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, City Employees is your trusted partner. Visit us at 4903 N Broadway St Knoxville Tn 37918 or call (865) 219-7225 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $10,631,973 in share certificates and $6,318,332 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $249,189 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 20 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Foundation

With a net worth of $23,279,676, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 20.94% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $13,576,674 in used vehicle loans and $8,146,663 in new vehicle loans already helping members get on the road. We also provide refinancing options if you're looking to lower your current payments. Our team is here to guide you through eligibility requirements and ensure you find a solution that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $248,028 provide the capital needed to grow and expand your enterprise. We understand the unique challenges businesses face and are committed to offering solutions that support growth. City Employees is located at 4903 N Broadway St, Knoxville, TN 37918. For any inquiries or further assistance regarding our loan offerings, feel free to reach out at 865-219-7225. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan products today and take the next step toward achieving your financial dreams!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,153,662 in loans helping members manage their finances effectively. These cards come with various benefits and rewards tailored to enhance your spending power while maintaining financial health.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $14,086,998, making buying or refinancing simple. We aim to streamline the process so you can focus on what matters most your new home. Let us assist you in finding the right mortgage product that meets your needs.

Loan Aggregator

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CITY EMPLOYEES CREDIT UNION - Knoxville, TN

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