Chartway Credit Union

In the heart of Chesapeake, VA, the Chartway Credit Union ATM-only location at 4300 Portsmouth Blvd offers quick and convenient access to your funds when you need it most. Serving a thriving community of over 256,000 members with nearly $3 billion in assets, Chartway is dedicated to supporting your financial wellness with trusted services. While this branch provides essential ATM services like withdrawals and balance checks, it connects you to Chartway’s full suite of signature offerings—including some of the best auto loans and low mortgage rates designed to help you drive your dreams forward or secure your perfect home.
Open Monday through Friday from 8 am to 7 pm and Saturdays from 8 am to 3 pm, this location ensures easy access for busy schedules. Although there is no drive-thru here, the efficient ATM service is ready whenever you are. Whether you’re topping off cash for weekend plans or checking your balance on the go, Chartway’s commitment to member-first service shines through every transaction.
Visit the Chartway ATM at 4300 Portsmouth Blvd today and experience fast, reliable ATM access alongside unmatched auto and mortgage loan options—start your membership journey with us! For questions, call 757-552-1000 or explore more at https://www.chartway.com.

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Equity Loan
6.49 %
20 Yrs
90 %
home equity
Fixed Rate Option
6.49 %
15 Yrs
heloc
Variable with Fixed Rate Option
8 %
90 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
FHA
FIXED
FHA
6.5 %
7.217 %
0.125
30.0 Yrs
CONVENTIONAL
FIXED
30 Years
7.0 %
7.0 %
30.0 Yrs
CONVENTIONAL
FIXED
15 Years
7.25 %
7.25 %
15.0 Yrs
CONVENTIONAL
FIXED
First-Time Homebuyer
8.0 %
8.0 %
30.0 Yrs
VA
FIXED
15 Years
6.125 %
6.451 %
15.0 Yrs
VA
FIXED
VA
6.625 %
6.834 %
30.0 Yrs
FHA
FIXED
15 Years
5.875 %
6.587 %
0.375
15.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Shared & certificate secured loans
3 %
12 Yrs
Signature loan
11.74 %
5 Yrs
Line of credit
12.24 %
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
Cars
4.24 %
6 Yrs
Auto
SUVs
4.29 %
6 Yrs
Auto
Trucks
4.34 %
6 Yrs
Auto
Vans
4.39 %
6 Yrs

Introduction

Welcome to Chartway, your trusted partner in financial wellness located at 4300 Portsmouth Blvd, Chesapeake, VA 23321. Since our founding in 1959, we have been dedicated to supporting our members with a strong commitment to community and exceptional service. With over 256,000 members relying on us, we take pride in being a cornerstone of financial support in the Chesapeake area. At Chartway, we believe in transparency and empowerment. Our assets total an impressive $2,981,758,349, reflecting our robust position in the financial landscape. We're here to help you navigate your financial journey with confidence whether you're looking for loans (over 153,000 approved), savings options (with deposits reaching $115,412,787), or simply need advice from our knowledgeable team. Our leadership team is passionate about fostering a member-focused environment. Under the guidance of our CEO, Brian Schools, and Board President Nancy McMahon, we continue to enhance our offerings while remaining true to our roots of trust and reliability. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be directed to the same address: 4300 Portsmouth Blvd, Chesapeake, VA 23321. If you have any questions or would like more information about our services, don't hesitate to reach out at 757-552-1000. At Chartway, we are more than just a credit union; we are a community committed to helping each other thrive. Explore our website at chartway.com and discover how we can assist you today!

