Welcome to carolina, a trusted financial institution established in 1969 and proudly headquartered in Cherryville, NC. Our mission revolves around empowering our members and serving the community with integrity and dedication. Under the leadership of CEO Donna Beringer and Board President Jason Raines, we strive to offer personalized banking experiences that cater to the unique needs of each member, ensuring their financial well-being is our top priority.

As an NCUA-insured credit union since 1/4/1971 0:00, we are committed to providing secure and reliable financial services. We understand that modern banking requires flexibility and accessibility; hence, we offer a range of digital tools such as Online Banking, a user-friendly Mobile App, P2P Transfers, E-Statements, Mobile Payments, and E-signature Authorization. At carolina, we believe in making banking easier and more convenient for you. Discover more about our services at https://www.carolinafcu.org/ or reach out to us via fax at (704) 435-8061. Join us in building a financially empowered community where trust and accessibility are at the heart of everything we do.

At Carolina Federal Credit Union, we pride ourselves on providing a comprehensive suite of financial services tailored to meet the diverse needs of our members. From personal banking solutions, such as checking and savings accounts, to various loan products including auto loans and mortgage refinancing, we are committed to helping you navigate your financial journey. Our business banking services also support local entrepreneurs with merchant services and business loans, ensuring that both individuals and businesses can thrive in our community. With options for credit cards that offer rewards, along with personal loans for debt consolidation, we provide flexible solutions designed to facilitate your everyday banking needs.

In today’s fast-paced world, digital access is crucial, which is why we offer robust online banking and a user-friendly mobile app. Members can easily manage their finances from anywhere with features like person-to-person transfers, mobile payments, e-statements, and electronic signatures. These digital tools empower you to take control of your money while planning for important life milestones or growing your small business. For those interested in becoming a member or learning more about eligibility requirements, our membership page provides all the necessary information at https://www.carolinafcu.org/about-us/membership/ . Additionally, if you’re looking for competitive loan rates or want to compare options before making a decision, be sure to check out https://www.lendmesh.com/loans/personal_loans for helpful insights.

If you have questions or need personalized assistance, don’t hesitate to reach out to us at (704) 435-8061. At Carolina Federal Credit Union, we are dedicated to supporting our members every step of the way with friendly service and expert guidance in achieving your financial goals.

Carolina Federal Credit Union stands as a beacon of trust and reliability in the financial landscape, serving a diverse membership base that currently totals 7,478. Established in 1969, our commitment to providing exceptional service has allowed us to grow significantly over the years. With total assets amounting to 75,825,424 and a strong net worth of 8,160,889, we have built a solid foundation that enables us to offer competitive products while ensuring the financial security of our members.

Our impressive net income of 653,340 reflects our prudent management and dedication to enhancing member value. We understand the importance of accessible financial services, which is why we maintain total deposits of 13,778,250 and provide a range of loans and leases totaling 4,176. This robust portfolio underscores our ability to meet varied financial needs, from auto loans—where our volume reaches an impressive —to credit card offerings with a volume of .

At Carolina, we pride ourselves on transparency and member-focused service, supported by a dedicated team of just 15 employees who are committed to helping you achieve your financial goals. Our strong net worth ratio of 1,073 indicates our stability and soundness as a financial institution, assuring members that their investments are safeguarded.

As we continue to grow and adapt in an ever-changing economic environment, we remain focused on delivering value through innovative services. Whether you are looking for personal banking solutions or business financing options, Carolina Federal Credit Union is here to partner with you every step of the way.

For further insights into our performance metrics and credibility, please note that all financial data is sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . Compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates for your needs.