Branch History & Mission

At Chartway, our journey began in 1959 with a vision to create a financial institution that truly puts its members first. Over the years, we have grown from humble beginnings to become a cornerstone of the Chesapeake community, serving over 256,000 members with a commitment to excellence. Located at 4300 Portsmouth Blvd, Chesapeake, VA 23321, our branch is easily accessible for all your banking needs. Since opening our doors, Chartway has seen remarkable growth. Today, we proudly manage total assets of over $2.98 billion, reflecting our strong financial health and dedication to supporting our members' dreams. Our evolution has been shaped by key milestones, including the expansion of services and innovative banking solutions that prioritize convenience and accessibility. Our mission is clear: to empower our members through exceptional financial services while fostering a sense of community and support. We believe that everyone deserves access to quality financial resources that help them thrive. This commitment drives us to offer products designed for all stages of life be it buying your first home or planning for retirement. As part of our dedication to modern banking, we embrace technology with features like online banking and mobile payments, allowing you to manage your finances anytime and anywhere. Our commitment extends beyond just transactions; we aim to make every interaction with us meaningful and beneficial for our members. In addition to providing essential banking services like ATMs located at our branch, we also engage in various community outreach programs that reflect our values and foster growth within Chesapeake. By partnering with local organizations and initiatives, we aim to make a positive impact on those around us. While members can visit us at 4300 Portsmouth Blvd, official correspondence should be sent to the same address as we ensure all communications are handled seamlessly. We invite you to join the Chartway family and experience firsthand the benefits of membership. Together, let's build a future filled with possibilities! For more information on how you can become part of our thriving community, visit Chartway today or call us at 757-552-1000 during our operating hours: Monday through Friday from 8 AM to 7 PM and Saturday from 8 AM to 3 PM.

Branch Location & Accessibility

Accessibility and Features

At Chartway, we prioritize accessibility for all our members. Our branch is designed to be welcoming, with ADA-compliant features including ramps for easy entry. Ample parking is available right outside, ensuring a hassle-free visit.

Call to Action

We're excited to serve you! If you're in the area or planning a visit soon, don't hesitate to stop by or give us a call at 757-552-1000. Join the Chartway family today and experience financial services tailored just for you!

Operating Hours

We understand that your time is valuable. That's why our lobby is open Monday through Friday from 8 AM to 7 PM, and Saturday from 8 AM to 3 PM. Whether you need help with banking services or simply want to speak with one of our team members, we're here when you need us.

Services Offered

While our branch focuses primarily on ATM services, offering basic access for withdrawals and balance checks, our friendly staff is always available to assist you with any questions you may have about our offerings or membership opportunities. Please note that we do not have drive-thru banking at this location. If you need to send official correspondence, please use our mailing address: 4300 Portsmouth Blvd, Chesapeake, VA 23321.

Member Eligibility

At Chartway, we believe that becoming a member is more than just opening an account it's about joining a caring community that supports your financial journey. To become a part of our family at our branch located at 4300 Portsmouth Blvd, Chesapeake, VA 23321, you'll find that the eligibility criteria are quite friendly and inclusive. If you live, work, or attend school in the areas we serve, you're likely eligible to join us! We also welcome immediate family members of existing members. This means that whether you're seeking better savings rates, loan options, or simply a supportive place for your banking needs, Chartway has you covered. Getting started is easy! You can visit us in person or check out our website for more information on how to open your account online. If you'd like to learn more about membership eligibility and the specifics of what it takes to join us, please visit this page. Should you have any questions or need assistance, feel free to give us a call at (757) 552-1000. We're here to help you every step of the way!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $8 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,263,247, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine running your business without the hassle of payment processing. Our merchant services help streamline transactions, making it easier for you to focus on what truly matters growing your business. Whether you're a retailer accepting card payments or a service provider looking to simplify billing, we have solutions designed to fit your needs. Located at 4300 Portsmouth Blvd Chesapeake Va 23321 in Chesapeake, VA, our team is dedicated to offering personalized support and guidance to help your business thrive. Reach out today at (757) 552-1000 and discover how we can assist you on your journey to success!

Comprehensive List Of Services

ATM Services

One of the standout features at Chartway is our comprehensive ATM services. Members have access to basic ATM functions like withdrawals and balance checks, ensuring you can manage your funds easily on the go. Whether you're out running errands or planning a weekend getaway, having convenient access to your money is crucial.

Call-to-Action

If you're looking for reliable financial services that put your needs first, visit us at Chartway or give us a call at (757) 552-1000. Explore our services further by visiting our website at https://www.chartway.com/. We look forward to serving you!

Digital Banking Features

In today's fast-paced world, digital banking plays an essential role in how we handle finances. At Western Branch Itm, we offer robust online banking options that allow you to check balances, transfer funds, and even pay bills from the comfort of your home or while you're out and about. Our mobile app makes it even easier; you can make payments or send money to friends with just a few taps on your phone.

Member-Centric Approach

Every service we provide is centered around our members' needs. We aim to create a welcoming environment where you feel valued and supported. From personalized assistance at our branch to user-friendly online platforms, we strive for convenience in every interaction.

Digital & Online Banking

Accessibility & Support

Our mobile application is another excellent resource that complements our online banking features. It's designed for ease of use, allowing you to manage your accounts on the go without any hassle. With access to all these features combined with friendly support from our team at Chartway, you can feel confident knowing that your banking experience is streamlined and secure. Experience the convenience of modern banking with us today! For more details on how to get started with our online banking services, visit https://www.chartway.com/.

Key Features

One of the standout features of our digital services is the ability to receive e-statements. This means no more paper clutter; you'll get your statements delivered straight to your inbox, making it easier to stay organized while being eco-friendly. And if you're looking for convenience in payments, our mobile payments feature allows you to make purchases directly from your smartphone quickly and securely. For those times when you need to send money to friends or family, our person-to-person transfer option makes it simple and fast. Just a few taps on your phone, and you're done! We also know that security is a top concern for our members. While we do not currently offer electronic signature authorization, rest assured that we are committed to keeping your information safe through robust security measures.

Financial Strength

Commitment to Innovation

With $216,105,592 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to adapt and grow while supporting your financial journey.

Growing Member Base

Total Share Accounts: 400,695, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Chartway is your trusted partner. Visit us at 4300 Portsmouth Blvd Chesapeake Va 23321 or call (757) 552-1000 to learn more about how we can help you achieve your financial goals.

Lending Support

Our lending capacity is robust with $34,007 in used auto loans and $2,431,306,072 in total loans and leases available for our members. This means whether you're purchasing a vehicle or considering other financing needs, we're here to support your goals effectively.

Member Savings and Investments

Members' savings are secured through $770,055,775 in share certificates and $383,757,951 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $172,708,693, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $11,540,561 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 558 full-time employees and 17 part-time employees who are dedicated to serving you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $255,995,762, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $856 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $705,010,901 in used vehicle loans and $526,625,135 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to fit your budget and needs.

Business Loans

For business owners, our outstanding commercial loans totaling $3,263,247 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to improve an existing business, we're here to support your entrepreneurial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $127,685,064, make buying or refinancing simple. We can guide you through the process and help you find a mortgage solution that fits your lifestyle.

Refinancing Options

If you're considering refinancing any of your current loans, we have options available that could lower your monthly payments or reduce your interest rates. Speak with one of our knowledgeable representatives at (757) 552-1000 to learn more about eligibility and how we can help optimize your financial situation. At Chartway, our goal is to empower our members with financial products that are accessible and affordable. For more information on our loan offerings, visit us at 4300 Portsmouth Blvd Chesapeake Va 23321 in Chesapeake, VA, or check out our website at https://www.chartway.com/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to providing personalized service to help you navigate your borrowing needs effectively!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $113,440,605 in loans helping members manage their finances effectively. These cards come with no collateral requirement, making it easier for you to cover unexpected expenses or make necessary purchases.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Users can trust that they are seeing genuine offers without hidden agendas. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly and easily. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights how LendMesh empowers consumers to secure better financing options effortlessly. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers that reflect the current market conditions.

Join Our Community

Unlock the power of community with LendMesh! Subscribe for personalized alerts—just tell us your target rate (like 5% or 4%), and we'll notify you the moment offers drop below your threshold. Get weekly or monthly updates with expert insights, rate trends, and hand-picked loan deals—delivered straight to your inbox. Join thousands of smart borrowers who rely on LendMesh to stay ahead of the curve and never miss a great opportunity.